Best Cheap Auto Insurance in Dorchester, WI (2021)

The average Dorchester, WI auto insurance rates are $240 per month. The minimum auto insurance in Dorchester is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Dorchester, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The cheapest auto insurance company in Dorchester is American Family
  • Average auto insurance rates in Dorchester, WI for senior drivers are $1,626 per year
  • The most expensive auto insurance company in Dorchester for teen drivers is Nationwide

Dorchester, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Dorchester can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Dorchester, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Dorchester to other Wisconsin cities, including Janesville auto insurance rates, Appleton auto insurance rates, and Madison auto insurance rates to see how Dorchester, Wisconsin auto insurance rates stack up.

Before you buy Dorchester, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Dorchester, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Dorchester, Wisconsin

Dorchester, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Dorchester, Wisconsin.

Minimum Required Auto Insurance Coverage in Dorchester, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Dorchester, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Dorchester, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dorchester, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,266 $2,393 $2,086 $2,309 $7,157 $9,183 $2,309 $2,510
American Family $938 $981 $880 $890 $2,619 $2,891 $1,099 $1,170
Farmers $1,851 $1,855 $1,642 $1,734 $8,690 $9,021 $2,106 $2,216
GEICO $1,375 $1,502 $1,392 $1,565 $4,431 $4,781 $1,276 $1,328
Liberty Mutual $1,918 $2,104 $1,555 $1,774 $5,914 $6,647 $2,042 $2,225
Nationwide $3,526 $3,722 $2,913 $3,076 $7,089 $10,840 $4,284 $5,118
Progressive $1,610 $1,549 $1,316 $1,366 $5,825 $6,594 $1,934 $2,095
State Farm $1,304 $1,304 $1,146 $1,146 $3,516 $4,470 $1,465 $1,661
USAA $1,360 $1,361 $1,228 $1,256 $3,408 $3,962 $1,770 $1,950

Cheap Dorchester, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Dorchester, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Dorchester, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Dorchester, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,157 $9,183
American Family $2,619 $2,891
Farmers $8,690 $9,021
GEICO $4,431 $4,781
Liberty Mutual $5,914 $6,647
Nationwide $7,089 $10,840
Progressive $5,825 $6,594
State Farm $3,516 $4,470
USAA $3,408 $3,962

Cheap Dorchester, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Dorchester, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Dorchester, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,086 $2,309
American Family $880 $890
Farmers $1,642 $1,734
GEICO $1,392 $1,565
Liberty Mutual $1,555 $1,774
Nationwide $2,913 $3,076
Progressive $1,316 $1,366
State Farm $1,146 $1,146
USAA $1,228 $1,256

Cheap Dorchester, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Dorchester, Wisconsin compared to the annual auto insurance rates with a clean record in Dorchester, Wisconsin.

Annual Dorchester, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,099 $4,241 $3,950 $3,816
American Family $1,372 $1,454 $1,454 $1,454
Farmers $3,175 $4,002 $3,787 $3,594
GEICO $1,548 $2,475 $2,771 $2,030
Liberty Mutual $2,326 $3,260 $3,411 $3,091
Nationwide $4,287 $4,959 $6,078 $4,959
Progressive $2,558 $3,075 $2,648 $2,864
State Farm $1,854 $2,149 $2,001 $2,001
USAA $1,599 $2,008 $2,717 $1,823

Cheap Dorchester, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Dorchester, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Dorchester, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Dorchester, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,950
American Family $1,454
Farmers $3,787
GEICO $2,771
Liberty Mutual $3,411
Nationwide $6,078
Progressive $2,648
State Farm $2,001
USAA $2,717

Cheap Dorchester, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Dorchester, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Dorchester, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,961 $3,412 $2,957
American Family $1,922 $1,263 $1,116
Farmers $4,117 $3,476 $3,325
GEICO $2,897 $2,065 $1,657
Liberty Mutual $4,379 $2,618 $2,070
Nationwide $5,701 $4,756 $4,756
Progressive $3,191 $2,683 $2,484
State Farm $2,985 $1,714 $1,305
USAA $3,141 $1,652 $1,317

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Cheap Dorchester, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Dorchester, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Dorchester, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Dorchester, Wisconsin

ZIP Code Average Annual Rates
54425 $2,788

Cheap Dorchester, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Dorchester, Wisconsin auto insurance. Find the cheapest annual Dorchester, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Dorchester, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,686 $3,867
American Family $1,410 $1,457
Farmers $3,639 $3,639
GEICO $2,158 $2,254
Liberty Mutual $3,022 $3,022
Nationwide $5,071 $5,071
Progressive $2,786 $2,786
State Farm $1,952 $2,051
USAA $2,010 $2,063

Cheap Dorchester, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Dorchester, Wisconsin? Check out the comparison of annual Dorchester, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dorchester, Wisconsin

Insurance Company Low Medium High
Allstate $3,615 $3,767 $3,948
American Family $1,416 $1,446 $1,438
Farmers $3,368 $3,611 $3,940
GEICO $2,094 $2,205 $2,319
Liberty Mutual $2,800 $3,050 $3,216
Nationwide $4,927 $5,071 $5,215
Progressive $2,641 $2,804 $2,914
State Farm $1,901 $2,007 $2,097
USAA $1,962 $2,038 $2,110

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Best By Category: Cheapest Auto Insurance in Dorchester, Wisconsin

Compare the cheapest auto insurance companies in Dorchester, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Dorchester, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Dorchester, Wisconsin Auto Insurance Companies

What auto insurance companies in Dorchester, Wisconsin are the cheapest? Compare the top Dorchester, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Dorchester, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,777
American Family $1,433
Farmers $3,639
GEICO $2,206
Liberty Mutual $3,022
Nationwide $5,071
Progressive $2,786
State Farm $2,001
USAA $2,037

What affects auto insurance rates in Dorchester, Wisconsin?

There are a lot of reasons why auto insurance rates in Dorchester, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Dorchester, Wisconsin. Many local factors may affect your Dorchester auto insurance rates.

Dorchester Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Dorchester, Wisconsin commute length is 22.8 minutes according to City-Data.

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Compare Dorchester, Wisconsin Auto Insurance Quotes

Before you buy Dorchester, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Dorchester, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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