Best Cheap Auto Insurance in Earlington, KY (2021)

The average Earlington, KY auto insurance rates are $349 per month. The minimum auto insurance in Earlington is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Earlington, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Earlington, KY for senior drivers are $2,363 per year
  • The average commute length in Earlington is 20.5 minutes
  • The cheapest auto insurance company in Earlington is USAA

Earlington, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Earlington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Earlington, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Earlington to other Kentucky cities, including Bowling Green auto insurance rates, Richmond auto insurance rates, and Covington auto insurance rates to see how Earlington, Kentucky auto insurance rates stack up.

Before you buy Earlington, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Earlington, Kentucky auto insurance quotes.

Minimum Auto Insurance in Earlington, Kentucky

Earlington, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Earlington, Kentucky.

Minimum Required Auto Insurance Coverage in Earlington, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Earlington, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Earlington, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Earlington, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,299 $3,288 $2,953 $3,152 $11,617 $13,044 $3,718 $3,959
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,631 $2,857 $2,259 $2,523 $9,992 $11,031 $2,749 $2,855
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,968 $1,882 $1,755 $1,769 $9,306 $10,530 $2,441 $2,507
State Farm $2,143 $2,143 $1,920 $1,920 $6,520 $8,227 $2,392 $2,693
Travelers $2,128 $2,166 $2,085 $2,090 $10,052 $16,076 $2,223 $2,574
USAA $1,837 $1,850 $1,650 $1,692 $4,780 $5,058 $2,330 $2,565

Cheap Earlington, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Earlington, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Earlington, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Earlington, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,617 $13,044
GEICO $6,831 $8,150
Liberty Mutual $9,992 $11,031
Nationwide $6,037 $7,550
Progressive $9,306 $10,530
State Farm $6,520 $8,227
Travelers $10,052 $16,076
USAA $4,780 $5,058

Cheap Earlington, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Earlington, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Earlington, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,953 $3,152
GEICO $3,608 $3,267
Liberty Mutual $2,259 $2,523
Nationwide $2,519 $2,640
Progressive $1,755 $1,769
State Farm $1,920 $1,920
Travelers $2,085 $2,090
USAA $1,650 $1,692

Cheap Earlington, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Earlington, Kentucky compared to the annual auto insurance rates with a clean record in Earlington, Kentucky.

Annual Earlington, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,720 $6,084 $6,432 $5,280
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,861 $5,897 $4,596 $4,095
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,329 $4,903 $3,799 $4,048
State Farm $3,186 $3,803 $3,495 $3,495
Travelers $4,296 $4,420 $6,374 $4,607
USAA $2,052 $2,905 $3,456 $2,468

Cheap Earlington, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Earlington, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Earlington, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Earlington, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,432
GEICO $6,862
Liberty Mutual $4,596
Nationwide $4,997
Progressive $3,799
State Farm $3,495
Travelers $6,374
USAA $3,456

Cheap Earlington, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Earlington, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Earlington, Kentucky

Insurance Company Poor Fair Good
Allstate $7,456 $5,135 $4,296
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,597 $4,040 $3,199
Nationwide $4,672 $3,666 $3,197
Progressive $4,504 $3,913 $3,643
State Farm $5,053 $3,051 $2,380
Travelers $5,493 $4,649 $4,630
USAA $4,057 $2,263 $1,841

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Earlington, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Earlington, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Earlington, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Earlington, Kentucky

ZIP Code Average Annual Rates
42410 $3,719

Cheap Earlington, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Earlington, Kentucky auto insurance. Find the cheapest annual Earlington, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Earlington, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,629 $5,629
GEICO $4,191 $4,270
Liberty Mutual $4,612 $4,612
Nationwide $3,845 $3,845
Progressive $4,020 $4,020
State Farm $3,411 $3,578
Travelers $4,924 $4,924
USAA $2,618 $2,822

Cheap Earlington, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Earlington, Kentucky? Check out the comparison of annual Earlington, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Earlington, Kentucky

Insurance Company Low Medium High
Allstate $5,298 $5,610 $5,979
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,400 $4,583 $4,853
Nationwide $3,908 $3,801 $3,826
Progressive $3,745 $3,978 $4,336
State Farm $3,304 $3,490 $3,689
Travelers $4,688 $4,950 $5,135
USAA $2,605 $2,714 $2,841

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Earlington, Kentucky

Compare the cheapest auto insurance companies in Earlington, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Earlington, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Earlington, Kentucky Auto Insurance Companies

What auto insurance companies in Earlington, Kentucky are the cheapest? Compare the top Earlington, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Earlington, Kentucky

Insurance Company Average Annual Rates
Allstate $5,629
GEICO $4,231
Liberty Mutual $4,612
Nationwide $3,845
Progressive $4,020
State Farm $3,495
Travelers $4,924
USAA $2,720

What affects auto insurance rates in Earlington, Kentucky?

There are a lot of reasons why auto insurance rates in Earlington, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Earlington, Kentucky. Many local factors may affect your Earlington auto insurance rates.

Earlington Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Earlington, Kentucky commute length is 20.5 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Earlington, Kentucky Auto Insurance Quotes

Before you buy Earlington, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Earlington, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption