Best Cheap Auto Insurance in East Point, KY (2021)

The average East Point, KY auto insurance rates are $573 per month. The minimum auto insurance in East Point is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in East Point, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in East Point is USAA
  • The most expensive auto insurance company in East Point for teen drivers is Travelers
  • The minimum auto insurance required in East Point, Kentucky is 25/50/25

East Point, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in East Point can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in East Point, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in East Point to other Kentucky cities, including Nicholasville auto insurance rates, George auto insurance rates, and Covington auto insurance rates to see how East Point, Kentucky auto insurance rates stack up.

Before you buy East Point, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free East Point, Kentucky auto insurance quotes.

Minimum Auto Insurance in East Point, Kentucky

East Point, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in East Point, Kentucky.

Minimum Required Auto Insurance Coverage in East Point, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap East Point, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in East Point, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in East Point, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,668 $5,573 $5,207 $5,526 $21,086 $23,370 $6,135 $6,409
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,564 $4,985 $3,870 $4,373 $18,196 $20,233 $4,750 $4,933
Nationwide $5,612 $5,527 $5,076 $5,251 $12,513 $15,335 $6,384 $6,579
Progressive $3,275 $3,090 $2,977 $2,972 $16,784 $19,054 $4,067 $4,094
State Farm $2,449 $2,449 $2,169 $2,169 $6,560 $8,325 $2,713 $2,994
Travelers $4,016 $4,090 $3,958 $3,963 $20,555 $33,336 $4,202 $4,866
USAA $2,086 $2,099 $1,883 $1,927 $5,515 $5,811 $2,647 $2,914

Cheap East Point, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in East Point, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in East Point, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in East Point, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $21,086 $23,370
GEICO $8,902 $10,417
Liberty Mutual $18,196 $20,233
Nationwide $12,513 $15,335
Progressive $16,784 $19,054
State Farm $6,560 $8,325
Travelers $20,555 $33,336
USAA $5,515 $5,811

Cheap East Point, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in East Point, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in East Point, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,207 $5,526
GEICO $4,595 $4,158
Liberty Mutual $3,870 $4,373
Nationwide $5,076 $5,251
Progressive $2,977 $2,972
State Farm $2,169 $2,169
Travelers $3,958 $3,963
USAA $1,883 $1,927

Cheap East Point, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in East Point, Kentucky compared to the annual auto insurance rates with a clean record in East Point, Kentucky.

Annual East Point, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,158 $10,662 $11,436 $9,230
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,859 $10,593 $8,205 $7,295
Nationwide $6,138 $8,016 $10,201 $6,784
Progressive $5,798 $8,705 $6,603 $7,050
State Farm $3,451 $4,006 $3,728 $3,728
Travelers $8,576 $8,828 $12,875 $9,215
USAA $2,341 $3,319 $3,962 $2,818

Cheap East Point, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in East Point, Kentucky is not easy. Compare the annual rates for DUI auto insurance in East Point, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in East Point, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,436
GEICO $8,597
Liberty Mutual $8,205
Nationwide $10,201
Progressive $6,603
State Farm $3,728
Travelers $12,875
USAA $3,962

Cheap East Point, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how East Point, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in East Point, Kentucky

Insurance Company Poor Fair Good
Allstate $13,302 $8,952 $7,361
GEICO $8,861 $4,424 $2,884
Liberty Mutual $11,871 $7,193 $5,650
Nationwide $9,567 $7,412 $6,376
Progressive $7,846 $6,866 $6,406
State Farm $5,343 $3,268 $2,574
Travelers $11,031 $9,310 $9,279
USAA $4,625 $2,592 $2,113

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Cheap East Point, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in East Point, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in East Point, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in East Point, Kentucky

ZIP Code Average Annual Rates
41216 $6,271

Cheap East Point, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect East Point, Kentucky auto insurance. Find the cheapest annual East Point, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in East Point, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,872 $9,872
GEICO $5,341 $5,438
Liberty Mutual $8,238 $8,238
Nationwide $7,785 $7,785
Progressive $7,039 $7,039
State Farm $3,639 $3,818
Travelers $9,873 $9,873
USAA $2,991 $3,229

Cheap East Point, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in East Point, Kentucky? Check out the comparison of annual East Point, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in East Point, Kentucky

Insurance Company Low Medium High
Allstate $8,644 $9,793 $11,178
GEICO $4,884 $5,352 $5,934
Liberty Mutual $7,669 $8,165 $8,880
Nationwide $7,752 $7,650 $7,952
Progressive $6,241 $6,858 $8,019
State Farm $3,494 $3,715 $3,977
Travelers $9,335 $9,905 $10,380
USAA $2,950 $3,102 $3,279

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Best By Category: Cheapest Auto Insurance in East Point, Kentucky

Compare the cheapest auto insurance companies in East Point, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in East Point, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest East Point, Kentucky Auto Insurance Companies

What auto insurance companies in East Point, Kentucky are the cheapest? Compare the top East Point, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in East Point, Kentucky

Insurance Company Average Annual Rates
Allstate $9,872
GEICO $5,390
Liberty Mutual $8,238
Nationwide $7,785
Progressive $7,039
State Farm $3,728
Travelers $9,873
USAA $3,110

Compare East Point, Kentucky Auto Insurance Quotes

Before you buy East Point, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free East Point, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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