Best Cheap Auto Insurance in Duncan, SC (2021)

The average Duncan, SC auto insurance rates are $295 per month. The minimum auto insurance in Duncan is at least 25/50/25 in coverage to comply with South Carolina auto insurance laws. To find the best cheap auto insurance in Duncan, South Carolina, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The minimum auto insurance required in Duncan, South Carolina is 25/50/25
  • The cheapest auto insurance company in Duncan is GEICO
  • Average auto insurance rates in Duncan, SC for senior drivers are $2,063 per year

Duncan, South Carolina auto insurance requirements are 25/50/25 according to South Carolina auto insurance laws. Finding cheap auto insurance in Duncan can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Duncan, South Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Duncan to other South Carolina cities, including Greenville auto insurance rates, Charleston auto insurance rates, and Summerville auto insurance rates to see how Duncan, South Carolina auto insurance rates stack up.

Before you buy Duncan, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Duncan, South Carolina auto insurance quotes.

Minimum Auto Insurance in Duncan, South Carolina

Duncan, South Carolina auto insurance laws require that you have at least the South Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Duncan, South Carolina.

Minimum Required Auto Insurance Coverage in Duncan, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Duncan, South Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Duncan, South Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Duncan, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,489 $2,489 $2,383 $2,383 $6,553 $8,385 $2,766 $3,011
Farmers $2,870 $2,866 $2,759 $2,972 $7,863 $8,711 $3,142 $3,179
GEICO $2,076 $2,076 $1,890 $1,890 $5,283 $5,392 $2,442 $2,514
Nationwide $2,258 $2,285 $2,040 $2,112 $5,479 $7,024 $2,554 $2,773
Progressive $2,222 $2,052 $1,922 $2,011 $9,631 $10,637 $2,576 $2,700
State Farm $1,858 $1,858 $1,692 $1,692 $5,459 $6,840 $2,088 $2,359
USAA $1,705 $1,705 $1,573 $1,567 $6,993 $7,644 $2,242 $2,350

Cheap Duncan, South Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Duncan, South Carolina is a challenge. Take a look at the annual teen auto insurance rates in Duncan, South Carolina.

Annual Auto Insurance Rates for Teen Drivers in Duncan, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,553 $8,385
Farmers $7,863 $8,711
GEICO $5,283 $5,392
Nationwide $5,479 $7,024
Progressive $9,631 $10,637
State Farm $5,459 $6,840
USAA $6,993 $7,644

Cheap Duncan, South Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Duncan, South Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Duncan, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,383 $2,383
Farmers $2,759 $2,972
GEICO $1,890 $1,890
Nationwide $2,040 $2,112
Progressive $1,922 $2,011
State Farm $1,692 $1,692
USAA $1,573 $1,567

Cheap Duncan, South Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Duncan, South Carolina compared to the annual auto insurance rates with a clean record in Duncan, South Carolina.

Annual Duncan, South Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,848 $4,551 $4,038 $3,792
Farmers $3,581 $4,988 $4,127 $4,484
GEICO $2,253 $2,906 $4,370 $2,253
Nationwide $2,659 $3,407 $4,279 $2,917
Progressive $3,453 $5,054 $4,208 $4,161
State Farm $2,698 $3,327 $2,949 $2,949
USAA $2,542 $3,143 $4,357 $2,848

Cheap Duncan, South Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Duncan, South Carolina is not easy. Compare the annual rates for DUI auto insurance in Duncan, South Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Duncan, South Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,038
Farmers $4,127
GEICO $4,370
Nationwide $4,279
Progressive $4,208
State Farm $2,949
USAA $4,357

Cheap Duncan, South Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Duncan, South Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Duncan, South Carolina

Insurance Company Poor Fair Good
Allstate $4,765 $3,614 $3,043
Farmers $4,874 $4,186 $3,826
GEICO $4,492 $2,416 $1,928
Nationwide $3,934 $3,200 $2,814
Progressive $4,671 $4,123 $3,862
State Farm $4,274 $2,612 $2,056
USAA $5,021 $2,474 $2,173

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Cheap Duncan, South Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Duncan, South Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Duncan, South Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Duncan, South Carolina

ZIP Code Average Annual Rates
29334 $3,303

Cheap Duncan, South Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Duncan, South Carolina auto insurance. Find the cheapest annual Duncan, South Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Duncan, South Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,728 $3,887
Farmers $4,295 $4,295
GEICO $2,927 $2,964
Nationwide $3,316 $3,316
Progressive $4,219 $4,219
State Farm $2,907 $3,054
USAA $3,189 $3,256

Cheap Duncan, South Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Duncan, South Carolina? Check out the comparison of annual Duncan, South Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Duncan, South Carolina

Insurance Company Low Medium High
Allstate $3,593 $3,791 $4,038
Farmers $3,873 $4,298 $4,715
GEICO $2,762 $2,919 $3,154
Nationwide $3,286 $3,315 $3,346
Progressive $3,930 $4,172 $4,555
State Farm $2,758 $2,979 $3,204
USAA $3,045 $3,218 $3,404

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Best By Category: Cheapest Auto Insurance in Duncan, South Carolina

Compare the cheapest auto insurance companies in Duncan, South Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Duncan, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Duncan, South Carolina Auto Insurance Companies

What auto insurance companies in Duncan, South Carolina are the cheapest? Compare the top Duncan, South Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Duncan, South Carolina

Insurance Company Average Annual Rates
Allstate $3,807
Farmers $4,295
GEICO $2,945
Nationwide $3,316
Progressive $4,219
State Farm $2,981
USAA $3,222

What affects auto insurance rates in Duncan, South Carolina?

There are a lot of reasons why auto insurance rates in Duncan, South Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Duncan, South Carolina. Many local factors may affect your Duncan auto insurance rates.

Duncan Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Duncan, South Carolina commute length is 22.6 minutes according to City-Data.

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Compare Duncan, South Carolina Auto Insurance Quotes

Before you buy Duncan, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Duncan, South Carolina auto insurance quotes.

Free Auto Insurance Comparison

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