Best Cheap Auto Insurance in Dougherty, TX (2021)

The average Dougherty, TX auto insurance rates are $300 per month. The minimum auto insurance in Dougherty is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Dougherty, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Dougherty, Texas is 30/60/25
  • The cheapest auto insurance company in Dougherty is USAA
  • Average auto insurance rates in Dougherty, TX for senior drivers are $2,218 per year

Dougherty, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Dougherty can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Dougherty, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Dougherty to other Texas cities, including Houston auto insurance rates, El Paso auto insurance rates, and Fort Worth auto insurance rates to see how Dougherty, Texas auto insurance rates stack up.

Before you buy Dougherty, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Dougherty, Texas auto insurance quotes.

Minimum Auto Insurance in Dougherty, Texas

Dougherty, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Dougherty, Texas.

Minimum Required Auto Insurance Coverage in Dougherty, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Dougherty, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Dougherty, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dougherty, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,669 $3,570 $3,570 $9,262 $11,278 $4,500 $4,732
American Family $2,572 $2,841 $2,337 $2,658 $6,308 $8,273 $3,596 $4,086
GEICO $2,194 $2,344 $2,081 $2,310 $4,654 $4,898 $2,371 $2,400
Nationwide $2,652 $2,712 $2,331 $2,486 $7,378 $9,563 $3,099 $3,373
Progressive $2,030 $1,961 $1,791 $1,833 $7,840 $8,763 $2,413 $2,478
State Farm $1,758 $1,758 $1,556 $1,556 $4,064 $5,155 $1,901 $1,965
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Cheap Dougherty, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Dougherty, Texas is a challenge. Take a look at the annual teen auto insurance rates in Dougherty, Texas.

Annual Auto Insurance Rates for Teen Drivers in Dougherty, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,262 $11,278
American Family $6,308 $8,273
GEICO $4,654 $4,898
Nationwide $7,378 $9,563
Progressive $7,840 $8,763
State Farm $4,064 $5,155
USAA $3,909 $4,372

Cheap Dougherty, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Dougherty, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Dougherty, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,570 $3,570
American Family $2,337 $2,658
GEICO $2,081 $2,310
Nationwide $2,331 $2,486
Progressive $1,791 $1,833
State Farm $1,556 $1,556
USAA $1,464 $1,501

Cheap Dougherty, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Dougherty, Texas compared to the annual auto insurance rates with a clean record in Dougherty, Texas.

Annual Dougherty, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,367 $6,556 $6,805 $4,367
American Family $3,737 $4,717 $4,146 $3,737
GEICO $2,472 $3,229 $2,745 $3,180
Nationwide $3,623 $3,623 $5,439 $4,112
Progressive $3,186 $4,052 $3,724 $3,593
State Farm $2,206 $2,509 $2,937 $2,206
USAA $1,787 $2,568 $3,006 $2,051

Cheap Dougherty, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Dougherty, Texas is not easy. Compare the annual rates for DUI auto insurance in Dougherty, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Dougherty, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,805
American Family $4,146
GEICO $2,745
Nationwide $5,439
Progressive $3,724
State Farm $2,937
USAA $3,006

Cheap Dougherty, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Dougherty, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Dougherty, Texas

Insurance Company Poor Fair Good
Allstate $7,047 $5,140 $4,386
American Family $5,674 $3,515 $3,063
GEICO $4,472 $2,543 $1,704
Nationwide $5,059 $4,032 $3,507
Progressive $4,135 $3,528 $3,253
State Farm $3,491 $2,172 $1,730
USAA $3,528 $1,968 $1,564

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Cheap Dougherty, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Dougherty, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Dougherty, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Dougherty, Texas

ZIP Code Average Annual Rates
79231 $5,163

Cheap Dougherty, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Dougherty, Texas auto insurance. Find the cheapest annual Dougherty, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Dougherty, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,399 $5,649
American Family $4,084 $4,084
GEICO $2,850 $2,962
Nationwide $4,199 $4,199
Progressive $3,639 $3,639
State Farm $2,464 $2,464
USAA $2,322 $2,384

Cheap Dougherty, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Dougherty, Texas? Check out the comparison of annual Dougherty, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dougherty, Texas

Insurance Company Low Medium High
Allstate $5,431 $5,489 $5,652
American Family $3,835 $3,953 $4,464
GEICO $2,787 $2,878 $3,054
Nationwide $4,557 $4,013 $4,028
Progressive $3,492 $3,625 $3,799
State Farm $2,350 $2,458 $2,585
USAA $2,300 $2,347 $2,412

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Best By Category: Cheapest Auto Insurance in Dougherty, Texas

Compare the cheapest auto insurance companies in Dougherty, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Dougherty, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Dougherty, Texas Auto Insurance Companies

What auto insurance companies in Dougherty, Texas are the cheapest? Compare the top Dougherty, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Dougherty, Texas

Insurance Company Average Annual Rates
Allstate $5,524
American Family $4,084
GEICO $2,906
Nationwide $4,199
Progressive $3,639
State Farm $2,464
USAA $2,353

Compare Dougherty, Texas Auto Insurance Quotes

Before you buy Dougherty, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Dougherty, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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