Best Cheap Auto Insurance in Dothan, AL (2021)

The average Dothan, AL auto insurance rates are $282 per month. The minimum auto insurance in Dothan is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Dothan, Alabama, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Dothan, AL for senior drivers are $1,799 per year
  • The cheapest auto insurance company in Dothan is USAA
  • The most expensive auto insurance company in Dothan for teen drivers is Liberty Mutual

Dothan, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Dothan can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Dothan, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Dothan to other Alabama cities, including Decatur auto insurance rates, Dothan auto insurance rates, and Birmingham auto insurance rates to see how Dothan, Alabama auto insurance rates stack up.

Before you buy Dothan, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Dothan, Alabama auto insurance quotes.

Minimum Auto Insurance in Dothan, Alabama

Dothan, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Dothan, Alabama.

Minimum Required Auto Insurance Coverage in Dothan, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Dothan, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Dothan, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dothan, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,886 $1,801 $1,705 $1,739 $6,513 $7,013 $2,116 $2,164
Farmers $2,217 $2,201 $1,981 $2,108 $8,623 $8,871 $2,509 $2,598
GEICO $1,874 $1,857 $1,793 $1,854 $4,882 $4,756 $1,979 $1,822
Liberty Mutual $2,848 $3,075 $2,338 $2,614 $10,477 $11,648 $3,028 $3,219
Nationwide $1,630 $1,649 $1,489 $1,540 $4,237 $5,450 $1,806 $2,016
Progressive $2,214 $2,060 $1,818 $1,954 $9,222 $10,257 $2,571 $2,704
State Farm $2,725 $2,725 $2,474 $2,474 $8,331 $10,439 $3,081 $3,545
Travelers $1,238 $1,257 $1,163 $1,160 $6,483 $10,165 $1,178 $1,344
USAA $1,176 $1,194 $1,102 $1,082 $3,465 $3,839 $1,526 $1,647

Cheap Dothan, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Dothan, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Dothan, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Dothan, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,513 $7,013
Farmers $8,623 $8,871
GEICO $4,882 $4,756
Liberty Mutual $10,477 $11,648
Nationwide $4,237 $5,450
Progressive $9,222 $10,257
State Farm $8,331 $10,439
Travelers $6,483 $10,165
USAA $3,465 $3,839

Cheap Dothan, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Dothan, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Dothan, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,705 $1,739
Farmers $1,981 $2,108
GEICO $1,793 $1,854
Liberty Mutual $2,338 $2,614
Nationwide $1,489 $1,540
Progressive $1,818 $1,954
State Farm $2,474 $2,474
Travelers $1,163 $1,160
USAA $1,102 $1,082

Cheap Dothan, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Dothan, Alabama compared to the annual auto insurance rates with a clean record in Dothan, Alabama.

Annual Dothan, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,657 $3,127 $3,690 $2,995
Farmers $3,274 $4,236 $4,133 $3,911
GEICO $1,759 $2,824 $3,481 $2,344
Liberty Mutual $3,849 $5,359 $5,234 $5,181
Nationwide $2,172 $2,172 $3,145 $2,420
Progressive $3,689 $4,659 $4,004 $4,048
State Farm $4,032 $5,014 $4,425 $4,425
Travelers $2,502 $2,625 $3,825 $3,041
USAA $1,449 $1,816 $2,684 $1,566

Cheap Dothan, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Dothan, Alabama is not easy. Compare the annual rates for DUI auto insurance in Dothan, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Dothan, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,690
Farmers $4,133
GEICO $3,481
Liberty Mutual $5,234
Nationwide $3,145
Progressive $4,004
State Farm $4,425
Travelers $3,825
USAA $2,684

Cheap Dothan, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Dothan, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Dothan, Alabama

Insurance Company Poor Fair Good
Allstate $3,853 $3,025 $2,473
Farmers $4,357 $3,752 $3,556
GEICO $3,308 $2,361 $2,137
Liberty Mutual $7,014 $4,315 $3,389
Nationwide $2,982 $2,335 $2,115
Progressive $4,614 $3,972 $3,714
State Farm $7,255 $3,672 $2,495
Travelers $3,271 $2,836 $2,889
USAA $2,516 $1,647 $1,473

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Dothan, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Dothan, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Dothan, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Dothan, Alabama

ZIP Code Average Annual Rates
36301 $3,487
36303 $3,417
36305 $3,470
36345 $3,481

Cheap Dothan, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Dothan, Alabama auto insurance. Find the cheapest annual Dothan, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Dothan, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,117 $3,117
Farmers $3,889 $3,889
GEICO $2,554 $2,650
Liberty Mutual $4,906 $4,906
Nationwide $2,477 $2,477
Progressive $4,100 $4,100
State Farm $4,364 $4,584
Travelers $2,998 $2,998
USAA $1,793 $1,964

Cheap Dothan, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Dothan, Alabama? Check out the comparison of annual Dothan, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dothan, Alabama

Insurance Company Low Medium High
Allstate $3,014 $3,113 $3,225
Farmers $3,657 $3,835 $4,174
GEICO $2,378 $2,589 $2,839
Liberty Mutual $4,675 $4,882 $5,161
Nationwide $2,444 $2,460 $2,528
Progressive $3,610 $4,074 $4,616
State Farm $4,214 $4,469 $4,739
Travelers $2,846 $3,058 $3,091
USAA $1,805 $1,868 $1,964

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Dothan, Alabama

Compare the cheapest auto insurance companies in Dothan, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Dothan, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Dothan, Alabama Auto Insurance Companies

What auto insurance companies in Dothan, Alabama are the cheapest? Compare the top Dothan, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Dothan, Alabama

Insurance Company Average Annual Rates
Allstate $3,117
Farmers $3,889
GEICO $2,602
Liberty Mutual $4,906
Nationwide $2,477
Progressive $4,100
State Farm $4,474
Travelers $2,998
USAA $1,879

What affects auto insurance rates in Dothan, Alabama?

There are a lot of reasons why auto insurance rates in Dothan, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Dothan, Alabama. Many local factors may affect your Dothan auto insurance rates.

Dothan Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Dothan, Alabama auto theft statistics, there have been 197 auto thefts in the city.

Dothan Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Dothan, Alabama commute length is 19.5 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Dothan, Alabama Auto Insurance Quotes

Before you buy Dothan, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Dothan, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption