Best Cheap Auto Insurance in Dix, IL (2021)

The average Dix, IL auto insurance rates are $267 per month. The minimum auto insurance in Dix is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Dix, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Dix is Liberty Mutual
  • Average auto insurance rates in Dix, IL for senior drivers are $1,841 per year
  • The minimum auto insurance required in Dix, Illinois is 25/50/20

Dix, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Dix can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Dix, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Dix to other Illinois cities, including Waukegan auto insurance rates, Joliet auto insurance rates, and Elgin auto insurance rates to see how Dix, Illinois auto insurance rates stack up.

Before you buy Dix, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Dix, Illinois auto insurance quotes.

Minimum Auto Insurance in Dix, Illinois

Dix, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Dix, Illinois.

Minimum Required Auto Insurance Coverage in Dix, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Dix, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Dix, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dix, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,815 $2,828 $2,937 $2,937 $7,239 $9,407 $3,382 $3,654
American Family $2,351 $2,351 $2,146 $2,146 $6,511 $9,083 $2,351 $3,027
Farmers $2,337 $2,343 $2,076 $2,190 $9,799 $10,231 $2,662 $2,792
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,336 $1,444 $1,113 $1,245 $4,254 $4,735 $1,396 $1,476
Nationwide $2,137 $2,178 $1,895 $2,013 $5,927 $7,630 $2,493 $2,706
Progressive $2,278 $2,172 $1,876 $1,963 $7,738 $8,708 $2,712 $2,917
State Farm $1,368 $1,368 $1,215 $1,215 $3,802 $4,842 $1,544 $1,761
Travelers $1,506 $1,593 $1,361 $1,454 $4,172 $5,225 $1,598 $1,685
USAA $1,727 $1,758 $1,606 $1,582 $5,614 $6,192 $2,279 $2,506

Cheap Dix, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Dix, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Dix, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Dix, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,239 $9,407
American Family $6,511 $9,083
Farmers $9,799 $10,231
GEICO $5,690 $6,014
Liberty Mutual $4,254 $4,735
Nationwide $5,927 $7,630
Progressive $7,738 $8,708
State Farm $3,802 $4,842
Travelers $4,172 $5,225
USAA $5,614 $6,192

Cheap Dix, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Dix, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Dix, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,937 $2,937
American Family $2,146 $2,146
Farmers $2,076 $2,190
GEICO $1,757 $2,095
Liberty Mutual $1,113 $1,245
Nationwide $1,895 $2,013
Progressive $1,876 $1,963
State Farm $1,215 $1,215
Travelers $1,361 $1,454
USAA $1,606 $1,582

Cheap Dix, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Dix, Illinois compared to the annual auto insurance rates with a clean record in Dix, Illinois.

Annual Dix, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,164 $5,342 $4,955 $4,138
American Family $2,752 $3,912 $5,196 $3,124
Farmers $3,641 $4,679 $4,563 $4,331
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,776 $2,504 $2,208 $2,011
Nationwide $2,706 $3,519 $4,148 $3,116
Progressive $3,136 $4,604 $3,472 $3,969
State Farm $1,963 $2,316 $2,139 $2,139
Travelers $1,851 $2,413 $2,713 $2,320
USAA $2,070 $2,980 $4,085 $2,497

Cheap Dix, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Dix, Illinois is not easy. Compare the annual rates for DUI auto insurance in Dix, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Dix, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,955
American Family $5,196
Farmers $4,563
GEICO $4,060
Liberty Mutual $2,208
Nationwide $4,148
Progressive $3,472
State Farm $2,139
Travelers $2,713
USAA $4,085

Cheap Dix, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Dix, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Dix, Illinois

Insurance Company Poor Fair Good
Allstate $5,622 $4,042 $3,535
American Family $4,999 $3,383 $2,856
Farmers $4,897 $4,106 $3,908
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,006 $1,873 $1,495
Nationwide $4,032 $3,246 $2,838
Progressive $4,346 $3,666 $3,375
State Farm $3,111 $1,862 $1,444
Travelers $2,849 $2,270 $1,853
USAA $3,874 $2,660 $2,191

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Cheap Dix, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Dix, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Dix, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Dix, Illinois

ZIP Code Average Annual Rates
62830 $3,156

Cheap Dix, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Dix, Illinois auto insurance. Find the cheapest annual Dix, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Dix, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,400 $4,400
American Family $3,697 $3,794
Farmers $4,304 $4,304
GEICO $2,920 $3,043
Liberty Mutual $2,125 $2,125
Nationwide $3,372 $3,372
Progressive $3,795 $3,795
State Farm $2,084 $2,194
Travelers $2,233 $2,415
USAA $2,826 $2,990

Cheap Dix, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Dix, Illinois? Check out the comparison of annual Dix, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dix, Illinois

Insurance Company Low Medium High
Allstate $4,257 $4,395 $4,546
American Family $3,633 $3,882 $3,723
Farmers $4,100 $4,203 $4,608
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,003 $2,120 $2,252
Nationwide $3,368 $3,398 $3,351
Progressive $3,468 $3,777 $4,141
State Farm $2,023 $2,142 $2,253
Travelers $2,167 $2,321 $2,484
USAA $2,714 $2,905 $3,105

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Best By Category: Cheapest Auto Insurance in Dix, Illinois

Compare the cheapest auto insurance companies in Dix, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Dix, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Dix, Illinois Auto Insurance Companies

What auto insurance companies in Dix, Illinois are the cheapest? Compare the top Dix, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Dix, Illinois

Insurance Company Average Annual Rates
Allstate $4,400
American Family $3,746
Farmers $4,304
GEICO $2,982
Liberty Mutual $2,125
Nationwide $3,372
Progressive $3,795
State Farm $2,139
Travelers $2,324
USAA $2,908

What affects auto insurance rates in Dix, Illinois?

There are a lot of reasons why auto insurance rates in Dix, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Dix, Illinois. Many local factors may affect your Dix auto insurance rates.

Dix Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Dix, Illinois commute length is 23.2 minutes according to City-Data.

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Compare Dix, Illinois Auto Insurance Quotes

Before you buy Dix, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Dix, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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