Best Cheap Auto Insurance in Duke, OK (2021)

The average Duke, OK auto insurance rates are $314 per month. The minimum auto insurance in Duke is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Duke, Oklahoma, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Duke for teen drivers is Liberty Mutual
  • Average auto insurance rates in Duke, OK for senior drivers are $2,233 per year
  • The cheapest auto insurance company in Duke is State Farm

Duke, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Duke can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Duke, Oklahoma, including driving record, credit, commute time, and more.

Compare auto insurance in Duke to other Oklahoma cities, including Oklahoma City auto insurance rates, Stillwater auto insurance rates, and Tulsa auto insurance rates to see how Duke, Oklahoma auto insurance rates stack up.

Before you buy Duke, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Duke, Oklahoma auto insurance quotes.

Minimum Auto Insurance in Duke, Oklahoma

Duke, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Duke, Oklahoma.

Minimum Required Auto Insurance Coverage in Duke, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Duke, Oklahoma Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Duke, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Duke, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,309 $2,328 $2,110 $2,219 $6,946 $8,122 $2,513 $2,664
Farmers $2,351 $2,342 $2,119 $2,226 $8,469 $8,696 $2,657 $2,795
GEICO $1,835 $1,989 $1,949 $2,165 $5,215 $5,559 $1,608 $1,628
Liberty Mutual $4,196 $4,430 $3,696 $4,018 $11,325 $12,422 $4,359 $4,506
Progressive $2,301 $2,195 $1,893 $2,000 $9,059 $10,165 $2,697 $2,835
State Farm $1,920 $1,920 $1,677 $1,677 $4,574 $5,798 $2,008 $2,244
USAA $1,821 $1,826 $1,743 $1,764 $5,897 $6,585 $2,348 $2,582

Cheap Duke, Oklahoma Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Duke, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Duke, Oklahoma.

Annual Auto Insurance Rates for Teen Drivers in Duke, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,946 $8,122
Farmers $8,469 $8,696
GEICO $5,215 $5,559
Liberty Mutual $11,325 $12,422
Progressive $9,059 $10,165
State Farm $4,574 $5,798
USAA $5,897 $6,585

Cheap Duke, Oklahoma Auto Insurance for Seniors

What are senior auto insurance rates in Duke, Oklahoma? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Duke, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,110 $2,219
Farmers $2,119 $2,226
GEICO $1,949 $2,165
Liberty Mutual $3,696 $4,018
Progressive $1,893 $2,000
State Farm $1,677 $1,677
USAA $1,743 $1,764

Cheap Duke, Oklahoma Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Duke, Oklahoma compared to the annual auto insurance rates with a clean record in Duke, Oklahoma.

Annual Duke, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,151 $3,690 $4,232 $3,533
Farmers $3,352 $4,278 $4,175 $4,023
GEICO $2,014 $3,063 $3,357 $2,541
Liberty Mutual $4,133 $6,879 $7,785 $5,679
Progressive $3,230 $5,986 $3,564 $3,794
State Farm $2,551 $2,903 $2,727 $2,727
USAA $2,266 $3,250 $3,982 $2,787

Cheap Duke, Oklahoma Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Duke, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Duke, Oklahoma to find the best deal.

Annual Auto Insurance Rates After a DUI in Duke, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,232
Farmers $4,175
GEICO $3,357
Liberty Mutual $7,785
Progressive $3,564
State Farm $2,727
USAA $3,982

Cheap Duke, Oklahoma Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Duke, Oklahoma annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Duke, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,516 $3,420 $3,018
Farmers $4,564 $3,743 $3,564
GEICO $3,301 $2,743 $2,186
Liberty Mutual $8,793 $5,357 $4,207
Progressive $4,712 $4,001 $3,717
State Farm $3,792 $2,431 $1,958
USAA $4,556 $2,591 $2,065

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Cheap Duke, Oklahoma Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Duke, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Duke, Oklahoma to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Duke, Oklahoma

ZIP Code Average Annual Rates
73532 $3,728

Cheap Duke, Oklahoma Auto Insurance Rates By Commute

Commute length and annual mileage affect Duke, Oklahoma auto insurance. Find the cheapest annual Duke, Oklahoma auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Duke, Oklahoma

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,651 $3,651
Farmers $3,957 $3,957
GEICO $2,691 $2,796
Liberty Mutual $6,119 $6,119
Progressive $4,143 $4,143
State Farm $2,680 $2,774
USAA $3,034 $3,108

Cheap Duke, Oklahoma Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Duke, Oklahoma? Check out the comparison of annual Duke, Oklahoma auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Duke, Oklahoma

Insurance Company Low Medium High
Allstate $3,449 $3,638 $3,867
Farmers $3,807 $3,918 $4,146
GEICO $2,568 $2,744 $2,918
Liberty Mutual $5,799 $6,096 $6,462
Progressive $3,856 $4,118 $4,456
State Farm $2,577 $2,707 $2,898
USAA $2,958 $3,063 $3,192

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Best By Category: Cheapest Auto Insurance in Duke, Oklahoma

Compare the cheapest auto insurance companies in Duke, Oklahoma in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Duke, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Duke, Oklahoma Auto Insurance Companies

What auto insurance companies in Duke, Oklahoma are the cheapest? Compare the top Duke, Oklahoma auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Duke, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,651
Farmers $3,957
GEICO $2,743
Liberty Mutual $6,119
Progressive $4,143
State Farm $2,727
USAA $3,071

What affects auto insurance rates in Duke, Oklahoma?

There are a lot of reasons why auto insurance rates in Duke, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Duke, Oklahoma. Many local factors may affect your Duke auto insurance rates.

Duke Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Duke, Oklahoma commute length is 16.4 minutes according to City-Data.

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Compare Duke, Oklahoma Auto Insurance Quotes

Before you buy Duke, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Duke, Oklahoma auto insurance quotes.

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