Best Cheap Auto Insurance in Earth, TX (2021)

The average Earth, TX auto insurance rates are $311 per month. The minimum auto insurance in Earth is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Earth, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Earth is 17.0 minutes
  • The most expensive auto insurance company in Earth for teen drivers is Allstate
  • The cheapest auto insurance company in Earth is USAA

Earth, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Earth can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Earth, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Earth to other Texas cities, including Fort Worth auto insurance rates, Arlington auto insurance rates, and Corpus Christi auto insurance rates to see how Earth, Texas auto insurance rates stack up.

Before you buy Earth, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Earth, Texas auto insurance quotes.

Minimum Auto Insurance in Earth, Texas

Earth, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Earth, Texas.

Minimum Required Auto Insurance Coverage in Earth, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Earth, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Earth, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Earth, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,834 $3,895 $3,791 $3,791 $9,602 $11,680 $4,751 $4,994
American Family $2,566 $2,833 $2,323 $2,641 $6,229 $8,155 $3,576 $4,057
GEICO $2,142 $2,286 $2,030 $2,255 $4,531 $4,757 $2,313 $2,337
Nationwide $2,652 $2,712 $2,331 $2,486 $7,378 $9,563 $3,099 $3,373
Progressive $2,336 $2,226 $2,080 $2,119 $9,691 $10,822 $2,770 $2,813
State Farm $1,825 $1,825 $1,614 $1,614 $4,209 $5,338 $1,973 $2,042
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Cheap Earth, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Earth, Texas is a challenge. Take a look at the annual teen auto insurance rates in Earth, Texas.

Annual Auto Insurance Rates for Teen Drivers in Earth, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,602 $11,680
American Family $6,229 $8,155
GEICO $4,531 $4,757
Nationwide $7,378 $9,563
Progressive $9,691 $10,822
State Farm $4,209 $5,338
USAA $3,909 $4,372

Cheap Earth, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Earth, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Earth, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,791 $3,791
American Family $2,323 $2,641
GEICO $2,030 $2,255
Nationwide $2,331 $2,486
Progressive $2,080 $2,119
State Farm $1,614 $1,614
USAA $1,464 $1,501

Cheap Earth, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Earth, Texas compared to the annual auto insurance rates with a clean record in Earth, Texas.

Annual Earth, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,609 $6,855 $7,095 $4,609
American Family $3,706 $4,671 $4,108 $3,706
GEICO $2,408 $3,142 $2,676 $3,099
Nationwide $3,623 $3,623 $5,439 $4,112
Progressive $3,801 $4,908 $4,440 $4,279
State Farm $2,288 $2,601 $3,042 $2,288
USAA $1,787 $2,568 $3,006 $2,051

Cheap Earth, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Earth, Texas is not easy. Compare the annual rates for DUI auto insurance in Earth, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Earth, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,095
American Family $4,108
GEICO $2,676
Nationwide $5,439
Progressive $4,440
State Farm $3,042
USAA $3,006

Cheap Earth, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Earth, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Earth, Texas

Insurance Company Poor Fair Good
Allstate $7,396 $5,385 $4,595
American Family $5,624 $3,485 $3,034
GEICO $4,354 $2,478 $1,663
Nationwide $5,059 $4,032 $3,507
Progressive $4,910 $4,237 $3,924
State Farm $3,621 $2,251 $1,792
USAA $3,528 $1,968 $1,564

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Cheap Earth, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Earth, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Earth, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Earth, Texas

ZIP Code Average Annual Rates
79031 $5,459

Cheap Earth, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Earth, Texas auto insurance. Find the cheapest annual Earth, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Earth, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,660 $5,924
American Family $4,047 $4,047
GEICO $2,777 $2,886
Nationwide $4,199 $4,199
Progressive $4,357 $4,357
State Farm $2,555 $2,555
USAA $2,322 $2,384

Cheap Earth, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Earth, Texas? Check out the comparison of annual Earth, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Earth, Texas

Insurance Company Low Medium High
Allstate $5,670 $5,747 $5,959
American Family $3,799 $3,917 $4,427
GEICO $2,712 $2,803 $2,979
Nationwide $4,557 $4,013 $4,028
Progressive $4,138 $4,337 $4,596
State Farm $2,442 $2,547 $2,676
USAA $2,300 $2,347 $2,412

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Best By Category: Cheapest Auto Insurance in Earth, Texas

Compare the cheapest auto insurance companies in Earth, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Earth, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Earth, Texas Auto Insurance Companies

What auto insurance companies in Earth, Texas are the cheapest? Compare the top Earth, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Earth, Texas

Insurance Company Average Annual Rates
Allstate $5,792
American Family $4,047
GEICO $2,831
Nationwide $4,199
Progressive $4,357
State Farm $2,555
USAA $2,353

What affects auto insurance rates in Earth, Texas?

There are a lot of reasons why auto insurance rates in Earth, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Earth, Texas. Many local factors may affect your Earth auto insurance rates.

Earth Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Earth, Texas commute length is 17.0 minutes according to City-Data.

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Compare Earth, Texas Auto Insurance Quotes

Before you buy Earth, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Earth, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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