Best Cheap Auto Insurance in Dunkirk, OH (2021)

The average Dunkirk, OH auto insurance rates are $209 per month. The minimum auto insurance in Dunkirk is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Dunkirk, Ohio, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Dunkirk is USAA
  • The minimum auto insurance required in Dunkirk, Ohio is 25/50/25
  • The average commute length in Dunkirk is 34.3 minutes

Dunkirk, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Dunkirk can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Dunkirk, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Dunkirk to other Ohio cities, including Lorain auto insurance rates, Columbus auto insurance rates, and Parma auto insurance rates to see how Dunkirk, Ohio auto insurance rates stack up.

Before you buy Dunkirk, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Dunkirk, Ohio auto insurance quotes.

Minimum Auto Insurance in Dunkirk, Ohio

Dunkirk, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Dunkirk, Ohio.

Minimum Required Auto Insurance Coverage in Dunkirk, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Dunkirk, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Dunkirk, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dunkirk, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,840 $1,836 $1,656 $1,769 $5,016 $5,745 $1,940 $2,077
American Family $891 $925 $806 $811 $2,577 $2,797 $1,092 $1,149
Farmers $1,666 $1,663 $1,468 $1,546 $7,311 $7,597 $1,870 $1,958
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,581 $1,724 $1,222 $1,481 $8,139 $9,191 $1,682 $1,836
Nationwide $2,133 $2,144 $1,925 $1,939 $5,448 $7,025 $2,286 $2,660
Progressive $1,599 $1,514 $1,333 $1,373 $6,913 $7,787 $1,914 $1,974
State Farm $1,448 $1,448 $1,295 $1,295 $4,495 $5,653 $1,681 $1,923
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $826 $833 $785 $785 $2,525 $2,812 $1,102 $1,191

Cheap Dunkirk, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Dunkirk, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Dunkirk, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Dunkirk, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,016 $5,745
American Family $2,577 $2,797
Farmers $7,311 $7,597
GEICO $3,279 $3,053
Liberty Mutual $8,139 $9,191
Nationwide $5,448 $7,025
Progressive $6,913 $7,787
State Farm $4,495 $5,653
Travelers $5,411 $8,570
USAA $2,525 $2,812

Cheap Dunkirk, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Dunkirk, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Dunkirk, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,656 $1,769
American Family $806 $811
Farmers $1,468 $1,546
GEICO $1,153 $1,164
Liberty Mutual $1,222 $1,481
Nationwide $1,925 $1,939
Progressive $1,333 $1,373
State Farm $1,295 $1,295
Travelers $1,247 $1,242
USAA $785 $785

Cheap Dunkirk, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Dunkirk, Ohio compared to the annual auto insurance rates with a clean record in Dunkirk, Ohio.

Annual Dunkirk, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,310 $2,778 $3,248 $2,604
American Family $1,325 $1,400 $1,400 $1,400
Farmers $2,586 $3,328 $3,245 $3,381
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $2,826 $3,616 $3,696 $3,291
Nationwide $2,561 $3,257 $4,131 $2,831
Progressive $2,635 $3,565 $2,805 $3,199
State Farm $2,193 $2,617 $2,405 $2,405
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,045 $1,398 $1,829 $1,157

Cheap Dunkirk, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Dunkirk, Ohio is not easy. Compare the annual rates for DUI auto insurance in Dunkirk, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Dunkirk, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,248
American Family $1,400
Farmers $3,245
GEICO $2,408
Liberty Mutual $3,696
Nationwide $4,131
Progressive $2,805
State Farm $2,405
Travelers $3,940
USAA $1,829

Cheap Dunkirk, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Dunkirk, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Dunkirk, Ohio

Insurance Company Poor Fair Good
Allstate $3,505 $2,557 $2,143
American Family $1,825 $1,254 $1,064
Farmers $3,551 $2,998 $2,855
GEICO $2,035 $1,699 $1,363
Liberty Mutual $4,802 $2,951 $2,319
Nationwide $3,855 $3,106 $2,623
Progressive $3,438 $2,958 $2,758
State Farm $3,427 $2,118 $1,669
Travelers $3,045 $2,653 $2,480
USAA $1,762 $1,247 $1,063

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Cheap Dunkirk, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Dunkirk, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Dunkirk, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Dunkirk, Ohio

ZIP Code Average Annual Rates
45836 $2,402

Cheap Dunkirk, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Dunkirk, Ohio auto insurance. Find the cheapest annual Dunkirk, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Dunkirk, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,735 $2,735
American Family $1,365 $1,397
Farmers $3,135 $3,135
GEICO $1,669 $1,728
Liberty Mutual $3,357 $3,357
Nationwide $3,195 $3,195
Progressive $3,051 $3,051
State Farm $2,345 $2,465
Travelers $2,726 $2,726
USAA $1,306 $1,409

Cheap Dunkirk, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Dunkirk, Ohio? Check out the comparison of annual Dunkirk, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dunkirk, Ohio

Insurance Company Low Medium High
Allstate $2,660 $2,730 $2,815
American Family $1,361 $1,391 $1,391
Farmers $2,977 $3,089 $3,339
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,233 $3,373 $3,466
Nationwide $3,541 $3,096 $2,948
Progressive $2,937 $3,026 $3,191
State Farm $2,285 $2,412 $2,517
Travelers $2,646 $2,762 $2,768
USAA $1,300 $1,356 $1,416

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Best By Category: Cheapest Auto Insurance in Dunkirk, Ohio

Compare the cheapest auto insurance companies in Dunkirk, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Dunkirk, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Dunkirk, Ohio Auto Insurance Companies

What auto insurance companies in Dunkirk, Ohio are the cheapest? Compare the top Dunkirk, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Dunkirk, Ohio

Insurance Company Average Annual Rates
Allstate $2,735
American Family $1,381
Farmers $3,135
GEICO $1,699
Liberty Mutual $3,357
Nationwide $3,195
Progressive $3,051
State Farm $2,405
Travelers $2,726
USAA $1,357

What affects auto insurance rates in Dunkirk, Ohio?

There are a lot of reasons why auto insurance rates in Dunkirk, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Dunkirk, Ohio. Many local factors may affect your Dunkirk auto insurance rates.

Dunkirk Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Dunkirk, Ohio commute length is 34.3 minutes according to City-Data.

Dunkirk Traffic

How does Dunkirk, Ohio rank for traffic? According to Inrix Dunkirk, Ohio is the 654th most congested worldwide.

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Compare Dunkirk, Ohio Auto Insurance Quotes

Before you buy Dunkirk, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Dunkirk, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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