Best Cheap Auto Insurance in Douglas, WY (2021)

The average Douglas, WY auto insurance rates are $246 per month. The minimum auto insurance in Douglas is at least 25/50/20 in coverage to comply with Wyoming auto insurance laws. To find the best cheap auto insurance in Douglas, Wyoming, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • Average auto insurance rates in Douglas, WY for senior drivers are $1,792 per year
  • The most expensive auto insurance company in Douglas for teen drivers is Allstate
  • The cheapest auto insurance company in Douglas is Liberty Mutual

Douglas, Wyoming auto insurance requirements are 25/50/20 according to Wyoming auto insurance laws. Finding cheap auto insurance in Douglas can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Douglas, Wyoming, including driving record, credit, commute time, and more.

Compare auto insurance in Douglas to other Wyoming cities, including Laramie auto insurance rates, Rock Springs auto insurance rates, and Casper auto insurance rates to see how Douglas, Wyoming auto insurance rates stack up.

Before you buy Douglas, Wyoming auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Douglas, Wyoming auto insurance quotes.

Minimum Auto Insurance in Douglas, Wyoming

Douglas, Wyoming auto insurance laws require that you have at least the Wyoming minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Douglas, Wyoming.

Minimum Required Auto Insurance Coverage in Douglas, Wyoming

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Douglas, Wyoming Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Douglas, Wyoming are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Douglas, Wyoming

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,589 $2,734 $2,166 $2,370 $8,546 $10,853 $2,899 $3,181
Farmers $2,068 $2,068 $1,945 $1,945 $3,751 $6,325 $2,145 $2,145
GEICO $2,602 $2,653 $2,517 $2,517 $4,735 $6,134 $2,891 $3,048
Liberty Mutual $1,430 $1,434 $1,165 $1,337 $3,554 $3,988 $1,526 $1,700
State Farm $1,499 $1,499 $1,290 $1,290 $4,018 $5,350 $1,563 $1,855
USAA $1,670 $1,676 $1,449 $1,519 $5,118 $6,316 $2,211 $2,505

Cheap Douglas, Wyoming Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Douglas, Wyoming is a challenge. Take a look at the annual teen auto insurance rates in Douglas, Wyoming.

Annual Auto Insurance Rates for Teen Drivers in Douglas, Wyoming

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,546 $10,853
Farmers $3,751 $6,325
GEICO $4,735 $6,134
Liberty Mutual $3,554 $3,988
State Farm $4,018 $5,350
USAA $5,118 $6,316

Cheap Douglas, Wyoming Auto Insurance for Seniors

What are senior auto insurance rates in Douglas, Wyoming? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Douglas, Wyoming

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,166 $2,370
Farmers $1,945 $1,945
GEICO $2,517 $2,517
Liberty Mutual $1,165 $1,337
State Farm $1,290 $1,290
USAA $1,449 $1,519

Cheap Douglas, Wyoming Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Douglas, Wyoming compared to the annual auto insurance rates with a clean record in Douglas, Wyoming.

Annual Douglas, Wyoming Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,833 $4,556 $4,851 $4,427
Farmers $2,122 $2,509 $4,314 $2,251
GEICO $2,225 $2,967 $4,633 $3,724
Liberty Mutual $1,462 $2,209 $2,384 $2,012
State Farm $2,118 $2,473 $2,295 $2,295
USAA $2,205 $2,677 $3,946 $2,404

Cheap Douglas, Wyoming Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Douglas, Wyoming is not easy. Compare the annual rates for DUI auto insurance in Douglas, Wyoming to find the best deal.

Annual Auto Insurance Rates After a DUI in Douglas, Wyoming

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,851
Farmers $4,314
GEICO $4,633
Liberty Mutual $2,384
State Farm $2,295
USAA $3,946

Cheap Douglas, Wyoming Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Douglas, Wyoming annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Douglas, Wyoming

Insurance Company Poor Fair Good
Allstate $5,514 $4,177 $3,560
Farmers $3,001 $2,833 $2,563
GEICO $3,834 $3,260 $3,068
Liberty Mutual $2,287 $1,987 $1,777
State Farm $2,987 $2,116 $1,783
USAA $4,764 $2,147 $1,513

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Cheap Douglas, Wyoming Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Douglas, Wyoming can vary. Compare the annual cost of auto insurance by ZIP code in Douglas, Wyoming to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Douglas, Wyoming

ZIP Code Average Annual Rates
82633 $2,954

Cheap Douglas, Wyoming Auto Insurance Rates By Commute

Commute length and annual mileage affect Douglas, Wyoming auto insurance. Find the cheapest annual Douglas, Wyoming auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Douglas, Wyoming

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,313 $4,521
Farmers $2,799 $2,799
GEICO $3,333 $3,442
Liberty Mutual $2,017 $2,017
State Farm $2,215 $2,376
USAA $2,776 $2,841

Cheap Douglas, Wyoming Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Douglas, Wyoming? Check out the comparison of annual Douglas, Wyoming auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Douglas, Wyoming

Insurance Company Low Medium High
Allstate $4,308 $4,408 $4,535
Farmers $2,736 $2,795 $2,865
GEICO $3,339 $3,391 $3,432
Liberty Mutual $1,928 $2,010 $2,113
State Farm $2,220 $2,296 $2,370
USAA $2,742 $2,806 $2,877

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Best By Category: Cheapest Auto Insurance in Douglas, Wyoming

Compare the cheapest auto insurance companies in Douglas, Wyoming in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Douglas, Wyoming

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Douglas, Wyoming Auto Insurance Companies

What auto insurance companies in Douglas, Wyoming are the cheapest? Compare the top Douglas, Wyoming auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Douglas, Wyoming

Insurance Company Average Annual Rates
Allstate $4,417
Farmers $2,799
GEICO $3,387
Liberty Mutual $2,017
State Farm $2,295
USAA $2,808

What affects auto insurance rates in Douglas, Wyoming?

There are a lot of reasons why auto insurance rates in Douglas, Wyoming are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Douglas, Wyoming. Many local factors may affect your Douglas auto insurance rates.

Douglas Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Douglas, Wyoming auto theft statistics, there have been 5 auto thefts in the city.

Douglas Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Douglas, Wyoming commute length is 22.2 minutes according to City-Data.

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Compare Douglas, Wyoming Auto Insurance Quotes

Before you buy Douglas, Wyoming auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Douglas, Wyoming auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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