Best Cheap Auto Insurance in Dowling, MI (2021)

The average Dowling, MI auto insurance rates are $777 per month. The minimum auto insurance in Dowling is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Dowling, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Dowling is 29.5 minutes
  • The cheapest auto insurance company in Dowling is USAA
  • The most expensive auto insurance company in Dowling for teen drivers is Allstate

Dowling, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Dowling can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Dowling, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Dowling to other Michigan cities, including Livonia auto insurance rates, Flint auto insurance rates, and Sterling Heights auto insurance rates to see how Dowling, Michigan auto insurance rates stack up.

Before you buy Dowling, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Dowling, Michigan auto insurance quotes.

Minimum Auto Insurance in Dowling, Michigan

Dowling, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Dowling, Michigan.

Minimum Required Auto Insurance Coverage in Dowling, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Dowling, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Dowling, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dowling, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,925 $15,925 $14,775 $14,775 $39,615 $39,615 $16,780 $16,780
Farmers $4,422 $4,422 $4,124 $4,124 $9,590 $9,590 $4,959 $4,959
GEICO $3,861 $3,861 $3,920 $3,920 $10,783 $10,783 $3,692 $3,692
Liberty Mutual $14,499 $14,499 $14,355 $14,355 $34,357 $34,357 $14,499 $14,499
Nationwide $3,548 $3,548 $3,165 $3,165 $9,041 $9,041 $3,871 $3,871
Progressive $3,130 $2,942 $2,757 $3,049 $11,555 $12,439 $3,665 $3,460
State Farm $6,820 $6,820 $6,295 $6,295 $23,501 $23,501 $7,995 $7,995
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,399 $2,296 $2,252 $2,144 $5,813 $5,580 $2,938 $2,851

Cheap Dowling, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Dowling, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Dowling, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Dowling, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $39,615 $39,615
Farmers $9,590 $9,590
GEICO $10,783 $10,783
Liberty Mutual $34,357 $34,357
Nationwide $9,041 $9,041
Progressive $11,555 $12,439
State Farm $23,501 $23,501
Travelers $13,395 $13,395
USAA $5,813 $5,580

Cheap Dowling, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Dowling, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Dowling, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,775 $14,775
Farmers $4,124 $4,124
GEICO $3,920 $3,920
Liberty Mutual $14,355 $14,355
Nationwide $3,165 $3,165
Progressive $2,757 $3,049
State Farm $6,295 $6,295
Travelers $3,858 $3,858
USAA $2,252 $2,144

Cheap Dowling, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Dowling, Michigan compared to the annual auto insurance rates with a clean record in Dowling, Michigan.

Annual Dowling, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,645 $14,207 $47,382 $14,862
Farmers $4,864 $6,174 $6,102 $5,955
GEICO $1,979 $4,146 $12,498 $3,633
Liberty Mutual $13,662 $16,428 $30,178 $17,443
Nationwide $4,215 $5,576 $5,098 $4,736
Progressive $4,571 $5,974 $5,370 $5,583
State Farm $7,179 $8,561 $18,236 $10,634
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,649 $3,287 $4,314 $2,886

Cheap Dowling, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Dowling, Michigan is not easy. Compare the annual rates for DUI auto insurance in Dowling, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Dowling, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $47,382
Farmers $6,102
GEICO $12,498
Liberty Mutual $30,178
Nationwide $5,098
Progressive $5,370
State Farm $18,236
Travelers $10,331
USAA $4,314

Cheap Dowling, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Dowling, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Dowling, Michigan

Insurance Company Poor Fair Good
Allstate $33,056 $18,282 $13,983
Farmers $7,667 $5,022 $4,631
GEICO $7,152 $5,260 $4,280
Liberty Mutual $30,734 $17,750 $9,799
Nationwide $6,129 $4,632 $3,957
Progressive $6,189 $5,216 $4,719
State Farm $18,084 $9,154 $6,219
Travelers $6,813 $6,608 $6,525
USAA $4,907 $2,799 $2,146

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Cheap Dowling, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Dowling, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Dowling, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Dowling, Michigan

ZIP Code Average Annual Rates
49050 $6,356
49058 $6,665

Cheap Dowling, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Dowling, Michigan auto insurance. Find the cheapest annual Dowling, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Dowling, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $21,774 $21,774
Farmers $5,774 $5,774
GEICO $5,436 $5,692
Liberty Mutual $18,753 $20,103
Nationwide $4,906 $4,906
Progressive $5,375 $5,375
State Farm $10,855 $11,450
Travelers $6,611 $6,686
USAA $3,247 $3,321

Cheap Dowling, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Dowling, Michigan? Check out the comparison of annual Dowling, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dowling, Michigan

Insurance Company Low Medium High
Allstate $21,257 $21,820 $22,244
Farmers $5,636 $5,761 $5,924
GEICO $5,200 $5,515 $5,977
Liberty Mutual $18,989 $19,385 $19,909
Nationwide $5,130 $4,824 $4,764
Progressive $5,224 $5,381 $5,519
State Farm $10,621 $11,218 $11,619
Travelers $6,575 $6,656 $6,715
USAA $3,193 $3,291 $3,368

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Best By Category: Cheapest Auto Insurance in Dowling, Michigan

Compare the cheapest auto insurance companies in Dowling, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Dowling, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Dowling, Michigan Auto Insurance Companies

What auto insurance companies in Dowling, Michigan are the cheapest? Compare the top Dowling, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Dowling, Michigan

Insurance Company Average Annual Rates
Allstate $21,774
Farmers $5,773
GEICO $5,564
Liberty Mutual $19,428
Nationwide $4,906
Progressive $5,375
State Farm $11,153
Travelers $6,649
USAA $3,284

What affects auto insurance rates in Dowling, Michigan?

There are a lot of reasons why auto insurance rates in Dowling, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Dowling, Michigan. Many local factors may affect your Dowling auto insurance rates.

Dowling Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Dowling, Michigan commute length is 29.5 minutes according to City-Data.

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Compare Dowling, Michigan Auto Insurance Quotes

Before you buy Dowling, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Dowling, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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