Best Cheap Auto Insurance in Dove Creek, CO (2021)

The average Dove Creek, CO auto insurance rates are $311 per month. The minimum auto insurance in Dove Creek is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Dove Creek, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Dove Creek is Liberty Mutual
  • The average commute length in Dove Creek is 18.0 minutes
  • The most expensive auto insurance company in Dove Creek for teen drivers is Allstate

Dove Creek, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Dove Creek can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Dove Creek, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Dove Creek to other Colorado cities, including Thornton auto insurance rates, Westminster auto insurance rates, and Lakewood auto insurance rates to see how Dove Creek, Colorado auto insurance rates stack up.

Before you buy Dove Creek, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Dove Creek, Colorado auto insurance quotes.

Minimum Auto Insurance in Dove Creek, Colorado

Dove Creek, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Dove Creek, Colorado.

Minimum Required Auto Insurance Coverage in Dove Creek, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Dove Creek, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Dove Creek, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dove Creek, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,322 $3,113 $2,975 $3,008 $11,252 $11,783 $3,686 $3,725
American Family $2,345 $2,345 $2,115 $2,115 $5,676 $7,600 $2,345 $2,877
Farmers $3,069 $3,028 $2,794 $3,030 $11,337 $11,282 $3,354 $3,361
GEICO $1,824 $1,969 $1,866 $2,072 $5,555 $5,909 $1,684 $1,737
Liberty Mutual $1,878 $1,866 $1,582 $1,732 $5,109 $5,573 $1,900 $1,945
Nationwide $2,342 $2,393 $2,090 $2,217 $5,853 $7,521 $2,684 $2,907
Progressive $2,609 $2,446 $2,230 $2,232 $8,550 $9,587 $2,956 $2,887
State Farm $1,978 $1,978 $1,757 $1,757 $5,453 $6,937 $2,205 $2,608
USAA $2,253 $2,263 $2,138 $2,163 $5,470 $6,294 $2,903 $3,183

Cheap Dove Creek, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Dove Creek, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Dove Creek, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Dove Creek, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,252 $11,783
American Family $5,676 $7,600
Farmers $11,337 $11,282
GEICO $5,555 $5,909
Liberty Mutual $5,109 $5,573
Nationwide $5,853 $7,521
Progressive $8,550 $9,587
State Farm $5,453 $6,937
USAA $5,470 $6,294

Cheap Dove Creek, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Dove Creek, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Dove Creek, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,975 $3,008
American Family $2,115 $2,115
Farmers $2,794 $3,030
GEICO $1,866 $2,072
Liberty Mutual $1,582 $1,732
Nationwide $2,090 $2,217
Progressive $2,230 $2,232
State Farm $1,757 $1,757
USAA $2,138 $2,163

Cheap Dove Creek, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Dove Creek, Colorado compared to the annual auto insurance rates with a clean record in Dove Creek, Colorado.

Annual Dove Creek, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,579 $5,253 $6,421 $5,181
American Family $2,534 $3,607 $4,697 $2,872
Farmers $4,348 $5,599 $5,530 $5,150
GEICO $2,023 $3,106 $3,517 $2,661
Liberty Mutual $2,349 $2,760 $2,891 $2,792
Nationwide $2,683 $3,679 $4,683 $2,958
Progressive $3,641 $5,009 $3,844 $4,256
State Farm $2,855 $3,313 $3,084 $3,084
USAA $2,453 $2,973 $5,139 $2,769

Cheap Dove Creek, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Dove Creek, Colorado is not easy. Compare the annual rates for DUI auto insurance in Dove Creek, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Dove Creek, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,421
American Family $4,697
Farmers $5,530
GEICO $3,517
Liberty Mutual $2,891
Nationwide $4,683
Progressive $3,844
State Farm $3,084
USAA $5,139

Cheap Dove Creek, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Dove Creek, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Dove Creek, Colorado

Insurance Company Poor Fair Good
Allstate $6,840 $5,259 $3,976
American Family $4,458 $3,168 $2,657
Farmers $6,022 $4,847 $4,601
GEICO $3,396 $2,827 $2,257
Liberty Mutual $3,874 $2,346 $1,874
Nationwide $4,239 $3,346 $2,918
Progressive $4,778 $4,061 $3,722
State Farm $4,285 $2,751 $2,216
USAA $4,946 $2,808 $2,247

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Cheap Dove Creek, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Dove Creek, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Dove Creek, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Dove Creek, Colorado

ZIP Code Average Annual Rates
81324 $3,437

Cheap Dove Creek, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Dove Creek, Colorado auto insurance. Find the cheapest annual Dove Creek, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Dove Creek, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,358 $5,358
American Family $3,354 $3,500
Farmers $5,157 $5,157
GEICO $2,763 $2,890
Liberty Mutual $2,698 $2,698
Nationwide $3,501 $3,501
Progressive $4,187 $4,187
State Farm $3,009 $3,159
USAA $3,238 $3,428

Cheap Dove Creek, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Dove Creek, Colorado? Check out the comparison of annual Dove Creek, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dove Creek, Colorado

Insurance Company Low Medium High
Allstate $5,092 $5,341 $5,642
American Family $3,258 $3,499 $3,526
Farmers $4,507 $5,084 $5,879
GEICO $2,623 $2,792 $3,066
Liberty Mutual $2,571 $2,689 $2,835
Nationwide $3,554 $3,498 $3,451
Progressive $3,941 $4,197 $4,424
State Farm $2,912 $3,084 $3,256
USAA $3,190 $3,333 $3,477

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Best By Category: Cheapest Auto Insurance in Dove Creek, Colorado

Compare the cheapest auto insurance companies in Dove Creek, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Dove Creek, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest Dove Creek, Colorado Auto Insurance Companies

What auto insurance companies in Dove Creek, Colorado are the cheapest? Compare the top Dove Creek, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Dove Creek, Colorado

Insurance Company Average Annual Rates
Allstate $5,358
American Family $3,427
Farmers $5,157
GEICO $2,827
Liberty Mutual $2,698
Nationwide $3,501
Progressive $4,187
State Farm $3,084
USAA $3,333

What affects auto insurance rates in Dove Creek, Colorado?

There are a lot of reasons why auto insurance rates in Dove Creek, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Dove Creek, Colorado. Many local factors may affect your Dove Creek auto insurance rates.

Dove Creek Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Dove Creek, Colorado commute length is 18.0 minutes according to City-Data.

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Compare Dove Creek, Colorado Auto Insurance Quotes

Before you buy Dove Creek, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Dove Creek, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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