Best Cheap Auto Insurance in Dowelltown, TN (2021)

The average Dowelltown, TN auto insurance rates are $309 per month. The minimum auto insurance in Dowelltown is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Dowelltown, Tennessee, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Dowelltown for teen drivers is Liberty Mutual
  • Average auto insurance rates in Dowelltown, TN for senior drivers are $1,972 per year
  • The average commute length in Dowelltown is 35.8 minutes

Dowelltown, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Dowelltown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Dowelltown, Tennessee, including driving record, credit, commute time, and more.

Compare auto insurance in Dowelltown to other Tennessee cities, including Hendersonville auto insurance rates, Chattanooga auto insurance rates, and Bartlett auto insurance rates to see how Dowelltown, Tennessee auto insurance rates stack up.

Before you buy Dowelltown, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Dowelltown, Tennessee auto insurance quotes.

Minimum Auto Insurance in Dowelltown, Tennessee

Dowelltown, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Dowelltown, Tennessee.

Minimum Required Auto Insurance Coverage in Dowelltown, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Dowelltown, Tennessee Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Dowelltown, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dowelltown, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,782 $2,680 $2,498 $2,594 $10,279 $11,214 $2,981 $3,087
Farmers $2,002 $2,033 $1,797 $1,951 $7,996 $8,459 $2,695 $2,890
GEICO $2,356 $2,378 $2,171 $2,171 $7,151 $7,280 $2,393 $2,469
Liberty Mutual $3,820 $129 $3,129 $3,495 $15,540 $17,267 $4,106 $4,387
Nationwide $2,076 $2,095 $1,860 $1,893 $5,610 $7,244 $2,381 $2,590
Progressive $1,882 $1,779 $1,530 $1,600 $8,417 $9,486 $2,272 $2,491
State Farm $1,566 $1,566 $1,404 $1,404 $4,716 $5,887 $1,767 $2,068
Travelers $1,793 $1,887 $1,634 $1,738 $5,076 $6,297 $1,909 $2,009
USAA $1,459 $1,484 $1,317 $1,316 $5,185 $5,947 $1,900 $2,026

Cheap Dowelltown, Tennessee Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Dowelltown, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Dowelltown, Tennessee.

Annual Auto Insurance Rates for Teen Drivers in Dowelltown, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,279 $11,214
Farmers $7,996 $8,459
GEICO $7,151 $7,280
Liberty Mutual $15,540 $17,267
Nationwide $5,610 $7,244
Progressive $8,417 $9,486
State Farm $4,716 $5,887
Travelers $5,076 $6,297
USAA $5,185 $5,947

Cheap Dowelltown, Tennessee Auto Insurance for Seniors

What are senior auto insurance rates in Dowelltown, Tennessee? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Dowelltown, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,498 $2,594
Farmers $1,797 $1,951
GEICO $2,171 $2,171
Liberty Mutual $3,129 $3,495
Nationwide $1,860 $1,893
Progressive $1,530 $1,600
State Farm $1,404 $1,404
Travelers $1,634 $1,738
USAA $1,317 $1,316

Cheap Dowelltown, Tennessee Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Dowelltown, Tennessee compared to the annual auto insurance rates with a clean record in Dowelltown, Tennessee.

Annual Dowelltown, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,007 $4,765 $5,718 $4,566
Farmers $3,180 $3,945 $4,028 $3,760
GEICO $2,575 $3,453 $5,581 $2,575
Liberty Mutual $5,259 $7,577 $7,052 $6,049
Nationwide $2,786 $2,786 $4,181 $3,123
Progressive $3,243 $4,208 $3,454 $3,824
State Farm $2,326 $2,768 $2,547 $2,547
Travelers $2,263 $2,909 $3,214 $2,786
USAA $1,878 $2,809 $3,305 $2,326

Cheap Dowelltown, Tennessee Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Dowelltown, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Dowelltown, Tennessee to find the best deal.

Annual Auto Insurance Rates After a DUI in Dowelltown, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,718
Farmers $4,028
GEICO $5,581
Liberty Mutual $7,052
Nationwide $4,181
Progressive $3,454
State Farm $2,547
Travelers $3,214
USAA $3,305

Cheap Dowelltown, Tennessee Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Dowelltown, Tennessee annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Dowelltown, Tennessee

Insurance Company Poor Fair Good
Allstate $6,073 $4,657 $3,562
Farmers $4,435 $3,468 $3,281
GEICO $4,024 $3,446 $3,169
Liberty Mutual $9,301 $5,696 $4,455
Nationwide $3,876 $3,066 $2,714
Progressive $4,145 $3,568 $3,333
State Farm $3,698 $2,219 $1,724
Travelers $3,550 $2,792 $2,036
USAA $3,741 $2,190 $1,806

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Cheap Dowelltown, Tennessee Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Dowelltown, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Dowelltown, Tennessee to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Dowelltown, Tennessee

ZIP Code Average Annual Rates
37059 $3,760

Cheap Dowelltown, Tennessee Auto Insurance Rates By Commute

Commute length and annual mileage affect Dowelltown, Tennessee auto insurance. Find the cheapest annual Dowelltown, Tennessee auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Dowelltown, Tennessee

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,764 $4,764
Farmers $3,728 $3,728
GEICO $3,525 $3,568
Liberty Mutual $6,484 $6,484
Nationwide $3,219 $3,219
Progressive $3,682 $3,682
State Farm $2,489 $2,605
Travelers $2,683 $2,903
USAA $2,507 $2,652

Cheap Dowelltown, Tennessee Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Dowelltown, Tennessee? Check out the comparison of annual Dowelltown, Tennessee auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dowelltown, Tennessee

Insurance Company Low Medium High
Allstate $4,602 $4,753 $4,937
Farmers $3,548 $3,713 $3,923
GEICO $3,385 $3,539 $3,715
Liberty Mutual $6,224 $6,484 $6,744
Nationwide $3,248 $3,149 $3,259
Progressive $3,475 $3,681 $3,890
State Farm $2,428 $2,556 $2,657
Travelers $2,627 $2,791 $2,962
USAA $2,501 $2,571 $2,666

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Best By Category: Cheapest Auto Insurance in Dowelltown, Tennessee

Compare the cheapest auto insurance companies in Dowelltown, Tennessee in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Dowelltown, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Dowelltown, Tennessee Auto Insurance Companies

What auto insurance companies in Dowelltown, Tennessee are the cheapest? Compare the top Dowelltown, Tennessee auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Dowelltown, Tennessee

Insurance Company Average Annual Rates
Allstate $4,764
Farmers $3,728
GEICO $3,546
Liberty Mutual $6,484
Nationwide $3,219
Progressive $3,682
State Farm $2,547
Travelers $2,793
USAA $2,579

What affects auto insurance rates in Dowelltown, Tennessee?

There are a lot of reasons why auto insurance rates in Dowelltown, Tennessee are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Dowelltown, Tennessee. Many local factors may affect your Dowelltown auto insurance rates.

Dowelltown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Dowelltown, Tennessee commute length is 35.8 minutes according to City-Data.

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Compare Dowelltown, Tennessee Auto Insurance Quotes

Before you buy Dowelltown, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Dowelltown, Tennessee auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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