Best Cheap Auto Insurance in East Otto, NY (2021)

The average East Otto, NY auto insurance rates are $258 per month. The minimum auto insurance in East Otto is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in East Otto, New York, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in East Otto is GEICO
  • Average auto insurance rates in East Otto, NY for senior drivers are $1,930 per year
  • The minimum auto insurance required in East Otto, New York is 25/50/10

East Otto, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in East Otto can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in East Otto, New York, including driving record, credit, commute time, and more.

Compare auto insurance in East Otto to other New York cities, including Syracuse auto insurance rates, New Rochelle auto insurance rates, and New York auto insurance rates to see how East Otto, New York auto insurance rates stack up.

Before you buy East Otto, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free East Otto, New York auto insurance quotes.

Minimum Auto Insurance in East Otto, New York

East Otto, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in East Otto, New York.

Minimum Required Auto Insurance Coverage in East Otto, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap East Otto, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in East Otto, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in East Otto, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,251 $2,214 $2,237 $6,516 $6,961 $2,398 $2,416
GEICO $1,510 $1,452 $1,463 $1,442 $3,071 $4,408 $1,368 $1,397
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $2,078 $2,078 $1,963 $1,963 $3,618 $5,377 $2,078 $2,635
Progressive $1,547 $1,478 $1,274 $1,283 $4,897 $5,480 $1,983 $1,944
State Farm $2,190 $2,190 $1,901 $1,901 $6,250 $8,078 $2,396 $2,527
Travelers $2,514 $2,549 $2,289 $2,462 $5,788 $6,887 $2,670 $2,790
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

Cheap East Otto, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in East Otto, New York is a challenge. Take a look at the annual teen auto insurance rates in East Otto, New York.

Annual Auto Insurance Rates for Teen Drivers in East Otto, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,516 $6,961
GEICO $3,071 $4,408
Liberty Mutual $5,784 $9,380
Nationwide $3,618 $5,377
Progressive $4,897 $5,480
State Farm $6,250 $8,078
Travelers $5,788 $6,887
USAA $6,303 $7,547

Cheap East Otto, New York Auto Insurance for Seniors

What are senior auto insurance rates in East Otto, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in East Otto, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,237
GEICO $1,463 $1,442
Liberty Mutual $2,805 $2,805
Nationwide $1,963 $1,963
Progressive $1,274 $1,283
State Farm $1,901 $1,901
Travelers $2,289 $2,462
USAA $1,437 $1,445

Cheap East Otto, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in East Otto, New York compared to the annual auto insurance rates with a clean record in East Otto, New York.

Annual East Otto, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,949 $2,949 $4,158 $3,635
GEICO $1,610 $1,752 $3,083 $1,610
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $2,088 $2,088 $4,585 $2,135
Progressive $2,424 $2,424 $2,659 $2,437
State Farm $3,274 $3,274 $3,584 $3,584
Travelers $3,000 $3,723 $3,777 $3,474
USAA $2,697 $2,740 $3,931 $2,740

Cheap East Otto, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in East Otto, New York is not easy. Compare the annual rates for DUI auto insurance in East Otto, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in East Otto, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,158
GEICO $3,083
Liberty Mutual $6,496
Nationwide $4,585
Progressive $2,659
State Farm $3,584
Travelers $3,777
USAA $3,931

Cheap East Otto, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how East Otto, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in East Otto, New York

Insurance Company Poor Fair Good
Allstate $4,876 $2,883 $2,509
GEICO $2,522 $1,855 $1,664
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,724 $2,724 $2,724
Progressive $3,914 $2,043 $1,500
State Farm $4,842 $3,036 $2,409
Travelers $4,809 $3,035 $2,638
USAA $4,707 $2,323 $2,051

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Cheap East Otto, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in East Otto, New York can vary. Compare the annual cost of auto insurance by ZIP code in East Otto, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in East Otto, New York

ZIP Code Average Annual Rates
14729 $3,125

Cheap East Otto, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect East Otto, New York auto insurance. Find the cheapest annual East Otto, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in East Otto, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,377 $3,468
GEICO $1,955 $2,072
Liberty Mutual $4,012 $4,243
Nationwide $2,724 $2,724
Progressive $2,486 $2,486
State Farm $3,307 $3,551
Travelers $3,494 $3,494
USAA $2,997 $3,057

Cheap East Otto, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in East Otto, New York? Check out the comparison of annual East Otto, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in East Otto, New York

Insurance Company Low Medium High
Allstate $3,265 $3,413 $3,589
GEICO $1,918 $2,009 $2,114
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,574 $2,704 $2,893
Progressive $2,381 $2,476 $2,600
State Farm $3,272 $3,446 $3,569
Travelers $3,315 $3,457 $3,709
USAA $2,952 $3,015 $3,115

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Best By Category: Cheapest Auto Insurance in East Otto, New York

Compare the cheapest auto insurance companies in East Otto, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in East Otto, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest East Otto, New York Auto Insurance Companies

What auto insurance companies in East Otto, New York are the cheapest? Compare the top East Otto, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in East Otto, New York

Insurance Company Average Annual Rates
Allstate $3,423
GEICO $2,014
Liberty Mutual $4,128
Nationwide $2,724
Progressive $2,486
State Farm $3,429
Travelers $3,494
USAA $3,027

Compare East Otto, New York Auto Insurance Quotes

Before you buy East Otto, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free East Otto, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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