Best Cheap Auto Insurance in Dodd City, TX (2021)

The average Dodd City, TX auto insurance rates are $309 per month. The minimum auto insurance in Dodd City is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Dodd City, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Dodd City is 28.8 minutes
  • The cheapest auto insurance company in Dodd City is USAA
  • The minimum auto insurance required in Dodd City, Texas is 30/60/25

Dodd City, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Dodd City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Dodd City, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Dodd City to other Texas cities, including Fort Worth auto insurance rates, Plano auto insurance rates, and Austin auto insurance rates to see how Dodd City, Texas auto insurance rates stack up.

Before you buy Dodd City, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Dodd City, Texas auto insurance quotes.

Minimum Auto Insurance in Dodd City, Texas

Dodd City, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Dodd City, Texas.

Minimum Required Auto Insurance Coverage in Dodd City, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Dodd City, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Dodd City, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dodd City, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,551 $3,580 $3,509 $3,509 $9,331 $11,248 $4,380 $4,553
American Family $2,366 $2,623 $2,195 $2,503 $6,058 $7,920 $3,352 $3,811
GEICO $2,579 $2,771 $2,463 $2,761 $5,572 $5,859 $2,792 $2,816
Nationwide $2,173 $2,213 $1,922 $2,037 $6,055 $7,781 $2,542 $2,751
Progressive $2,412 $2,273 $2,156 $2,192 $10,344 $11,543 $2,846 $2,873
State Farm $1,942 $1,942 $1,725 $1,725 $4,600 $5,855 $2,108 $2,176
USAA $1,555 $1,567 $1,481 $1,474 $4,334 $4,732 $2,074 $2,232

Cheap Dodd City, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Dodd City, Texas is a challenge. Take a look at the annual teen auto insurance rates in Dodd City, Texas.

Annual Auto Insurance Rates for Teen Drivers in Dodd City, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,331 $11,248
American Family $6,058 $7,920
GEICO $5,572 $5,859
Nationwide $6,055 $7,781
Progressive $10,344 $11,543
State Farm $4,600 $5,855
USAA $4,334 $4,732

Cheap Dodd City, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Dodd City, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Dodd City, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,509 $3,509
American Family $2,195 $2,503
GEICO $2,463 $2,761
Nationwide $1,922 $2,037
Progressive $2,156 $2,192
State Farm $1,725 $1,725
USAA $1,481 $1,474

Cheap Dodd City, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Dodd City, Texas compared to the annual auto insurance rates with a clean record in Dodd City, Texas.

Annual Dodd City, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,235 $6,549 $6,811 $4,235
American Family $3,520 $4,456 $3,916 $3,520
GEICO $2,929 $3,854 $3,245 $3,777
Nationwide $2,981 $2,981 $4,410 $3,365
Progressive $3,990 $5,188 $4,658 $4,483
State Farm $2,458 $2,811 $3,310 $2,458
USAA $1,815 $2,670 $3,155 $2,084

Cheap Dodd City, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Dodd City, Texas is not easy. Compare the annual rates for DUI auto insurance in Dodd City, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Dodd City, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,811
American Family $3,916
GEICO $3,245
Nationwide $4,410
Progressive $4,658
State Farm $3,310
USAA $3,155

Cheap Dodd City, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Dodd City, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Dodd City, Texas

Insurance Company Poor Fair Good
Allstate $6,954 $5,077 $4,342
American Family $5,314 $3,334 $2,912
GEICO $5,334 $3,014 $2,007
Nationwide $4,120 $3,306 $2,876
Progressive $5,140 $4,460 $4,139
State Farm $3,909 $2,432 $1,937
USAA $3,584 $2,058 $1,652

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Dodd City, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Dodd City, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Dodd City, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Dodd City, Texas

ZIP Code Average Annual Rates
75438 $5,463

Cheap Dodd City, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Dodd City, Texas auto insurance. Find the cheapest annual Dodd City, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Dodd City, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,326 $5,589
American Family $3,853 $3,853
GEICO $3,385 $3,518
Nationwide $3,434 $3,434
Progressive $4,580 $4,580
State Farm $2,759 $2,759
USAA $2,400 $2,462

Cheap Dodd City, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Dodd City, Texas? Check out the comparison of annual Dodd City, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dodd City, Texas

Insurance Company Low Medium High
Allstate $5,307 $5,401 $5,665
American Family $3,592 $3,713 $4,255
GEICO $3,294 $3,412 $3,650
Nationwide $3,702 $3,286 $3,314
Progressive $4,332 $4,556 $4,851
State Farm $2,623 $2,750 $2,904
USAA $2,357 $2,423 $2,514

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Dodd City, Texas

Compare the cheapest auto insurance companies in Dodd City, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Dodd City, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Dodd City, Texas Auto Insurance Companies

What auto insurance companies in Dodd City, Texas are the cheapest? Compare the top Dodd City, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Dodd City, Texas

Insurance Company Average Annual Rates
Allstate $5,458
American Family $3,853
GEICO $3,452
Nationwide $3,434
Progressive $4,580
State Farm $2,759
USAA $2,431

What affects auto insurance rates in Dodd City, Texas?

There are a lot of reasons why auto insurance rates in Dodd City, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Dodd City, Texas. Many local factors may affect your Dodd City auto insurance rates.

Dodd City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Dodd City, Texas commute length is 28.8 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Dodd City, Texas Auto Insurance Quotes

Before you buy Dodd City, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Dodd City, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption