Best Cheap Auto Insurance in Dry Ridge, KY (2021)

The average Dry Ridge, KY auto insurance rates are $374 per month. The minimum auto insurance in Dry Ridge is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Dry Ridge, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Dry Ridge is USAA
  • The average commute length in Dry Ridge is 28.6 minutes
  • The minimum auto insurance required in Dry Ridge, Kentucky is 25/50/25

Dry Ridge, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Dry Ridge can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Dry Ridge, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Dry Ridge to other Kentucky cities, including Elizabeth auto insurance rates, Independence auto insurance rates, and Richmond auto insurance rates to see how Dry Ridge, Kentucky auto insurance rates stack up.

Before you buy Dry Ridge, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Dry Ridge, Kentucky auto insurance quotes.

Minimum Auto Insurance in Dry Ridge, Kentucky

Dry Ridge, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Dry Ridge, Kentucky.

Minimum Required Auto Insurance Coverage in Dry Ridge, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Dry Ridge, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Dry Ridge, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dry Ridge, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,247 $3,211 $2,931 $3,127 $12,164 $13,673 $3,600 $3,808
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,937 $3,178 $2,491 $2,772 $12,714 $14,038 $3,081 $3,217
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,058 $1,953 $1,846 $1,854 $10,057 $11,376 $2,551 $2,610
State Farm $2,232 $2,232 $1,992 $1,992 $6,746 $8,527 $2,492 $2,802
Travelers $2,081 $2,118 $2,043 $2,044 $9,722 $15,427 $2,177 $2,524
USAA $1,922 $1,929 $1,728 $1,763 $5,081 $5,363 $2,432 $2,667

Cheap Dry Ridge, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Dry Ridge, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Dry Ridge, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Dry Ridge, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,164 $13,673
GEICO $7,170 $8,568
Liberty Mutual $12,714 $14,038
Nationwide $7,450 $9,339
Progressive $10,057 $11,376
State Farm $6,746 $8,527
Travelers $9,722 $15,427
USAA $5,081 $5,363

Cheap Dry Ridge, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Dry Ridge, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Dry Ridge, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,931 $3,127
GEICO $3,742 $3,389
Liberty Mutual $2,491 $2,772
Nationwide $2,972 $3,117
Progressive $1,846 $1,854
State Farm $1,992 $1,992
Travelers $2,043 $2,044
USAA $1,728 $1,763

Cheap Dry Ridge, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Dry Ridge, Kentucky compared to the annual auto insurance rates with a clean record in Dry Ridge, Kentucky.

Annual Dry Ridge, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,734 $6,191 $6,609 $5,347
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,616 $7,134 $5,545 $4,919
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $3,547 $5,248 $4,048 $4,309
State Farm $3,310 $3,944 $3,627 $3,627
Travelers $4,155 $4,276 $6,174 $4,463
USAA $2,156 $3,051 $3,641 $2,595

Cheap Dry Ridge, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Dry Ridge, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Dry Ridge, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Dry Ridge, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,609
GEICO $7,199
Liberty Mutual $5,545
Nationwide $6,064
Progressive $4,048
State Farm $3,627
Travelers $6,174
USAA $3,641

Cheap Dry Ridge, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Dry Ridge, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Dry Ridge, Kentucky

Insurance Company Poor Fair Good
Allstate $7,565 $5,234 $4,361
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,953 $4,875 $3,833
Nationwide $5,647 $4,437 $3,858
Progressive $4,786 $4,180 $3,898
State Farm $5,254 $3,164 $2,464
Travelers $5,321 $4,500 $4,480
USAA $4,267 $2,379 $1,935

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Cheap Dry Ridge, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Dry Ridge, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Dry Ridge, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Dry Ridge, Kentucky

ZIP Code Average Annual Rates
41035 $3,989

Cheap Dry Ridge, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Dry Ridge, Kentucky auto insurance. Find the cheapest annual Dry Ridge, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Dry Ridge, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,720 $5,720
GEICO $4,371 $4,456
Liberty Mutual $5,554 $5,554
Nationwide $4,647 $4,647
Progressive $4,288 $4,288
State Farm $3,539 $3,715
Travelers $4,767 $4,767
USAA $2,755 $2,967

Cheap Dry Ridge, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Dry Ridge, Kentucky? Check out the comparison of annual Dry Ridge, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dry Ridge, Kentucky

Insurance Company Low Medium High
Allstate $5,347 $5,699 $6,114
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,329 $5,523 $5,808
Nationwide $4,735 $4,596 $4,611
Progressive $3,992 $4,245 $4,627
State Farm $3,442 $3,627 $3,812
Travelers $4,564 $4,795 $4,942
USAA $2,742 $2,855 $2,985

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Best By Category: Cheapest Auto Insurance in Dry Ridge, Kentucky

Compare the cheapest auto insurance companies in Dry Ridge, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Dry Ridge, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Dry Ridge, Kentucky Auto Insurance Companies

What auto insurance companies in Dry Ridge, Kentucky are the cheapest? Compare the top Dry Ridge, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Dry Ridge, Kentucky

Insurance Company Average Annual Rates
Allstate $5,720
GEICO $4,413
Liberty Mutual $5,554
Nationwide $4,647
Progressive $4,288
State Farm $3,627
Travelers $4,767
USAA $2,861

What affects auto insurance rates in Dry Ridge, Kentucky?

There are a lot of reasons why auto insurance rates in Dry Ridge, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Dry Ridge, Kentucky. Many local factors may affect your Dry Ridge auto insurance rates.

Dry Ridge Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Dry Ridge, Kentucky commute length is 28.6 minutes according to City-Data.

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Compare Dry Ridge, Kentucky Auto Insurance Quotes

Before you buy Dry Ridge, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Dry Ridge, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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