Best Cheap Auto Insurance in Dumas, TX (2021)

The average Dumas, TX auto insurance rates are $333 per month. The minimum auto insurance in Dumas is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Dumas, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Dumas, Texas is 30/60/25
  • The average commute length in Dumas is 18.1 minutes
  • Average auto insurance rates in Dumas, TX for senior drivers are $2,447 per year

Dumas, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Dumas can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Dumas, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Dumas to other Texas cities, including Austin auto insurance rates, Corpus Christi auto insurance rates, and Plano auto insurance rates to see how Dumas, Texas auto insurance rates stack up.

Before you buy Dumas, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Dumas, Texas auto insurance quotes.

Minimum Auto Insurance in Dumas, Texas

Dumas, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Dumas, Texas.

Minimum Required Auto Insurance Coverage in Dumas, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Dumas, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Dumas, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dumas, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,482 $3,536 $3,440 $3,440 $8,940 $10,875 $4,333 $4,559
American Family $3,759 $4,101 $3,174 $3,571 $7,881 $10,515 $5,023 $5,711
GEICO $2,595 $2,736 $2,374 $2,592 $5,356 $5,639 $2,811 $2,871
Nationwide $2,671 $2,729 $2,351 $2,503 $7,453 $9,632 $3,124 $3,393
Progressive $2,599 $2,513 $2,278 $2,340 $10,068 $11,233 $3,103 $3,183
State Farm $1,792 $1,792 $1,585 $1,585 $4,121 $5,224 $1,937 $2,005
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

Cheap Dumas, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Dumas, Texas is a challenge. Take a look at the annual teen auto insurance rates in Dumas, Texas.

Annual Auto Insurance Rates for Teen Drivers in Dumas, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,940 $10,875
American Family $7,881 $10,515
GEICO $5,356 $5,639
Nationwide $7,453 $9,632
Progressive $10,068 $11,233
State Farm $4,121 $5,224
USAA $4,047 $4,518

Cheap Dumas, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Dumas, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Dumas, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,440 $3,440
American Family $3,174 $3,571
GEICO $2,374 $2,592
Nationwide $2,351 $2,503
Progressive $2,278 $2,340
State Farm $1,585 $1,585
USAA $1,497 $1,531

Cheap Dumas, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Dumas, Texas compared to the annual auto insurance rates with a clean record in Dumas, Texas.

Annual Dumas, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,212 $6,306 $6,571 $4,212
American Family $5,037 $6,271 $5,522 $5,037
GEICO $2,860 $3,678 $3,228 $3,721
Nationwide $3,658 $3,658 $5,466 $4,145
Progressive $4,074 $5,193 $4,777 $4,614
State Farm $2,245 $2,550 $2,980 $2,245
USAA $1,833 $2,638 $3,094 $2,103

Cheap Dumas, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Dumas, Texas is not easy. Compare the annual rates for DUI auto insurance in Dumas, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Dumas, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,571
American Family $5,522
GEICO $3,228
Nationwide $5,466
Progressive $4,777
State Farm $2,980
USAA $3,094

Cheap Dumas, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Dumas, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Dumas, Texas

Insurance Company Poor Fair Good
Allstate $6,775 $4,962 $4,239
American Family $7,819 $4,595 $3,986
GEICO $5,208 $2,945 $1,962
Nationwide $5,100 $4,065 $3,531
Progressive $5,312 $4,519 $4,162
State Farm $3,550 $2,207 $1,758
USAA $3,624 $2,022 $1,606

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Cheap Dumas, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Dumas, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Dumas, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Dumas, Texas

ZIP Code Average Annual Rates
79029 $5,702

Cheap Dumas, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Dumas, Texas auto insurance. Find the cheapest annual Dumas, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Dumas, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,206 $5,445
American Family $5,467 $5,467
GEICO $3,296 $3,447
Nationwide $4,232 $4,232
Progressive $4,665 $4,665
State Farm $2,505 $2,505
USAA $2,385 $2,449

Cheap Dumas, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Dumas, Texas? Check out the comparison of annual Dumas, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dumas, Texas

Insurance Company Low Medium High
Allstate $5,241 $5,294 $5,441
American Family $5,230 $5,348 $5,823
GEICO $3,254 $3,343 $3,518
Nationwide $4,596 $4,046 $4,054
Progressive $4,481 $4,646 $4,867
State Farm $2,398 $2,499 $2,618
USAA $2,364 $2,412 $2,475

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Best By Category: Cheapest Auto Insurance in Dumas, Texas

Compare the cheapest auto insurance companies in Dumas, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Dumas, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Dumas, Texas Auto Insurance Companies

What auto insurance companies in Dumas, Texas are the cheapest? Compare the top Dumas, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Dumas, Texas

Insurance Company Average Annual Rates
Allstate $5,325
American Family $5,467
GEICO $3,372
Nationwide $4,232
Progressive $4,665
State Farm $2,505
USAA $2,417

What affects auto insurance rates in Dumas, Texas?

There are a lot of reasons why auto insurance rates in Dumas, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Dumas, Texas. Many local factors may affect your Dumas auto insurance rates.

Dumas Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Dumas, Texas auto theft statistics, there have been 31 auto thefts in the city.

Dumas Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Dumas, Texas commute length is 18.1 minutes according to City-Data.

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Compare Dumas, Texas Auto Insurance Quotes

Before you buy Dumas, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Dumas, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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