Best Cheap Auto Insurance in East Palatka, FL (2021)

The average East Palatka, FL auto insurance rates are $333 per month. The minimum auto insurance in East Palatka is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in East Palatka, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in East Palatka for teen drivers is Allstate
  • The minimum auto insurance required in East Palatka, Florida is 10/20/10
  • The cheapest auto insurance company in East Palatka is USAA

East Palatka, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in East Palatka can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in East Palatka, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in East Palatka to other Florida cities, including Fort Lauderdale auto insurance rates, Miami auto insurance rates, and St. Petersburg auto insurance rates to see how East Palatka, Florida auto insurance rates stack up.

Before you buy East Palatka, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free East Palatka, Florida auto insurance quotes.

Minimum Auto Insurance in East Palatka, Florida

East Palatka, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in East Palatka, Florida.

Minimum Required Auto Insurance Coverage in East Palatka, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap East Palatka, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in East Palatka, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in East Palatka, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,806 $3,665 $3,330 $3,396 $13,122 $14,312 $3,841 $3,912
GEICO $2,829 $2,844 $2,647 $2,647 $5,019 $6,309 $3,116 $3,170
Liberty Mutual $3,026 $3,026 $2,777 $2,777 $6,328 $9,715 $3,026 $4,078
Nationwide $2,556 $2,528 $2,285 $2,364 $6,126 $7,559 $2,814 $2,934
Progressive $3,364 $3,183 $2,906 $3,107 $9,580 $10,516 $4,068 $3,919
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,428 $1,406 $1,329 $1,322 $4,832 $5,622 $1,785 $1,930

Cheap East Palatka, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in East Palatka, Florida is a challenge. Take a look at the annual teen auto insurance rates in East Palatka, Florida.

Annual Auto Insurance Rates for Teen Drivers in East Palatka, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,122 $14,312
GEICO $5,019 $6,309
Liberty Mutual $6,328 $9,715
Nationwide $6,126 $7,559
Progressive $9,580 $10,516
State Farm $4,900 $6,272
USAA $4,832 $5,622

Cheap East Palatka, Florida Auto Insurance for Seniors

What are senior auto insurance rates in East Palatka, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in East Palatka, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,330 $3,396
GEICO $2,647 $2,647
Liberty Mutual $2,777 $2,777
Nationwide $2,285 $2,364
Progressive $2,906 $3,107
State Farm $1,546 $1,546
USAA $1,329 $1,322

Cheap East Palatka, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in East Palatka, Florida compared to the annual auto insurance rates with a clean record in East Palatka, Florida.

Annual East Palatka, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,331 $6,360 $7,086 $5,916
GEICO $2,509 $3,188 $4,713 $3,881
Liberty Mutual $3,169 $4,077 $5,850 $4,279
Nationwide $3,122 $3,417 $4,582 $3,461
Progressive $4,006 $5,939 $4,992 $5,384
State Farm $2,486 $2,927 $2,707 $2,707
USAA $1,932 $2,376 $3,495 $2,024

Cheap East Palatka, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in East Palatka, Florida is not easy. Compare the annual rates for DUI auto insurance in East Palatka, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in East Palatka, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,086
GEICO $4,713
Liberty Mutual $5,850
Nationwide $4,582
Progressive $4,992
State Farm $2,707
USAA $3,495

Cheap East Palatka, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how East Palatka, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in East Palatka, Florida

Insurance Company Poor Fair Good
Allstate $8,606 $5,465 $4,449
GEICO $5,174 $3,157 $2,387
Liberty Mutual $5,580 $4,109 $3,343
Nationwide $4,552 $3,350 $3,034
Progressive $6,602 $4,703 $3,935
State Farm $3,653 $2,441 $2,026
USAA $4,009 $1,949 $1,412

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Cheap East Palatka, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in East Palatka, Florida can vary. Compare the annual cost of auto insurance by ZIP code in East Palatka, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in East Palatka, Florida

ZIP Code Average Annual Rates
32131 $3,090

Cheap East Palatka, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect East Palatka, Florida auto insurance. Find the cheapest annual East Palatka, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in East Palatka, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,995 $6,351
GEICO $3,555 $3,590
Liberty Mutual $4,206 $4,482
Nationwide $3,646 $3,646
Progressive $5,080 $5,080
State Farm $2,617 $2,797
USAA $2,429 $2,485

Cheap East Palatka, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in East Palatka, Florida? Check out the comparison of annual East Palatka, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in East Palatka, Florida

Insurance Company Low Medium High
Allstate $4,804 $6,482 $7,234
GEICO $2,895 $3,700 $4,123
Liberty Mutual $4,019 $4,406 $4,606
Nationwide $2,897 $3,787 $4,253
Progressive $4,239 $5,199 $5,802
State Farm $2,367 $2,761 $2,992
USAA $2,130 $2,542 $2,699

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Best By Category: Cheapest Auto Insurance in East Palatka, Florida

Compare the cheapest auto insurance companies in East Palatka, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in East Palatka, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest East Palatka, Florida Auto Insurance Companies

What auto insurance companies in East Palatka, Florida are the cheapest? Compare the top East Palatka, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in East Palatka, Florida

Insurance Company Average Annual Rates
Allstate $6,173
GEICO $3,572
Liberty Mutual $4,344
Nationwide $3,646
Progressive $5,080
State Farm $2,707
USAA $2,457

What affects auto insurance rates in East Palatka, Florida?

There are a lot of reasons why auto insurance rates in East Palatka, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in East Palatka, Florida. Many local factors may affect your East Palatka auto insurance rates.

East Palatka Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average East Palatka, Florida commute length is 24.0 minutes according to City-Data.

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Compare East Palatka, Florida Auto Insurance Quotes

Before you buy East Palatka, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free East Palatka, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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