Best Cheap Auto Insurance in Downing, WI (2021)

The average Downing, WI auto insurance rates are $256 per month. The minimum auto insurance in Downing is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Downing, Wisconsin, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • Average auto insurance rates in Downing, WI for senior drivers are $1,734 per year
  • The cheapest auto insurance company in Downing is American Family
  • The most expensive auto insurance company in Downing for teen drivers is Nationwide

Downing, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Downing can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Downing, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Downing to other Wisconsin cities, including Green Bay auto insurance rates, Madison auto insurance rates, and Appleton auto insurance rates to see how Downing, Wisconsin auto insurance rates stack up.

Before you buy Downing, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Downing, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Downing, Wisconsin

Downing, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Downing, Wisconsin.

Minimum Required Auto Insurance Coverage in Downing, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Downing, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Downing, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Downing, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,093 $2,205 $1,935 $2,138 $6,729 $8,633 $2,125 $2,306
American Family $1,073 $1,126 $1,002 $1,014 $3,076 $3,410 $1,270 $1,358
Farmers $1,933 $1,936 $1,714 $1,812 $9,067 $9,411 $2,193 $2,302
GEICO $1,386 $1,513 $1,403 $1,579 $4,471 $4,822 $1,286 $1,337
Liberty Mutual $2,092 $2,301 $1,700 $1,944 $6,027 $6,784 $2,229 $2,436
Nationwide $4,001 $4,226 $3,295 $3,483 $7,941 $12,115 $4,852 $5,819
Progressive $1,992 $1,922 $1,631 $1,686 $7,068 $8,012 $2,395 $2,589
State Farm $1,343 $1,343 $1,183 $1,183 $3,658 $4,644 $1,511 $1,715
USAA $1,373 $1,376 $1,238 $1,268 $3,424 $3,987 $1,790 $1,974

Cheap Downing, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Downing, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Downing, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Downing, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,729 $8,633
American Family $3,076 $3,410
Farmers $9,067 $9,411
GEICO $4,471 $4,822
Liberty Mutual $6,027 $6,784
Nationwide $7,941 $12,115
Progressive $7,068 $8,012
State Farm $3,658 $4,644
USAA $3,424 $3,987

Cheap Downing, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Downing, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Downing, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,935 $2,138
American Family $1,002 $1,014
Farmers $1,714 $1,812
GEICO $1,403 $1,579
Liberty Mutual $1,700 $1,944
Nationwide $3,295 $3,483
Progressive $1,631 $1,686
State Farm $1,183 $1,183
USAA $1,238 $1,268

Cheap Downing, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Downing, Wisconsin compared to the annual auto insurance rates with a clean record in Downing, Wisconsin.

Annual Downing, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,882 $3,950 $3,690 $3,561
American Family $1,592 $1,691 $1,691 $1,691
Farmers $3,309 $4,172 $3,956 $3,747
GEICO $1,560 $2,496 $2,797 $2,046
Liberty Mutual $2,466 $3,422 $3,602 $3,266
Nationwide $4,832 $5,590 $6,852 $5,590
Progressive $3,134 $3,760 $3,243 $3,510
State Farm $1,917 $2,228 $2,072 $2,072
USAA $1,613 $2,024 $2,739 $1,838

Cheap Downing, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Downing, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Downing, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Downing, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,690
American Family $1,691
Farmers $3,956
GEICO $2,797
Liberty Mutual $3,602
Nationwide $6,852
Progressive $3,243
State Farm $2,072
USAA $2,739

Cheap Downing, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Downing, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Downing, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,619 $3,181 $2,761
American Family $2,228 $1,471 $1,299
Farmers $4,293 $3,627 $3,469
GEICO $2,921 $2,082 $1,671
Liberty Mutual $4,634 $2,751 $2,181
Nationwide $6,427 $5,361 $5,361
Progressive $3,917 $3,283 $3,036
State Farm $3,091 $1,775 $1,351
USAA $3,174 $1,663 $1,325

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Cheap Downing, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Downing, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Downing, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Downing, Wisconsin

ZIP Code Average Annual Rates
54734 $2,976

Cheap Downing, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Downing, Wisconsin auto insurance. Find the cheapest annual Downing, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Downing, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,436 $3,605
American Family $1,638 $1,695
Farmers $3,796 $3,796
GEICO $2,176 $2,273
Liberty Mutual $3,189 $3,189
Nationwide $5,716 $5,716
Progressive $3,412 $3,412
State Farm $2,022 $2,123
USAA $2,027 $2,081

Cheap Downing, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Downing, Wisconsin? Check out the comparison of annual Downing, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Downing, Wisconsin

Insurance Company Low Medium High
Allstate $3,360 $3,512 $3,690
American Family $1,648 $1,681 $1,670
Farmers $3,505 $3,767 $4,117
GEICO $2,111 $2,224 $2,339
Liberty Mutual $2,979 $3,215 $3,373
Nationwide $5,566 $5,714 $5,869
Progressive $3,239 $3,435 $3,562
State Farm $1,968 $2,078 $2,172
USAA $1,983 $2,055 $2,123

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Best By Category: Cheapest Auto Insurance in Downing, Wisconsin

Compare the cheapest auto insurance companies in Downing, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Downing, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Downing, Wisconsin Auto Insurance Companies

What auto insurance companies in Downing, Wisconsin are the cheapest? Compare the top Downing, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Downing, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,521
American Family $1,666
Farmers $3,796
GEICO $2,225
Liberty Mutual $3,189
Nationwide $5,716
Progressive $3,412
State Farm $2,072
USAA $2,054

What affects auto insurance rates in Downing, Wisconsin?

There are a lot of reasons why auto insurance rates in Downing, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Downing, Wisconsin. Many local factors may affect your Downing auto insurance rates.

Downing Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Downing, Wisconsin commute length is 37.0 minutes according to City-Data.

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Compare Downing, Wisconsin Auto Insurance Quotes

Before you buy Downing, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Downing, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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