Best Cheap Auto Insurance in Duchesne, UT (2021)

The average Duchesne, UT auto insurance rates are $299 per month. The minimum auto insurance in Duchesne is at least 25/65/15 in coverage to comply with Utah auto insurance laws. To find the best cheap auto insurance in Duchesne, Utah, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Duchesne is USAA
  • The average commute length in Duchesne is 18.2 minutes
  • The most expensive auto insurance company in Duchesne for teen drivers is State Farm

Duchesne, Utah auto insurance requirements are 25/65/15 according to Utah auto insurance laws. Finding cheap auto insurance in Duchesne can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Duchesne, Utah, including driving record, credit, commute time, and more.

Compare auto insurance in Duchesne to other Utah cities, including West Valley City auto insurance rates, Layton auto insurance rates, and West Jordan auto insurance rates to see how Duchesne, Utah auto insurance rates stack up.

Before you buy Duchesne, Utah auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Duchesne, Utah auto insurance quotes.

Minimum Auto Insurance in Duchesne, Utah

Duchesne, Utah auto insurance laws require that you have at least the Utah minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Duchesne, Utah.

Minimum Required Auto Insurance Coverage in Duchesne, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Duchesne, Utah Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Duchesne, Utah are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Duchesne, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,432 $2,259 $2,195 $2,195 $7,514 $8,410 $2,601 $2,607
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $2,011 $1,986 $1,778 $1,889 $8,415 $8,661 $2,288 $2,378
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,419 $2,605 $2,009 $2,236 $9,183 $10,193 $2,555 $2,720
Nationwide $2,002 $2,032 $1,785 $1,885 $5,430 $6,931 $2,312 $2,483
Progressive $2,160 $2,026 $1,762 $1,876 $8,536 $9,501 $2,510 $2,644
State Farm $3,001 $3,001 $2,701 $2,701 $8,910 $11,089 $3,396 $3,902
USAA $1,361 $1,338 $1,220 $1,221 $4,736 $5,538 $1,656 $1,809

Cheap Duchesne, Utah Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Duchesne, Utah is a challenge. Take a look at the annual teen auto insurance rates in Duchesne, Utah.

Annual Auto Insurance Rates for Teen Drivers in Duchesne, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,514 $8,410
American Family $7,096 $9,328
Farmers $8,415 $8,661
GEICO $5,626 $6,011
Liberty Mutual $9,183 $10,193
Nationwide $5,430 $6,931
Progressive $8,536 $9,501
State Farm $8,910 $11,089
USAA $4,736 $5,538

Cheap Duchesne, Utah Auto Insurance for Seniors

What are senior auto insurance rates in Duchesne, Utah? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Duchesne, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,195 $2,195
American Family $1,815 $1,815
Farmers $1,778 $1,889
GEICO $2,068 $2,389
Liberty Mutual $2,009 $2,236
Nationwide $1,785 $1,885
Progressive $1,762 $1,876
State Farm $2,701 $2,701
USAA $1,220 $1,221

Cheap Duchesne, Utah Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Duchesne, Utah compared to the annual auto insurance rates with a clean record in Duchesne, Utah.

Annual Duchesne, Utah Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,186 $3,836 $4,490 $3,595
American Family $2,928 $3,646 $4,307 $3,286
Farmers $3,128 $4,070 $3,951 $3,554
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $3,327 $4,548 $4,907 $4,177
Nationwide $2,460 $3,322 $3,900 $2,749
Progressive $3,288 $4,931 $3,433 $3,856
State Farm $4,415 $5,260 $4,838 $4,838
USAA $1,857 $2,345 $3,158 $2,080

Cheap Duchesne, Utah Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Duchesne, Utah is not easy. Compare the annual rates for DUI auto insurance in Duchesne, Utah to find the best deal.

Annual Auto Insurance Rates After a DUI in Duchesne, Utah

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,490
American Family $4,307
Farmers $3,951
GEICO $3,801
Liberty Mutual $4,907
Nationwide $3,900
Progressive $3,433
State Farm $4,838
USAA $3,158

Cheap Duchesne, Utah Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Duchesne, Utah annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Duchesne, Utah

Insurance Company Poor Fair Good
Allstate $5,060 $3,383 $2,887
American Family $4,451 $3,337 $2,838
Farmers $4,211 $3,496 $3,321
GEICO $4,460 $2,470 $1,850
Liberty Mutual $6,058 $3,722 $2,940
Nationwide $3,858 $2,902 $2,563
Progressive $4,408 $3,748 $3,475
State Farm $7,875 $3,962 $2,676
USAA $3,387 $2,156 $1,538

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Duchesne, Utah Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Duchesne, Utah can vary. Compare the annual cost of auto insurance by ZIP code in Duchesne, Utah to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Duchesne, Utah

ZIP Code Average Annual Rates
84021 $3,594

Cheap Duchesne, Utah Auto Insurance Rates By Commute

Commute length and annual mileage affect Duchesne, Utah auto insurance. Find the cheapest annual Duchesne, Utah auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Duchesne, Utah

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,777 $3,777
American Family $3,539 $3,544
Farmers $3,676 $3,676
GEICO $2,875 $2,978
Liberty Mutual $4,170 $4,311
Nationwide $3,108 $3,108
Progressive $3,877 $3,877
State Farm $4,719 $4,956
USAA $2,334 $2,386

Cheap Duchesne, Utah Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Duchesne, Utah? Check out the comparison of annual Duchesne, Utah auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Duchesne, Utah

Insurance Company Low Medium High
Allstate $3,627 $3,770 $3,934
American Family $3,455 $3,588 $3,582
Farmers $3,388 $3,628 $4,011
GEICO $2,730 $2,914 $3,135
Liberty Mutual $4,041 $4,223 $4,456
Nationwide $3,437 $2,951 $2,936
Progressive $3,628 $3,788 $4,215
State Farm $4,583 $4,848 $5,081
USAA $2,260 $2,361 $2,459

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Duchesne, Utah

Compare the cheapest auto insurance companies in Duchesne, Utah in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Duchesne, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Duchesne, Utah Auto Insurance Companies

What auto insurance companies in Duchesne, Utah are the cheapest? Compare the top Duchesne, Utah auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Duchesne, Utah

Insurance Company Average Annual Rates
Allstate $3,777
American Family $3,542
Farmers $3,676
GEICO $2,927
Liberty Mutual $4,240
Nationwide $3,108
Progressive $3,877
State Farm $4,838
USAA $2,360

What affects auto insurance rates in Duchesne, Utah?

There are a lot of reasons why auto insurance rates in Duchesne, Utah are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Duchesne, Utah. Many local factors may affect your Duchesne auto insurance rates.

Duchesne Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Duchesne, Utah commute length is 18.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Duchesne, Utah Auto Insurance Quotes

Before you buy Duchesne, Utah auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Duchesne, Utah auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption