Best Cheap Auto Insurance in Earlville, NY (2021)

The average Earlville, NY auto insurance rates are $263 per month. The minimum auto insurance in Earlville is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Earlville, New York, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Earlville is 21.8 minutes
  • The minimum auto insurance required in Earlville, New York is 25/50/10
  • Average auto insurance rates in Earlville, NY for senior drivers are $1,958 per year

Earlville, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Earlville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Earlville, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Earlville to other New York cities, including New York auto insurance rates, Mount Vernon auto insurance rates, and New Rochelle auto insurance rates to see how Earlville, New York auto insurance rates stack up.

Before you buy Earlville, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Earlville, New York auto insurance quotes.

Minimum Auto Insurance in Earlville, New York

Earlville, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Earlville, New York.

Minimum Required Auto Insurance Coverage in Earlville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Earlville, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Earlville, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Earlville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,414 $2,290 $2,247 $2,285 $6,845 $7,350 $2,438 $2,476
GEICO $1,426 $1,374 $1,387 $1,367 $2,967 $4,318 $1,288 $1,324
Liberty Mutual $3,324 $3,324 $3,095 $3,095 $6,426 $10,422 $3,324 $3,533
Nationwide $2,172 $2,172 $2,051 $2,051 $3,851 $5,729 $2,172 $2,765
Progressive $1,660 $1,573 $1,347 $1,363 $5,358 $5,983 $2,134 $2,093
State Farm $2,168 $2,168 $1,888 $1,888 $6,351 $8,218 $2,380 $2,526
Travelers $2,383 $2,419 $2,167 $2,335 $5,448 $6,449 $2,536 $2,656
USAA $1,529 $1,503 $1,379 $1,382 $6,103 $7,296 $1,953 $2,154

Cheap Earlville, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Earlville, New York is a challenge. Take a look at the annual teen auto insurance rates in Earlville, New York.

Annual Auto Insurance Rates for Teen Drivers in Earlville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,845 $7,350
GEICO $2,967 $4,318
Liberty Mutual $6,426 $10,422
Nationwide $3,851 $5,729
Progressive $5,358 $5,983
State Farm $6,351 $8,218
Travelers $5,448 $6,449
USAA $6,103 $7,296

Cheap Earlville, New York Auto Insurance for Seniors

What are senior auto insurance rates in Earlville, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Earlville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,247 $2,285
GEICO $1,387 $1,367
Liberty Mutual $3,095 $3,095
Nationwide $2,051 $2,051
Progressive $1,347 $1,363
State Farm $1,888 $1,888
Travelers $2,167 $2,335
USAA $1,379 $1,382

Cheap Earlville, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Earlville, New York compared to the annual auto insurance rates with a clean record in Earlville, New York.

Annual Earlville, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,025 $3,025 $4,347 $3,775
GEICO $1,527 $1,664 $3,007 $1,527
Liberty Mutual $3,674 $3,674 $7,251 $3,674
Nationwide $2,197 $2,197 $4,839 $2,247
Progressive $2,618 $2,618 $2,885 $2,633
State Farm $3,288 $3,288 $3,609 $3,609
Travelers $2,837 $3,513 $3,565 $3,281
USAA $2,589 $2,631 $3,799 $2,631

Cheap Earlville, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Earlville, New York is not easy. Compare the annual rates for DUI auto insurance in Earlville, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Earlville, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,347
GEICO $3,007
Liberty Mutual $7,251
Nationwide $4,839
Progressive $2,885
State Farm $3,609
Travelers $3,565
USAA $3,799

Cheap Earlville, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Earlville, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Earlville, New York

Insurance Company Poor Fair Good
Allstate $5,042 $2,986 $2,600
GEICO $2,420 $1,779 $1,596
Liberty Mutual $6,379 $4,183 $3,142
Nationwide $2,870 $2,870 $2,870
Progressive $4,256 $2,200 $1,610
State Farm $4,869 $3,053 $2,423
Travelers $4,510 $2,876 $2,510
USAA $4,512 $2,242 $1,983

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Cheap Earlville, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Earlville, New York can vary. Compare the annual cost of auto insurance by ZIP code in Earlville, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Earlville, New York

ZIP Code Average Annual Rates
13332 $3,205

Cheap Earlville, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Earlville, New York auto insurance. Find the cheapest annual Earlville, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Earlville, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,495 $3,591
GEICO $1,875 $1,988
Liberty Mutual $4,440 $4,696
Nationwide $2,870 $2,870
Progressive $2,689 $2,689
State Farm $3,328 $3,568
Travelers $3,299 $3,299
USAA $2,883 $2,941

Cheap Earlville, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Earlville, New York? Check out the comparison of annual Earlville, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Earlville, New York

Insurance Company Low Medium High
Allstate $3,376 $3,533 $3,720
GEICO $1,838 $1,926 $2,031
Liberty Mutual $4,396 $4,554 $4,754
Nationwide $2,716 $2,850 $3,045
Progressive $2,573 $2,677 $2,816
State Farm $3,267 $3,469 $3,609
Travelers $3,158 $3,273 $3,466
USAA $2,839 $2,901 $2,997

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Best By Category: Cheapest Auto Insurance in Earlville, New York

Compare the cheapest auto insurance companies in Earlville, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Earlville, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Earlville, New York Auto Insurance Companies

What auto insurance companies in Earlville, New York are the cheapest? Compare the top Earlville, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Earlville, New York

Insurance Company Average Annual Rates
Allstate $3,543
GEICO $1,931
Liberty Mutual $4,568
Nationwide $2,870
Progressive $2,689
State Farm $3,448
Travelers $3,299
USAA $2,912

What affects auto insurance rates in Earlville, New York?

There are a lot of reasons why auto insurance rates in Earlville, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Earlville, New York. Many local factors may affect your Earlville auto insurance rates.

Earlville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Earlville, New York commute length is 21.8 minutes according to City-Data.

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Compare Earlville, New York Auto Insurance Quotes

Before you buy Earlville, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Earlville, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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