Best Cheap Auto Insurance in Durham, ME (2021)

The average Durham, ME auto insurance rates are $227 per month. The minimum auto insurance in Durham is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in Durham, Maine, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Durham, ME for senior drivers are $1,584 per year
  • The minimum auto insurance required in Durham, Maine is 50/100/25
  • The cheapest auto insurance company in Durham is USAA

Durham, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in Durham can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Durham, Maine, including driving record, credit, commute time, and more.

Compare auto insurance in Durham to other Maine cities, including South Portland auto insurance rates, Biddeford auto insurance rates, and Bangor auto insurance rates to see how Durham, Maine auto insurance rates stack up.

Before you buy Durham, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Durham, Maine auto insurance quotes.

Minimum Auto Insurance in Durham, Maine

Durham, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Durham, Maine.

Minimum Required Auto Insurance Coverage in Durham, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Durham, Maine Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Durham, Maine are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Durham, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,840 $1,888 $1,660 $1,797 $4,696 $6,281 $1,992 $2,220
Farmers $2,063 $2,079 $1,951 $2,075 $7,024 $7,630 $2,466 $2,546
GEICO $955 $988 $955 $955 $2,371 $3,078 $1,042 $1,108
Liberty Mutual $3,014 $3,014 $2,871 $2,871 $6,390 $9,557 $3,014 $4,240
Progressive $1,917 $1,879 $1,917 $1,879 $8,107 $9,105 $2,228 $2,514
State Farm $1,382 $1,382 $1,307 $1,307 $4,448 $5,552 $1,545 $1,690
Travelers $1,167 $1,208 $1,058 $1,082 $4,724 $6,366 $1,158 $1,331
USAA $845 $832 $841 $821 $2,781 $3,067 $1,074 $1,127

Cheap Durham, Maine Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Durham, Maine is a challenge. Take a look at the annual teen auto insurance rates in Durham, Maine.

Annual Auto Insurance Rates for Teen Drivers in Durham, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,696 $6,281
Farmers $7,024 $7,630
GEICO $2,371 $3,078
Liberty Mutual $6,390 $9,557
Progressive $8,107 $9,105
State Farm $4,448 $5,552
Travelers $4,724 $6,366
USAA $2,781 $3,067

Cheap Durham, Maine Auto Insurance for Seniors

What are senior auto insurance rates in Durham, Maine? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Durham, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,660 $1,797
Farmers $1,951 $2,075
GEICO $955 $955
Liberty Mutual $2,871 $2,871
Progressive $1,917 $1,879
State Farm $1,307 $1,307
Travelers $1,058 $1,082
USAA $841 $821

Cheap Durham, Maine Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Durham, Maine compared to the annual auto insurance rates with a clean record in Durham, Maine.

Annual Durham, Maine Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,274 $3,098 $3,238 $2,576
Farmers $3,035 $3,880 $3,362 $3,640
GEICO $1,044 $1,465 $2,173 $1,044
Liberty Mutual $3,368 $3,956 $6,500 $3,662
Progressive $2,955 $5,012 $3,293 $3,512
State Farm $2,110 $2,544 $2,327 $2,327
Travelers $1,885 $2,095 $2,625 $2,442
USAA $1,081 $1,425 $1,998 $1,189

Cheap Durham, Maine Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Durham, Maine is not easy. Compare the annual rates for DUI auto insurance in Durham, Maine to find the best deal.

Annual Auto Insurance Rates After a DUI in Durham, Maine

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,238
Farmers $3,362
GEICO $2,173
Liberty Mutual $6,500
Progressive $3,293
State Farm $2,327
Travelers $2,625
USAA $1,998

Cheap Durham, Maine Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Durham, Maine annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Durham, Maine

Insurance Company Poor Fair Good
Allstate $3,518 $2,679 $2,193
Farmers $4,053 $3,325 $3,060
GEICO $1,926 $1,278 $1,090
Liberty Mutual $6,086 $3,944 $3,084
Progressive $4,164 $3,583 $3,332
State Farm $3,389 $2,024 $1,567
Travelers $2,663 $2,181 $1,941
USAA $1,866 $1,285 $1,119

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Cheap Durham, Maine Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Durham, Maine can vary. Compare the annual cost of auto insurance by ZIP code in Durham, Maine to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Durham, Maine

ZIP Code Average Annual Rates
4222 $2,359

Cheap Durham, Maine Auto Insurance Rates By Commute

Commute length and annual mileage affect Durham, Maine auto insurance. Find the cheapest annual Durham, Maine auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Durham, Maine

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,797 $2,797
Farmers $3,479 $3,479
GEICO $1,408 $1,455
Liberty Mutual $4,282 $4,461
Progressive $3,693 $3,693
State Farm $2,251 $2,403
Travelers $2,262 $2,262
USAA $1,384 $1,463

Cheap Durham, Maine Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Durham, Maine? Check out the comparison of annual Durham, Maine auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Durham, Maine

Insurance Company Low Medium High
Allstate $2,755 $2,756 $2,879
Farmers $3,323 $3,347 $3,768
GEICO $1,401 $1,410 $1,484
Liberty Mutual $4,317 $4,317 $4,481
Progressive $3,607 $3,615 $3,857
State Farm $2,264 $2,302 $2,415
Travelers $2,225 $2,228 $2,332
USAA $1,395 $1,406 $1,469

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Best By Category: Cheapest Auto Insurance in Durham, Maine

Compare the cheapest auto insurance companies in Durham, Maine in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Durham, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

The Cheapest Durham, Maine Auto Insurance Companies

What auto insurance companies in Durham, Maine are the cheapest? Compare the top Durham, Maine auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Durham, Maine

Insurance Company Average Annual Rates
Allstate $2,797
Farmers $3,479
GEICO $1,431
Liberty Mutual $4,371
Progressive $3,693
State Farm $2,327
Travelers $2,262
USAA $1,423

What affects auto insurance rates in Durham, Maine?

There are a lot of reasons why auto insurance rates in Durham, Maine are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Durham, Maine. Many local factors may affect your Durham auto insurance rates.

Durham Traffic

How does Durham, Maine rank for traffic? According to Inrix Durham, Maine is the 136th most congested worldwide.

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Compare Durham, Maine Auto Insurance Quotes

Before you buy Durham, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Durham, Maine auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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