Best Cheap Auto Insurance in Dover, FL (2021)

The average Dover, FL auto insurance rates are $443 per month. The minimum auto insurance in Dover is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Dover, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The minimum auto insurance required in Dover, Florida is 10/20/10
  • Average auto insurance rates in Dover, FL for senior drivers are $3,195 per year
  • The most expensive auto insurance company in Dover for teen drivers is Allstate

Dover, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Dover can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Dover, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Dover to other Florida cities, including Tampa auto insurance rates, Miami auto insurance rates, and Cape Coral auto insurance rates to see how Dover, Florida auto insurance rates stack up.

Before you buy Dover, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Dover, Florida auto insurance quotes.

Minimum Auto Insurance in Dover, Florida

Dover, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Dover, Florida.

Minimum Required Auto Insurance Coverage in Dover, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Dover, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Dover, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dover, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,143 $4,982 $4,537 $4,644 $18,715 $20,629 $5,164 $5,265
GEICO $3,867 $3,894 $3,607 $3,607 $6,874 $8,661 $4,269 $4,355
Liberty Mutual $3,914 $3,914 $3,589 $3,589 $8,239 $12,678 $3,914 $5,299
Nationwide $3,503 $3,456 $3,117 $3,226 $8,598 $10,611 $3,869 $4,029
Progressive $3,975 $3,730 $3,395 $3,641 $11,197 $12,165 $4,778 $4,525
State Farm $2,388 $2,388 $2,165 $2,165 $7,115 $9,117 $2,663 $2,849
USAA $1,854 $1,823 $1,736 $1,720 $6,347 $7,353 $2,315 $2,497

Cheap Dover, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Dover, Florida is a challenge. Take a look at the annual teen auto insurance rates in Dover, Florida.

Annual Auto Insurance Rates for Teen Drivers in Dover, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,715 $20,629
GEICO $6,874 $8,661
Liberty Mutual $8,239 $12,678
Nationwide $8,598 $10,611
Progressive $11,197 $12,165
State Farm $7,115 $9,117
USAA $6,347 $7,353

Cheap Dover, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Dover, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Dover, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,537 $4,644
GEICO $3,607 $3,607
Liberty Mutual $3,589 $3,589
Nationwide $3,117 $3,226
Progressive $3,395 $3,641
State Farm $2,165 $2,165
USAA $1,736 $1,720

Cheap Dover, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Dover, Florida compared to the annual auto insurance rates with a clean record in Dover, Florida.

Annual Dover, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,399 $8,897 $9,982 $8,260
GEICO $3,430 $4,363 $6,458 $5,315
Liberty Mutual $4,059 $5,279 $7,677 $5,554
Nationwide $4,294 $4,723 $6,405 $4,783
Progressive $4,677 $6,919 $5,830 $6,277
State Farm $3,519 $4,193 $3,856 $3,856
USAA $2,511 $3,100 $4,580 $2,633

Cheap Dover, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Dover, Florida is not easy. Compare the annual rates for DUI auto insurance in Dover, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Dover, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,982
GEICO $6,458
Liberty Mutual $7,677
Nationwide $6,405
Progressive $5,830
State Farm $3,856
USAA $4,580

Cheap Dover, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Dover, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Dover, Florida

Insurance Company Poor Fair Good
Allstate $12,041 $7,651 $6,213
GEICO $7,090 $4,321 $3,264
Liberty Mutual $7,264 $5,334 $4,329
Nationwide $6,331 $4,634 $4,188
Progressive $7,721 $5,491 $4,565
State Farm $5,301 $3,451 $2,817
USAA $5,224 $2,548 $1,845

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Cheap Dover, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Dover, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Dover, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Dover, Florida

ZIP Code Average Annual Rates
33527 $4,095

Cheap Dover, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Dover, Florida auto insurance. Find the cheapest annual Dover, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Dover, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,386 $8,884
GEICO $4,867 $4,917
Liberty Mutual $5,460 $5,824
Nationwide $5,051 $5,051
Progressive $5,926 $5,926
State Farm $3,721 $3,991
USAA $3,169 $3,242

Cheap Dover, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Dover, Florida? Check out the comparison of annual Dover, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dover, Florida

Insurance Company Low Medium High
Allstate $6,369 $9,147 $10,388
GEICO $3,969 $5,072 $5,635
Liberty Mutual $5,191 $5,728 $6,008
Nationwide $3,956 $5,256 $5,942
Progressive $4,892 $6,072 $6,813
State Farm $3,248 $3,962 $4,359
USAA $2,746 $3,324 $3,547

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Best By Category: Cheapest Auto Insurance in Dover, Florida

Compare the cheapest auto insurance companies in Dover, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Dover, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Dover, Florida Auto Insurance Companies

What auto insurance companies in Dover, Florida are the cheapest? Compare the top Dover, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Dover, Florida

Insurance Company Average Annual Rates
Allstate $8,635
GEICO $4,892
Liberty Mutual $5,642
Nationwide $5,051
Progressive $5,926
State Farm $3,856
USAA $3,206

What affects auto insurance rates in Dover, Florida?

There are a lot of reasons why auto insurance rates in Dover, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Dover, Florida. Many local factors may affect your Dover auto insurance rates.

Dover Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Dover, Florida commute length is 23.8 minutes according to City-Data.

Dover Traffic

How does Dover, Florida rank for traffic? According to Inrix Dover, Florida is the 836th most congested worldwide.

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Compare Dover, Florida Auto Insurance Quotes

Before you buy Dover, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Dover, Florida auto insurance quotes.

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