Best Cheap Auto Insurance in Dunkirk, MD (2021)

The average Dunkirk, MD auto insurance rates are $377 per month. The minimum auto insurance in Dunkirk is at least 30/60/15 in coverage to comply with Maryland auto insurance laws. To find the best cheap auto insurance in Dunkirk, Maryland, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Dunkirk is USAA
  • The average commute length in Dunkirk is 37.7 minutes
  • The minimum auto insurance required in Dunkirk, Maryland is 30/60/15

Dunkirk, Maryland auto insurance requirements are 30/60/15 according to Maryland auto insurance laws. Finding cheap auto insurance in Dunkirk can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Dunkirk, Maryland, including driving record, credit, commute time, and more.

Compare auto insurance in Dunkirk to other Maryland cities, including Laurel auto insurance rates, Baltimore auto insurance rates, and Salisbury auto insurance rates to see how Dunkirk, Maryland auto insurance rates stack up.

Before you buy Dunkirk, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Dunkirk, Maryland auto insurance quotes.

Minimum Auto Insurance in Dunkirk, Maryland

Dunkirk, Maryland auto insurance laws require that you have at least the Maryland minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Dunkirk, Maryland.

Minimum Required Auto Insurance Coverage in Dunkirk, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Dunkirk, Maryland Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Dunkirk, Maryland are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dunkirk, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,677 $3,534 $3,510 $3,601 $10,832 $12,701 $3,326 $3,373
GEICO $2,316 $2,539 $2,631 $3,049 $7,010 $8,024 $1,980 $2,101
Liberty Mutual $6,609 $6,609 $6,533 $6,533 $12,920 $19,193 $6,609 $8,935
Nationwide $2,002 $2,009 $1,809 $1,862 $4,749 $6,249 $2,324 $2,506
Progressive $2,399 $2,161 $2,091 $2,136 $8,579 $9,369 $2,790 $2,723
State Farm $2,075 $2,075 $1,902 $1,902 $6,497 $8,306 $2,310 $2,617
USAA $1,933 $1,898 $1,806 $1,800 $4,297 $5,069 $2,225 $2,481

Cheap Dunkirk, Maryland Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Dunkirk, Maryland is a challenge. Take a look at the annual teen auto insurance rates in Dunkirk, Maryland.

Annual Auto Insurance Rates for Teen Drivers in Dunkirk, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,832 $12,701
GEICO $7,010 $8,024
Liberty Mutual $12,920 $19,193
Nationwide $4,749 $6,249
Progressive $8,579 $9,369
State Farm $6,497 $8,306
USAA $4,297 $5,069

Cheap Dunkirk, Maryland Auto Insurance for Seniors

What are senior auto insurance rates in Dunkirk, Maryland? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Dunkirk, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,510 $3,601
GEICO $2,631 $3,049
Liberty Mutual $6,533 $6,533
Nationwide $1,809 $1,862
Progressive $2,091 $2,136
State Farm $1,902 $1,902
USAA $1,806 $1,800

Cheap Dunkirk, Maryland Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Dunkirk, Maryland compared to the annual auto insurance rates with a clean record in Dunkirk, Maryland.

Annual Dunkirk, Maryland Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,920 $6,561 $4,920 $5,876
GEICO $2,630 $4,085 $4,984 $3,127
Liberty Mutual $6,707 $8,792 $13,050 $8,422
Nationwide $2,583 $3,475 $2,765 $2,931
Progressive $3,443 $4,566 $4,158 $3,957
State Farm $3,106 $3,894 $3,421 $3,421
USAA $2,114 $2,593 $3,771 $2,276

Cheap Dunkirk, Maryland Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Dunkirk, Maryland is not easy. Compare the annual rates for DUI auto insurance in Dunkirk, Maryland to find the best deal.

Annual Auto Insurance Rates After a DUI in Dunkirk, Maryland

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,920
GEICO $4,984
Liberty Mutual $13,050
Nationwide $2,765
Progressive $4,158
State Farm $3,421
USAA $3,771

Cheap Dunkirk, Maryland Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Dunkirk, Maryland annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Dunkirk, Maryland

Insurance Company Poor Fair Good
Allstate $7,226 $5,032 $4,450
GEICO $4,201 $3,480 $3,438
Liberty Mutual $13,223 $8,510 $5,994
Nationwide $3,759 $2,657 $2,401
Progressive $5,076 $3,817 $3,199
State Farm $5,055 $3,006 $2,321
USAA $3,582 $2,459 $2,024

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Cheap Dunkirk, Maryland Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Dunkirk, Maryland can vary. Compare the annual cost of auto insurance by ZIP code in Dunkirk, Maryland to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Dunkirk, Maryland

ZIP Code Average Annual Rates
20754 $3,852

Cheap Dunkirk, Maryland Auto Insurance Rates By Commute

Commute length and annual mileage affect Dunkirk, Maryland auto insurance. Find the cheapest annual Dunkirk, Maryland auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Dunkirk, Maryland

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,490 $5,648
GEICO $3,641 $3,771
Liberty Mutual $8,993 $9,492
Nationwide $2,939 $2,939
Progressive $4,031 $4,031
State Farm $3,374 $3,547
USAA $2,606 $2,772

Cheap Dunkirk, Maryland Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Dunkirk, Maryland? Check out the comparison of annual Dunkirk, Maryland auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dunkirk, Maryland

Insurance Company Low Medium High
Allstate $5,436 $5,536 $5,736
GEICO $3,570 $3,682 $3,867
Liberty Mutual $8,961 $9,220 $9,547
Nationwide $2,819 $2,948 $3,049
Progressive $3,845 $4,033 $4,215
State Farm $3,284 $3,468 $3,630
USAA $2,551 $2,697 $2,818

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Best By Category: Cheapest Auto Insurance in Dunkirk, Maryland

Compare the cheapest auto insurance companies in Dunkirk, Maryland in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Dunkirk, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Dunkirk, Maryland Auto Insurance Companies

What auto insurance companies in Dunkirk, Maryland are the cheapest? Compare the top Dunkirk, Maryland auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Dunkirk, Maryland

Insurance Company Average Annual Rates
Allstate $5,569
GEICO $3,706
Liberty Mutual $9,243
Nationwide $2,939
Progressive $4,031
State Farm $3,461
USAA $2,689

What affects auto insurance rates in Dunkirk, Maryland?

There are a lot of reasons why auto insurance rates in Dunkirk, Maryland are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Dunkirk, Maryland. Many local factors may affect your Dunkirk auto insurance rates.

Dunkirk Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Dunkirk, Maryland commute length is 37.7 minutes according to City-Data.

Dunkirk Traffic

How does Dunkirk, Maryland rank for traffic? According to Inrix Dunkirk, Maryland is the 654th most congested worldwide.

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Compare Dunkirk, Maryland Auto Insurance Quotes

Before you buy Dunkirk, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Dunkirk, Maryland auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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