Best Cheap Auto Insurance in Dumfries, VA (2021)

The average Dumfries, VA auto insurance rates are $228 per month. The minimum auto insurance in Dumfries is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Dumfries, Virginia, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Dumfries, VA for senior drivers are $1,558 per year
  • The average commute length in Dumfries is 36.6 minutes
  • The minimum auto insurance required in Dumfries, Virginia is 25/50/20

Dumfries, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Dumfries can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Dumfries, Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Dumfries to other Virginia cities, including Norfolk auto insurance rates, Newport News auto insurance rates, and Virginia Beach auto insurance rates to see how Dumfries, Virginia auto insurance rates stack up.

Before you buy Dumfries, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Dumfries, Virginia auto insurance quotes.

Minimum Auto Insurance in Dumfries, Virginia

Dumfries, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Dumfries, Virginia.

Minimum Required Auto Insurance Coverage in Dumfries, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Dumfries, Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Dumfries, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dumfries, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,395 $2,253 $2,377 $2,377 $7,637 $8,738 $3,112 $3,101
GEICO $1,742 $1,726 $1,655 $1,655 $3,856 $5,137 $2,029 $1,989
Nationwide $1,532 $1,539 $1,359 $1,393 $3,729 $4,794 $1,695 $1,840
Progressive $1,375 $1,293 $1,255 $1,253 $6,650 $7,450 $1,663 $1,682
State Farm $1,613 $1,613 $1,472 $1,472 $5,118 $6,412 $1,830 $2,111
USAA $1,288 $1,266 $1,214 $1,216 $4,049 $4,801 $1,654 $1,814

Cheap Dumfries, Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Dumfries, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Dumfries, Virginia.

Annual Auto Insurance Rates for Teen Drivers in Dumfries, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,637 $8,738
GEICO $3,856 $5,137
Nationwide $3,729 $4,794
Progressive $6,650 $7,450
State Farm $5,118 $6,412
USAA $4,049 $4,801

Cheap Dumfries, Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Dumfries, Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Dumfries, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,377 $2,377
GEICO $1,655 $1,655
Nationwide $1,359 $1,393
Progressive $1,255 $1,253
State Farm $1,472 $1,472
USAA $1,214 $1,216

Cheap Dumfries, Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Dumfries, Virginia compared to the annual auto insurance rates with a clean record in Dumfries, Virginia.

Annual Dumfries, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,958 $4,793 $4,401 $3,843
GEICO $1,886 $2,439 $3,683 $1,886
Nationwide $1,943 $1,943 $2,848 $2,205
Progressive $2,393 $3,231 $2,887 $2,800
State Farm $2,454 $2,956 $2,705 $2,705
USAA $1,672 $2,181 $2,871 $1,928

Cheap Dumfries, Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Dumfries, Virginia is not easy. Compare the annual rates for DUI auto insurance in Dumfries, Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Dumfries, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,401
GEICO $3,683
Nationwide $2,848
Progressive $2,887
State Farm $2,705
USAA $2,871

Cheap Dumfries, Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Dumfries, Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Dumfries, Virginia

Insurance Company Poor Fair Good
Allstate $4,857 $3,915 $3,224
GEICO $2,748 $2,336 $2,336
Nationwide $2,642 $2,129 $1,935
Progressive $3,129 $2,763 $2,590
State Farm $3,850 $2,384 $1,882
USAA $2,889 $1,972 $1,628

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Dumfries, Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Dumfries, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Dumfries, Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Dumfries, Virginia

ZIP Code Average Annual Rates
22025 $2,369
22026 $2,376

Cheap Dumfries, Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Dumfries, Virginia auto insurance. Find the cheapest annual Dumfries, Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Dumfries, Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,875 $4,123
GEICO $2,428 $2,519
Nationwide $2,235 $2,235
Progressive $2,827 $2,827
State Farm $2,637 $2,773
USAA $2,083 $2,243

Cheap Dumfries, Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Dumfries, Virginia? Check out the comparison of annual Dumfries, Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dumfries, Virginia

Insurance Company Low Medium High
Allstate $3,881 $3,999 $4,116
GEICO $2,373 $2,471 $2,576
Nationwide $2,345 $2,215 $2,146
Progressive $2,683 $2,792 $3,007
State Farm $2,528 $2,703 $2,885
USAA $2,070 $2,167 $2,251

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Dumfries, Virginia

Compare the cheapest auto insurance companies in Dumfries, Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Dumfries, Virginia

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Dumfries, Virginia Auto Insurance Companies

What auto insurance companies in Dumfries, Virginia are the cheapest? Compare the top Dumfries, Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Dumfries, Virginia

Insurance Company Average Annual Rates
Allstate $3,999
GEICO $2,473
Nationwide $2,235
Progressive $2,827
State Farm $2,705
USAA $2,163

What affects auto insurance rates in Dumfries, Virginia?

There are a lot of reasons why auto insurance rates in Dumfries, Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Dumfries, Virginia. Many local factors may affect your Dumfries auto insurance rates.

Dumfries Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Dumfries, Virginia commute length is 36.6 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Dumfries, Virginia Auto Insurance Quotes

Before you buy Dumfries, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Dumfries, Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption