Best Cheap Auto Insurance in East Prospect, PA (2021)

The average East Prospect, PA auto insurance rates are $290 per month. The minimum auto insurance in East Prospect is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in East Prospect, Pennsylvania, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in East Prospect is USAA
  • The most expensive auto insurance company in East Prospect for teen drivers is Travelers
  • The minimum auto insurance required in East Prospect, Pennsylvania is 15/30/5

East Prospect, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in East Prospect can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in East Prospect, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in East Prospect to other Pennsylvania cities, including Allen auto insurance rates, York auto insurance rates, and Bethlehem auto insurance rates to see how East Prospect, Pennsylvania auto insurance rates stack up.

Before you buy East Prospect, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free East Prospect, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in East Prospect, Pennsylvania

East Prospect, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in East Prospect, Pennsylvania.

Minimum Required Auto Insurance Coverage in East Prospect, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap East Prospect, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in East Prospect, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in East Prospect, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,146 $1,990 $1,990 $7,256 $7,256 $2,348 $2,348
GEICO $1,686 $1,461 $1,598 $1,386 $4,250 $3,689 $1,693 $1,468
Liberty Mutual $3,176 $3,176 $2,912 $2,912 $9,227 $9,227 $4,026 $4,026
Nationwide $1,764 $1,764 $1,672 $1,672 $5,019 $5,019 $1,981 $1,981
Progressive $2,577 $2,577 $2,305 $2,305 $8,477 $8,477 $3,298 $3,298
State Farm $1,470 $1,470 $1,302 $1,302 $5,270 $5,270 $1,623 $1,623
Travelers $1,479 $1,479 $1,606 $1,606 $21,732 $21,732 $1,768 $1,768
USAA $1,012 $1,012 $916 $916 $3,051 $3,051 $1,337 $1,337

Cheap East Prospect, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in East Prospect, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in East Prospect, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in East Prospect, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,256 $7,256
GEICO $4,250 $3,689
Liberty Mutual $9,227 $9,227
Nationwide $5,019 $5,019
Progressive $8,477 $8,477
State Farm $5,270 $5,270
Travelers $21,732 $21,732
USAA $3,051 $3,051

Cheap East Prospect, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in East Prospect, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in East Prospect, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,990 $1,990
GEICO $1,598 $1,386
Liberty Mutual $2,912 $2,912
Nationwide $1,672 $1,672
Progressive $2,305 $2,305
State Farm $1,302 $1,302
Travelers $1,606 $1,606
USAA $916 $916

Cheap East Prospect, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in East Prospect, Pennsylvania compared to the annual auto insurance rates with a clean record in East Prospect, Pennsylvania.

Annual East Prospect, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,288 $3,875 $3,288 $3,288
GEICO $1,587 $2,728 $2,115 $2,185
Liberty Mutual $4,400 $5,065 $4,938 $4,938
Nationwide $1,885 $2,523 $3,509 $2,519
Progressive $3,770 $5,236 $3,878 $3,774
State Farm $2,207 $2,626 $2,416 $2,416
Travelers $4,696 $6,712 $8,465 $6,712
USAA $1,272 $1,754 $1,870 $1,420

Cheap East Prospect, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in East Prospect, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in East Prospect, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in East Prospect, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,288
GEICO $2,115
Liberty Mutual $4,938
Nationwide $3,509
Progressive $3,878
State Farm $2,416
Travelers $8,465
USAA $1,870

Cheap East Prospect, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how East Prospect, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in East Prospect, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,392 $3,273 $2,639
GEICO $3,224 $1,824 $1,414
Liberty Mutual $6,169 $4,426 $3,910
Nationwide $3,057 $2,520 $2,249
Progressive $5,504 $3,874 $3,115
State Farm $3,434 $2,131 $1,685
Travelers $7,213 $6,537 $6,189
USAA $1,965 $1,468 $1,303

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap East Prospect, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect East Prospect, Pennsylvania auto insurance. Find the cheapest annual East Prospect, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in East Prospect, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,366 $3,504
GEICO $2,120 $2,187
Liberty Mutual $4,712 $4,958
Nationwide $2,609 $2,609
Progressive $4,164 $4,164
State Farm $2,346 $2,487
Travelers $6,646 $6,646
USAA $1,534 $1,624

Cheap East Prospect, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in East Prospect, Pennsylvania? Check out the comparison of annual East Prospect, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in East Prospect, Pennsylvania

Insurance Company Low Medium High
Allstate $3,272 $3,458 $3,574
GEICO $1,963 $2,175 $2,323
Liberty Mutual $4,588 $4,871 $5,046
Nationwide $2,621 $2,644 $2,562
Progressive $3,801 $4,202 $4,490
State Farm $2,250 $2,448 $2,551
Travelers $6,710 $6,661 $6,568
USAA $1,463 $1,594 $1,679

Best By Category: Cheapest Auto Insurance in East Prospect, Pennsylvania

Compare the cheapest auto insurance companies in East Prospect, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in East Prospect, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

The Cheapest East Prospect, Pennsylvania Auto Insurance Companies

What auto insurance companies in East Prospect, Pennsylvania are the cheapest? Compare the top East Prospect, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in East Prospect, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,435
GEICO $2,154
Liberty Mutual $4,835
Nationwide $2,609
Progressive $4,164
State Farm $2,416
Travelers $6,646
USAA $1,579

What affects auto insurance rates in East Prospect, Pennsylvania?

There are a lot of reasons why auto insurance rates in East Prospect, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in East Prospect, Pennsylvania. Many local factors may affect your East Prospect auto insurance rates.

East Prospect Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average East Prospect, Pennsylvania commute length is 25.3 minutes according to City-Data.

Compare East Prospect, Pennsylvania Auto Insurance Quotes

Before you buy East Prospect, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free East Prospect, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption