Best Cheap Auto Insurance in Dublin, TX (2021)

The average Dublin, TX auto insurance rates are $300 per month. The minimum auto insurance in Dublin is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Dublin, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Dublin is 16.8 minutes
  • The cheapest auto insurance company in Dublin is USAA
  • Average auto insurance rates in Dublin, TX for senior drivers are $2,169 per year

Dublin, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Dublin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Dublin, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Dublin to other Texas cities, including Arlington auto insurance rates, Houston auto insurance rates, and Plano auto insurance rates to see how Dublin, Texas auto insurance rates stack up.

Before you buy Dublin, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Dublin, Texas auto insurance quotes.

Minimum Auto Insurance in Dublin, Texas

Dublin, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Dublin, Texas.

Minimum Required Auto Insurance Coverage in Dublin, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Dublin, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Dublin, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dublin, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,293 $3,330 $3,253 $3,253 $8,758 $10,608 $4,098 $4,284
American Family $2,380 $2,631 $2,190 $2,491 $5,980 $7,859 $3,349 $3,814
GEICO $2,070 $2,214 $1,970 $2,198 $4,391 $4,588 $2,235 $2,249
Nationwide $2,569 $2,613 $2,267 $2,402 $7,325 $9,412 $3,021 $3,271
Progressive $2,499 $2,377 $2,225 $2,267 $10,540 $11,763 $2,968 $3,016
State Farm $1,768 $1,768 $1,568 $1,568 $4,139 $5,258 $1,916 $1,978
USAA $1,425 $1,441 $1,355 $1,354 $3,881 $4,251 $1,896 $2,050

Cheap Dublin, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Dublin, Texas is a challenge. Take a look at the annual teen auto insurance rates in Dublin, Texas.

Annual Auto Insurance Rates for Teen Drivers in Dublin, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,758 $10,608
American Family $5,980 $7,859
GEICO $4,391 $4,588
Nationwide $7,325 $9,412
Progressive $10,540 $11,763
State Farm $4,139 $5,258
USAA $3,881 $4,251

Cheap Dublin, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Dublin, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Dublin, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,253 $3,253
American Family $2,190 $2,491
GEICO $1,970 $2,198
Nationwide $2,267 $2,402
Progressive $2,225 $2,267
State Farm $1,568 $1,568
USAA $1,355 $1,354

Cheap Dublin, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Dublin, Texas compared to the annual auto insurance rates with a clean record in Dublin, Texas.

Annual Dublin, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,973 $6,113 $6,380 $3,973
American Family $3,511 $4,429 $3,896 $3,511
GEICO $2,331 $3,042 $2,586 $2,998
Nationwide $3,562 $3,562 $5,289 $4,026
Progressive $4,102 $5,311 $4,793 $4,621
State Farm $2,228 $2,542 $2,985 $2,228
USAA $1,655 $2,422 $2,849 $1,899

Cheap Dublin, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Dublin, Texas is not easy. Compare the annual rates for DUI auto insurance in Dublin, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Dublin, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,380
American Family $3,896
GEICO $2,586
Nationwide $5,289
Progressive $4,793
State Farm $2,985
USAA $2,849

Cheap Dublin, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Dublin, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Dublin, Texas

Insurance Company Poor Fair Good
Allstate $6,498 $4,760 $4,071
American Family $5,321 $3,299 $2,890
GEICO $4,208 $2,398 $1,611
Nationwide $4,938 $3,958 $3,434
Progressive $5,296 $4,580 $4,245
State Farm $3,534 $2,200 $1,753
USAA $3,258 $1,865 $1,496

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Cheap Dublin, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Dublin, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Dublin, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Dublin, Texas

ZIP Code Average Annual Rates
76446 $5,415

Cheap Dublin, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Dublin, Texas auto insurance. Find the cheapest annual Dublin, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Dublin, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,990 $5,230
American Family $3,837 $3,837
GEICO $2,687 $2,792
Nationwide $4,110 $4,110
Progressive $4,707 $4,707
State Farm $2,496 $2,496
USAA $2,178 $2,234

Cheap Dublin, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Dublin, Texas? Check out the comparison of annual Dublin, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dublin, Texas

Insurance Company Low Medium High
Allstate $5,016 $5,075 $5,238
American Family $3,590 $3,707 $4,213
GEICO $2,615 $2,710 $2,893
Nationwide $4,433 $3,933 $3,964
Progressive $4,490 $4,686 $4,945
State Farm $2,376 $2,490 $2,621
USAA $2,141 $2,199 $2,279

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Best By Category: Cheapest Auto Insurance in Dublin, Texas

Compare the cheapest auto insurance companies in Dublin, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Dublin, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Dublin, Texas Auto Insurance Companies

What auto insurance companies in Dublin, Texas are the cheapest? Compare the top Dublin, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Dublin, Texas

Insurance Company Average Annual Rates
Allstate $5,110
American Family $3,837
GEICO $2,739
Nationwide $4,110
Progressive $4,707
State Farm $2,496
USAA $2,206

What affects auto insurance rates in Dublin, Texas?

There are a lot of reasons why auto insurance rates in Dublin, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Dublin, Texas. Many local factors may affect your Dublin auto insurance rates.

Dublin Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Dublin, Texas auto theft statistics, there have been 2 auto thefts in the city.

Dublin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Dublin, Texas commute length is 16.8 minutes according to City-Data.

Dublin Traffic

How does Dublin, Texas rank for traffic? According to Inrix Dublin, Texas is the 20th most congested worldwide.

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Compare Dublin, Texas Auto Insurance Quotes

Before you buy Dublin, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Dublin, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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