Best Cheap Auto Insurance in East Freedom, PA (2021)

The average East Freedom, PA auto insurance rates are $307 per month. The minimum auto insurance in East Freedom is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in East Freedom, Pennsylvania, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The most expensive auto insurance company in East Freedom for teen drivers is Travelers
  • The average commute length in East Freedom is 24.7 minutes
  • The cheapest auto insurance company in East Freedom is USAA

East Freedom, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in East Freedom can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in East Freedom, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in East Freedom to other Pennsylvania cities, including Reading auto insurance rates, Erie auto insurance rates, and York auto insurance rates to see how East Freedom, Pennsylvania auto insurance rates stack up.

Before you buy East Freedom, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free East Freedom, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in East Freedom, Pennsylvania

East Freedom, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in East Freedom, Pennsylvania.

Minimum Required Auto Insurance Coverage in East Freedom, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap East Freedom, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in East Freedom, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in East Freedom, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,287 $2,287 $2,107 $2,107 $7,601 $7,601 $2,518 $2,518
GEICO $2,024 $1,752 $1,896 $1,642 $5,114 $4,432 $2,041 $1,765
Liberty Mutual $3,468 $3,468 $3,175 $3,175 $10,156 $10,156 $4,407 $4,407
Nationwide $1,896 $1,896 $1,791 $1,791 $5,295 $5,295 $2,123 $2,123
Progressive $2,443 $2,443 $2,181 $2,181 $7,759 $7,759 $3,123 $3,123
State Farm $1,694 $1,694 $1,492 $1,492 $6,020 $6,020 $1,866 $1,866
Travelers $1,523 $1,523 $1,644 $1,644 $22,147 $22,147 $1,830 $1,830
USAA $1,097 $1,097 $993 $993 $3,351 $3,351 $1,452 $1,452

Cheap East Freedom, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in East Freedom, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in East Freedom, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in East Freedom, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,601 $7,601
GEICO $5,114 $4,432
Liberty Mutual $10,156 $10,156
Nationwide $5,295 $5,295
Progressive $7,759 $7,759
State Farm $6,020 $6,020
Travelers $22,147 $22,147
USAA $3,351 $3,351

Cheap East Freedom, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in East Freedom, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in East Freedom, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,107 $2,107
GEICO $1,896 $1,642
Liberty Mutual $3,175 $3,175
Nationwide $1,791 $1,791
Progressive $2,181 $2,181
State Farm $1,492 $1,492
Travelers $1,644 $1,644
USAA $993 $993

Cheap East Freedom, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in East Freedom, Pennsylvania compared to the annual auto insurance rates with a clean record in East Freedom, Pennsylvania.

Annual East Freedom, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,476 $4,085 $3,476 $3,476
GEICO $1,909 $3,242 $2,543 $2,639
Liberty Mutual $4,855 $5,523 $5,414 $5,414
Nationwide $1,997 $2,674 $3,748 $2,688
Progressive $3,521 $4,833 $3,620 $3,532
State Farm $2,538 $2,998 $2,768 $2,768
Travelers $4,811 $6,852 $8,629 $6,852
USAA $1,386 $1,918 $2,042 $1,548

Cheap East Freedom, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in East Freedom, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in East Freedom, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in East Freedom, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,476
GEICO $2,543
Liberty Mutual $5,414
Nationwide $3,748
Progressive $3,620
State Farm $2,768
Travelers $8,629
USAA $2,042

Cheap East Freedom, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how East Freedom, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in East Freedom, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,635 $3,459 $2,791
GEICO $3,878 $2,184 $1,687
Liberty Mutual $6,766 $4,853 $4,285
Nationwide $3,261 $2,676 $2,392
Progressive $5,139 $3,601 $2,889
State Farm $3,940 $2,439 $1,925
Travelers $7,375 $6,672 $6,310
USAA $2,150 $1,601 $1,419

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Cheap East Freedom, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in East Freedom, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in East Freedom, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in East Freedom, Pennsylvania

ZIP Code Average Annual Rates
16637 $4,526

Cheap East Freedom, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect East Freedom, Pennsylvania auto insurance. Find the cheapest annual East Freedom, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in East Freedom, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,557 $3,700
GEICO $2,543 $2,623
Liberty Mutual $5,165 $5,438
Nationwide $2,776 $2,776
Progressive $3,876 $3,876
State Farm $2,687 $2,849
Travelers $6,786 $6,786
USAA $1,674 $1,772

Cheap East Freedom, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in East Freedom, Pennsylvania? Check out the comparison of annual East Freedom, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in East Freedom, Pennsylvania

Insurance Company Low Medium High
Allstate $3,489 $3,647 $3,749
GEICO $2,395 $2,605 $2,749
Liberty Mutual $5,079 $5,334 $5,491
Nationwide $2,804 $2,809 $2,717
Progressive $3,551 $3,909 $4,169
State Farm $2,601 $2,802 $2,901
Travelers $6,873 $6,792 $6,692
USAA $1,595 $1,740 $1,836

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Best By Category: Cheapest Auto Insurance in East Freedom, Pennsylvania

Compare the cheapest auto insurance companies in East Freedom, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in East Freedom, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest East Freedom, Pennsylvania Auto Insurance Companies

What auto insurance companies in East Freedom, Pennsylvania are the cheapest? Compare the top East Freedom, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in East Freedom, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,628
GEICO $2,583
Liberty Mutual $5,302
Nationwide $2,776
Progressive $3,876
State Farm $2,768
Travelers $6,786
USAA $1,723

What affects auto insurance rates in East Freedom, Pennsylvania?

There are a lot of reasons why auto insurance rates in East Freedom, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in East Freedom, Pennsylvania. Many local factors may affect your East Freedom auto insurance rates.

East Freedom Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average East Freedom, Pennsylvania commute length is 24.7 minutes according to City-Data.

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Compare East Freedom, Pennsylvania Auto Insurance Quotes

Before you buy East Freedom, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free East Freedom, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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