Best Cheap Auto Insurance in Downsville, WI (2021)

The average Downsville, WI auto insurance rates are $260 per month. The minimum auto insurance in Downsville is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Downsville, Wisconsin, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Downsville is American Family
  • The minimum auto insurance required in Downsville, Wisconsin is 25/50/10
  • The average commute length in Downsville is 25.7 minutes

Downsville, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Downsville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Downsville, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Downsville to other Wisconsin cities, including Janesville auto insurance rates, Green Bay auto insurance rates, and Kenosha auto insurance rates to see how Downsville, Wisconsin auto insurance rates stack up.

Before you buy Downsville, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Downsville, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Downsville, Wisconsin

Downsville, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Downsville, Wisconsin.

Minimum Required Auto Insurance Coverage in Downsville, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Downsville, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Downsville, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Downsville, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,377 $2,506 $2,194 $2,424 $7,756 $9,919 $2,418 $2,633
American Family $1,073 $1,126 $1,002 $1,014 $3,076 $3,410 $1,270 $1,358
Farmers $2,023 $2,021 $1,798 $1,900 $9,282 $9,600 $2,293 $2,405
GEICO $1,386 $1,513 $1,403 $1,579 $4,471 $4,822 $1,286 $1,337
Liberty Mutual $1,739 $1,900 $1,406 $1,600 $5,758 $6,462 $1,849 $2,006
Nationwide $4,001 $4,226 $3,295 $3,483 $7,941 $12,115 $4,852 $5,819
Progressive $2,045 $1,955 $1,675 $1,743 $7,626 $8,619 $2,457 $2,663
State Farm $1,343 $1,343 $1,183 $1,183 $3,658 $4,644 $1,511 $1,715
USAA $1,373 $1,376 $1,238 $1,268 $3,424 $3,987 $1,790 $1,974

Cheap Downsville, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Downsville, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Downsville, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Downsville, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,756 $9,919
American Family $3,076 $3,410
Farmers $9,282 $9,600
GEICO $4,471 $4,822
Liberty Mutual $5,758 $6,462
Nationwide $7,941 $12,115
Progressive $7,626 $8,619
State Farm $3,658 $4,644
USAA $3,424 $3,987

Cheap Downsville, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Downsville, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Downsville, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,194 $2,424
American Family $1,002 $1,014
Farmers $1,798 $1,900
GEICO $1,403 $1,579
Liberty Mutual $1,406 $1,600
Nationwide $3,295 $3,483
Progressive $1,675 $1,743
State Farm $1,183 $1,183
USAA $1,238 $1,268

Cheap Downsville, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Downsville, Wisconsin compared to the annual auto insurance rates with a clean record in Downsville, Wisconsin.

Annual Downsville, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,281 $4,523 $4,227 $4,082
American Family $1,592 $1,691 $1,691 $1,691
Farmers $3,413 $4,302 $4,077 $3,868
GEICO $1,560 $2,496 $2,797 $2,046
Liberty Mutual $2,175 $3,082 $3,203 $2,900
Nationwide $4,832 $5,590 $6,852 $5,590
Progressive $3,296 $3,984 $3,419 $3,691
State Farm $1,917 $2,228 $2,072 $2,072
USAA $1,613 $2,024 $2,739 $1,838

Cheap Downsville, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Downsville, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Downsville, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Downsville, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,227
American Family $1,691
Farmers $4,077
GEICO $2,797
Liberty Mutual $3,203
Nationwide $6,852
Progressive $3,419
State Farm $2,072
USAA $2,739

Cheap Downsville, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Downsville, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Downsville, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,296 $3,639 $3,150
American Family $2,228 $1,471 $1,299
Farmers $4,433 $3,738 $3,575
GEICO $2,921 $2,082 $1,671
Liberty Mutual $4,099 $2,472 $1,949
Nationwide $6,427 $5,361 $5,361
Progressive $4,104 $3,469 $3,220
State Farm $3,091 $1,775 $1,351
USAA $3,174 $1,663 $1,325

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Downsville, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Downsville, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Downsville, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Downsville, Wisconsin

ZIP Code Average Annual Rates
54735 $3,043

Cheap Downsville, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Downsville, Wisconsin auto insurance. Find the cheapest annual Downsville, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Downsville, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,931 $4,126
American Family $1,638 $1,695
Farmers $3,915 $3,915
GEICO $2,176 $2,273
Liberty Mutual $2,840 $2,840
Nationwide $5,716 $5,716
Progressive $3,598 $3,598
State Farm $2,022 $2,123
USAA $2,027 $2,081

Cheap Downsville, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Downsville, Wisconsin? Check out the comparison of annual Downsville, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Downsville, Wisconsin

Insurance Company Low Medium High
Allstate $3,859 $4,019 $4,207
American Family $1,648 $1,681 $1,670
Farmers $3,636 $3,891 $4,219
GEICO $2,111 $2,224 $2,339
Liberty Mutual $2,623 $2,865 $3,032
Nationwide $5,566 $5,714 $5,869
Progressive $3,389 $3,625 $3,780
State Farm $1,968 $2,078 $2,172
USAA $1,983 $2,055 $2,123

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Downsville, Wisconsin

Compare the cheapest auto insurance companies in Downsville, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Downsville, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Downsville, Wisconsin Auto Insurance Companies

What auto insurance companies in Downsville, Wisconsin are the cheapest? Compare the top Downsville, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Downsville, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,028
American Family $1,666
Farmers $3,915
GEICO $2,225
Liberty Mutual $2,840
Nationwide $5,716
Progressive $3,598
State Farm $2,072
USAA $2,054

What affects auto insurance rates in Downsville, Wisconsin?

There are a lot of reasons why auto insurance rates in Downsville, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Downsville, Wisconsin. Many local factors may affect your Downsville auto insurance rates.

Downsville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Downsville, Wisconsin commute length is 25.7 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Downsville, Wisconsin Auto Insurance Quotes

Before you buy Downsville, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Downsville, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption