Best Cheap Auto Insurance in Desert Hills, AZ (2021)

The average Desert Hills, AZ auto insurance rates are $241 per month. The minimum auto insurance in Desert Hills is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Desert Hills, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Desert Hills is 17.8 minutes
  • The cheapest auto insurance company in Desert Hills is GEICO
  • The minimum auto insurance required in Desert Hills, Arizona is 15/30/10

Desert Hills, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Desert Hills can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Desert Hills, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Desert Hills to other Arizona cities, including Glendale auto insurance rates, Chandler auto insurance rates, and Phoenix auto insurance rates to see how Desert Hills, Arizona auto insurance rates stack up.

Before you buy Desert Hills, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Desert Hills, Arizona auto insurance quotes.

Minimum Auto Insurance in Desert Hills, Arizona

Desert Hills, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Desert Hills, Arizona.

Minimum Required Auto Insurance Coverage in Desert Hills, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Desert Hills, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Desert Hills, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Desert Hills, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,501 $2,501 $2,439 $2,439 $5,418 $7,014 $2,798 $3,040
American Family $2,096 $2,096 $1,929 $1,929 $5,502 $7,160 $2,096 $2,457
Farmers $2,034 $2,027 $1,810 $1,916 $8,545 $8,865 $2,314 $2,411
GEICO $1,260 $1,404 $1,070 $1,351 $3,534 $3,728 $1,149 $1,134
Nationwide $1,610 $1,637 $1,452 $1,530 $3,817 $4,852 $1,842 $1,980
Progressive $1,543 $1,359 $1,393 $1,324 $6,318 $7,048 $1,663 $1,661
State Farm $2,126 $2,126 $1,865 $1,865 $6,615 $8,293 $2,290 $2,908
Travelers $1,377 $1,444 $1,282 $1,357 $3,898 $4,865 $1,450 $1,521
USAA $1,659 $1,663 $1,549 $1,567 $6,210 $7,097 $2,183 $2,335

Cheap Desert Hills, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Desert Hills, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Desert Hills, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Desert Hills, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,418 $7,014
American Family $5,502 $7,160
Farmers $8,545 $8,865
GEICO $3,534 $3,728
Nationwide $3,817 $4,852
Progressive $6,318 $7,048
State Farm $6,615 $8,293
Travelers $3,898 $4,865
USAA $6,210 $7,097

Cheap Desert Hills, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Desert Hills, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Desert Hills, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,439 $2,439
American Family $1,929 $1,929
Farmers $1,810 $1,916
GEICO $1,070 $1,351
Nationwide $1,452 $1,530
Progressive $1,393 $1,324
State Farm $1,865 $1,865
Travelers $1,282 $1,357
USAA $1,549 $1,567

Cheap Desert Hills, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Desert Hills, Arizona compared to the annual auto insurance rates with a clean record in Desert Hills, Arizona.

Annual Desert Hills, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,829 $3,560 $4,039 $3,647
American Family $2,220 $3,563 $4,273 $2,577
Farmers $3,158 $4,071 $3,970 $3,761
GEICO $1,425 $1,914 $2,550 $1,425
Nationwide $1,998 $2,095 $3,045 $2,221
Progressive $2,468 $3,230 $2,601 $2,855
State Farm $3,193 $3,830 $3,511 $3,511
Travelers $1,732 $2,242 $2,478 $2,145
USAA $2,206 $3,160 $4,170 $2,596

Cheap Desert Hills, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Desert Hills, Arizona is not easy. Compare the annual rates for DUI auto insurance in Desert Hills, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Desert Hills, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,039
American Family $4,273
Farmers $3,970
GEICO $2,550
Nationwide $3,045
Progressive $2,601
State Farm $3,511
Travelers $2,478
USAA $4,170

Cheap Desert Hills, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Desert Hills, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Desert Hills, Arizona

Insurance Company Poor Fair Good
Allstate $4,494 $3,208 $2,854
American Family $3,959 $2,959 $2,557
Farmers $4,258 $3,568 $3,395
GEICO $2,504 $1,651 $1,332
Nationwide $2,793 $2,247 $1,980
Progressive $3,104 $2,718 $2,543
State Farm $6,462 $2,503 $1,568
Travelers $2,606 $2,137 $1,704
USAA $3,986 $2,789 $2,323

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Cheap Desert Hills, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Desert Hills, Arizona auto insurance. Find the cheapest annual Desert Hills, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Desert Hills, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,519 $3,519
American Family $3,128 $3,188
Farmers $3,740 $3,740
GEICO $1,798 $1,859
Nationwide $2,340 $2,340
Progressive $2,789 $2,789
State Farm $3,424 $3,598
Travelers $2,149 $2,149
USAA $3,000 $3,066

Cheap Desert Hills, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Desert Hills, Arizona? Check out the comparison of annual Desert Hills, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Desert Hills, Arizona

Insurance Company Low Medium High
Allstate $3,277 $3,536 $3,743
American Family $3,021 $3,258 $3,195
Farmers $3,280 $3,777 $4,165
GEICO $1,542 $1,852 $2,092
Nationwide $2,250 $2,362 $2,408
Progressive $2,497 $2,835 $3,034
State Farm $3,180 $3,571 $3,782
Travelers $1,942 $2,180 $2,325
USAA $2,785 $3,077 $3,237

Best By Category: Cheapest Auto Insurance in Desert Hills, Arizona

Compare the cheapest auto insurance companies in Desert Hills, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Desert Hills, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Travelers
With 1 Speeding Violation GEICO

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The Cheapest Desert Hills, Arizona Auto Insurance Companies

What auto insurance companies in Desert Hills, Arizona are the cheapest? Compare the top Desert Hills, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Desert Hills, Arizona

Insurance Company Average Annual Rates
Allstate $3,519
American Family $3,158
Farmers $3,740
GEICO $1,829
Nationwide $2,340
Progressive $2,789
State Farm $3,511
Travelers $2,149
USAA $3,033

What affects auto insurance rates in Desert Hills, Arizona?

There are a lot of reasons why auto insurance rates in Desert Hills, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Desert Hills, Arizona. Many local factors may affect your Desert Hills auto insurance rates.

Desert Hills Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Desert Hills, Arizona commute length is 17.8 minutes according to City-Data.

Compare Desert Hills, Arizona Auto Insurance Quotes

Before you buy Desert Hills, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Desert Hills, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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