Best Cheap Auto Insurance in Desmet, ID (2021)

The average Desmet, ID auto insurance rates are $244 per month. The minimum auto insurance in Desmet is at least 25/50/15 in coverage to comply with Idaho auto insurance laws. To find the best cheap auto insurance in Desmet, Idaho, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Desmet, ID for senior drivers are $1,564 per year
  • The cheapest auto insurance company in Desmet is State Farm
  • The minimum auto insurance required in Desmet, Idaho is 25/50/15

Desmet, Idaho auto insurance requirements are 25/50/15 according to Idaho auto insurance laws. Finding cheap auto insurance in Desmet can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Desmet, Idaho, including driving record, credit, commute time, and more.

Compare auto insurance in Desmet to other Idaho cities, including Lewiston auto insurance rates, Meridian auto insurance rates, and Twin Falls auto insurance rates to see how Desmet, Idaho auto insurance rates stack up.

Before you buy Desmet, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Desmet, Idaho auto insurance quotes.

Minimum Auto Insurance in Desmet, Idaho

Desmet, Idaho auto insurance laws require that you have at least the Idaho minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Desmet, Idaho.

Minimum Required Auto Insurance Coverage in Desmet, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Desmet, Idaho Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Desmet, Idaho are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Desmet, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,242 $2,231 $1,952 $2,022 $8,153 $9,422 $2,506 $2,652
American Family $2,066 $2,066 $1,836 $1,836 $7,336 $9,550 $2,066 $2,590
Farmers $1,664 $1,651 $1,470 $1,552 $7,947 $8,215 $1,922 $2,035
GEICO $2,162 $2,135 $2,057 $1,998 $4,612 $5,741 $2,925 $2,258
Liberty Mutual $1,545 $1,667 $1,253 $1,397 $4,835 $5,374 $1,645 $1,747
Nationwide $1,900 $1,950 $1,711 $1,821 $4,574 $5,657 $2,212 $2,386
State Farm $1,181 $1,181 $1,065 $1,065 $3,544 $4,465 $1,333 $1,540
Travelers $1,413 $1,434 $1,424 $1,416 $6,997 $11,039 $1,503 $1,720
USAA $1,178 $1,173 $1,152 $1,132 $3,937 $4,411 $1,564 $1,683

Cheap Desmet, Idaho Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Desmet, Idaho is a challenge. Take a look at the annual teen auto insurance rates in Desmet, Idaho.

Annual Auto Insurance Rates for Teen Drivers in Desmet, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,153 $9,422
American Family $7,336 $9,550
Farmers $7,947 $8,215
GEICO $4,612 $5,741
Liberty Mutual $4,835 $5,374
Nationwide $4,574 $5,657
State Farm $3,544 $4,465
Travelers $6,997 $11,039
USAA $3,937 $4,411

Cheap Desmet, Idaho Auto Insurance for Seniors

What are senior auto insurance rates in Desmet, Idaho? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Desmet, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,952 $2,022
American Family $1,836 $1,836
Farmers $1,470 $1,552
GEICO $2,057 $1,998
Liberty Mutual $1,253 $1,397
Nationwide $1,711 $1,821
State Farm $1,065 $1,065
Travelers $1,424 $1,416
USAA $1,152 $1,132

Cheap Desmet, Idaho Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Desmet, Idaho compared to the annual auto insurance rates with a clean record in Desmet, Idaho.

Annual Desmet, Idaho Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,219 $4,040 $4,515 $3,815
American Family $2,892 $4,091 $4,415 $3,275
Farmers $2,891 $3,656 $3,416 $3,264
GEICO $1,835 $2,926 $4,090 $3,094
Liberty Mutual $2,020 $2,526 $2,617 $2,568
Nationwide $2,113 $2,752 $3,861 $2,379
State Farm $1,752 $2,092 $1,922 $1,922
Travelers $2,071 $2,953 $5,142 $3,306
USAA $1,452 $2,079 $2,824 $1,761

Cheap Desmet, Idaho Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Desmet, Idaho is not easy. Compare the annual rates for DUI auto insurance in Desmet, Idaho to find the best deal.

Annual Auto Insurance Rates After a DUI in Desmet, Idaho

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,515
American Family $4,415
Farmers $3,416
GEICO $4,090
Liberty Mutual $2,617
Nationwide $3,861
State Farm $1,922
Travelers $5,142
USAA $2,824

Cheap Desmet, Idaho Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Desmet, Idaho annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Desmet, Idaho

Insurance Company Poor Fair Good
Allstate $5,141 $3,496 $3,055
American Family $4,737 $3,381 $2,887
Farmers $3,735 $3,163 $3,023
GEICO $3,630 $2,898 $2,429
Liberty Mutual $3,482 $2,129 $1,688
Nationwide $3,323 $2,668 $2,339
State Farm $2,700 $1,706 $1,359
Travelers $3,857 $3,244 $3,003
USAA $2,960 $1,731 $1,395

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Cheap Desmet, Idaho Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Desmet, Idaho can vary. Compare the annual cost of auto insurance by ZIP code in Desmet, Idaho to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Desmet, Idaho

ZIP Code Average Annual Rates
83824 $2,932

Cheap Desmet, Idaho Auto Insurance Rates By Commute

Commute length and annual mileage affect Desmet, Idaho auto insurance. Find the cheapest annual Desmet, Idaho auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Desmet, Idaho

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,897 $3,897
American Family $3,592 $3,744
Farmers $3,307 $3,307
GEICO $2,935 $3,037
Liberty Mutual $2,433 $2,433
Nationwide $2,776 $2,776
State Farm $1,876 $1,968
Travelers $3,368 $3,368
USAA $2,005 $2,053

Cheap Desmet, Idaho Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Desmet, Idaho? Check out the comparison of annual Desmet, Idaho auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Desmet, Idaho

Insurance Company Low Medium High
Allstate $3,758 $3,890 $4,044
American Family $3,667 $3,850 $3,487
Farmers $3,161 $3,274 $3,486
GEICO $2,833 $2,981 $3,144
Liberty Mutual $2,319 $2,429 $2,551
Nationwide $2,745 $2,916 $2,668
State Farm $1,814 $1,926 $2,026
Travelers $3,318 $3,418 $3,369
USAA $1,968 $2,025 $2,093

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Best By Category: Cheapest Auto Insurance in Desmet, Idaho

Compare the cheapest auto insurance companies in Desmet, Idaho in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Desmet, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Desmet, Idaho Auto Insurance Companies

What auto insurance companies in Desmet, Idaho are the cheapest? Compare the top Desmet, Idaho auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Desmet, Idaho

Insurance Company Average Annual Rates
Allstate $3,897
American Family $3,668
Farmers $3,307
GEICO $2,986
Liberty Mutual $2,433
Nationwide $2,776
State Farm $1,922
Travelers $3,368
USAA $2,029

Compare Desmet, Idaho Auto Insurance Quotes

Before you buy Desmet, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Desmet, Idaho auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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