Best Cheap Auto Insurance in Downsville, LA (2021)

The average Downsville, LA auto insurance rates are $436 per month. The minimum auto insurance in Downsville is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Downsville, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Downsville is USAA
  • The average commute length in Downsville is 21.4 minutes
  • The minimum auto insurance required in Downsville, Louisiana is 15/30/25

Downsville, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Downsville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Downsville, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Downsville to other Louisiana cities, including Baton Rouge auto insurance rates, Lake Charles auto insurance rates, and Lafayette auto insurance rates to see how Downsville, Louisiana auto insurance rates stack up.

Before you buy Downsville, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Downsville, Louisiana auto insurance quotes.

Minimum Auto Insurance in Downsville, Louisiana

Downsville, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Downsville, Louisiana.

Minimum Required Auto Insurance Coverage in Downsville, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Downsville, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Downsville, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Downsville, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,321 $4,321 $4,468 $4,468 $9,324 $11,717 $4,762 $5,152
GEICO $3,099 $3,571 $3,642 $4,398 $11,708 $12,467 $3,012 $2,967
Progressive $3,725 $3,483 $3,118 $3,358 $14,970 $16,658 $4,274 $4,397
State Farm $2,472 $2,472 $2,244 $2,244 $7,103 $8,933 $2,752 $3,090
USAA $2,346 $2,312 $2,264 $2,256 $6,980 $8,235 $2,899 $3,185

Cheap Downsville, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Downsville, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Downsville, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Downsville, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,324 $11,717
GEICO $11,708 $12,467
Progressive $14,970 $16,658
State Farm $7,103 $8,933
USAA $6,980 $8,235

Cheap Downsville, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Downsville, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Downsville, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,468 $4,468
GEICO $3,642 $4,398
Progressive $3,118 $3,358
State Farm $2,244 $2,244
USAA $2,264 $2,256

Cheap Downsville, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Downsville, Louisiana compared to the annual auto insurance rates with a clean record in Downsville, Louisiana.

Annual Downsville, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,812 $7,299 $6,516 $5,639
GEICO $3,820 $6,166 $7,539 $4,907
Progressive $5,619 $7,552 $7,244 $6,576
State Farm $3,605 $4,222 $3,914 $3,914
USAA $2,904 $4,016 $4,855 $3,463

Cheap Downsville, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Downsville, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Downsville, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Downsville, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,516
GEICO $7,539
Progressive $7,244
State Farm $3,914
USAA $4,855

Cheap Downsville, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Downsville, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Downsville, Louisiana

Insurance Company Poor Fair Good
Allstate $7,943 $5,467 $4,790
GEICO $6,670 $5,789 $4,365
Progressive $7,625 $6,536 $6,082
State Farm $5,439 $3,490 $2,813
USAA $5,278 $3,354 $2,796

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Cheap Downsville, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Downsville, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Downsville, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Downsville, Louisiana

ZIP Code Average Annual Rates
71234 $4,900

Cheap Downsville, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Downsville, Louisiana auto insurance. Find the cheapest annual Downsville, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Downsville, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,067 $6,067
GEICO $5,502 $5,715
Progressive $6,748 $6,748
State Farm $3,814 $4,014
USAA $3,694 $3,925

Cheap Downsville, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Downsville, Louisiana? Check out the comparison of annual Downsville, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Downsville, Louisiana

Insurance Company Low Medium High
Allstate $5,199 $6,184 $6,817
GEICO $4,793 $5,627 $6,405
Progressive $5,705 $6,695 $7,844
State Farm $3,454 $3,905 $4,382
USAA $3,375 $3,860 $4,194

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Best By Category: Cheapest Auto Insurance in Downsville, Louisiana

Compare the cheapest auto insurance companies in Downsville, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Downsville, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Downsville, Louisiana Auto Insurance Companies

What auto insurance companies in Downsville, Louisiana are the cheapest? Compare the top Downsville, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Downsville, Louisiana

Insurance Company Average Annual Rates
Allstate $6,067
GEICO $5,608
Progressive $6,748
State Farm $3,914
USAA $3,810

What affects auto insurance rates in Downsville, Louisiana?

There are a lot of reasons why auto insurance rates in Downsville, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Downsville, Louisiana. Many local factors may affect your Downsville auto insurance rates.

Downsville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Downsville, Louisiana commute length is 21.4 minutes according to City-Data.

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Compare Downsville, Louisiana Auto Insurance Quotes

Before you buy Downsville, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Downsville, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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