Best Cheap Auto Insurance in Desdemona, TX (2021)

The average Desdemona, TX auto insurance rates are $312 per month. The minimum auto insurance in Desdemona is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Desdemona, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • Average auto insurance rates in Desdemona, TX for senior drivers are $2,261 per year
  • The cheapest auto insurance company in Desdemona is USAA
  • The minimum auto insurance required in Desdemona, Texas is 30/60/25

Desdemona, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Desdemona can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Desdemona, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Desdemona to other Texas cities, including El Paso auto insurance rates, Austin auto insurance rates, and Corpus Christi auto insurance rates to see how Desdemona, Texas auto insurance rates stack up.

Before you buy Desdemona, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Desdemona, Texas auto insurance quotes.

Minimum Auto Insurance in Desdemona, Texas

Desdemona, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Desdemona, Texas.

Minimum Required Auto Insurance Coverage in Desdemona, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Desdemona, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Desdemona, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Desdemona, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,289 $3,325 $3,248 $3,248 $8,750 $10,598 $4,092 $4,278
American Family $2,857 $3,133 $2,518 $2,844 $6,549 $8,693 $3,911 $4,456
GEICO $2,238 $2,391 $2,120 $2,357 $4,758 $4,999 $2,419 $2,447
Nationwide $2,569 $2,613 $2,267 $2,402 $7,325 $9,412 $3,021 $3,271
Progressive $2,605 $2,466 $2,320 $2,365 $10,941 $12,179 $3,076 $3,098
State Farm $1,835 $1,835 $1,629 $1,629 $4,319 $5,493 $1,990 $2,056
USAA $1,425 $1,441 $1,355 $1,354 $3,881 $4,251 $1,896 $2,050

Cheap Desdemona, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Desdemona, Texas is a challenge. Take a look at the annual teen auto insurance rates in Desdemona, Texas.

Annual Auto Insurance Rates for Teen Drivers in Desdemona, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,750 $10,598
American Family $6,549 $8,693
GEICO $4,758 $4,999
Nationwide $7,325 $9,412
Progressive $10,941 $12,179
State Farm $4,319 $5,493
USAA $3,881 $4,251

Cheap Desdemona, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Desdemona, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Desdemona, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,248 $3,248
American Family $2,518 $2,844
GEICO $2,120 $2,357
Nationwide $2,267 $2,402
Progressive $2,320 $2,365
State Farm $1,629 $1,629
USAA $1,355 $1,354

Cheap Desdemona, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Desdemona, Texas compared to the annual auto insurance rates with a clean record in Desdemona, Texas.

Annual Desdemona, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,967 $6,106 $6,374 $3,967
American Family $4,007 $5,040 $4,427 $4,007
GEICO $2,522 $3,295 $2,801 $3,247
Nationwide $3,562 $3,562 $5,289 $4,026
Progressive $4,253 $5,513 $4,969 $4,791
State Farm $2,318 $2,647 $3,111 $2,318
USAA $1,655 $2,422 $2,849 $1,899

Cheap Desdemona, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Desdemona, Texas is not easy. Compare the annual rates for DUI auto insurance in Desdemona, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Desdemona, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,374
American Family $4,427
GEICO $2,801
Nationwide $5,289
Progressive $4,969
State Farm $3,111
USAA $2,849

Cheap Desdemona, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Desdemona, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Desdemona, Texas

Insurance Company Poor Fair Good
Allstate $6,490 $4,754 $4,067
American Family $6,170 $3,708 $3,232
GEICO $4,567 $2,594 $1,737
Nationwide $4,938 $3,958 $3,434
Progressive $5,494 $4,749 $4,401
State Farm $3,680 $2,290 $1,825
USAA $3,258 $1,865 $1,496

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Cheap Desdemona, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Desdemona, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Desdemona, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Desdemona, Texas

ZIP Code Average Annual Rates
76445 $5,580

Cheap Desdemona, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Desdemona, Texas auto insurance. Find the cheapest annual Desdemona, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Desdemona, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,984 $5,223
American Family $4,370 $4,370
GEICO $2,909 $3,024
Nationwide $4,110 $4,110
Progressive $4,881 $4,881
State Farm $2,598 $2,598
USAA $2,178 $2,234

Cheap Desdemona, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Desdemona, Texas? Check out the comparison of annual Desdemona, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Desdemona, Texas

Insurance Company Low Medium High
Allstate $5,010 $5,069 $5,232
American Family $4,166 $4,267 $4,678
GEICO $2,842 $2,937 $3,120
Nationwide $4,433 $3,933 $3,964
Progressive $4,603 $4,855 $5,186
State Farm $2,476 $2,592 $2,727
USAA $2,141 $2,199 $2,279

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Best By Category: Cheapest Auto Insurance in Desdemona, Texas

Compare the cheapest auto insurance companies in Desdemona, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Desdemona, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Desdemona, Texas Auto Insurance Companies

What auto insurance companies in Desdemona, Texas are the cheapest? Compare the top Desdemona, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Desdemona, Texas

Insurance Company Average Annual Rates
Allstate $5,104
American Family $4,370
GEICO $2,966
Nationwide $4,110
Progressive $4,881
State Farm $2,598
USAA $2,206

Compare Desdemona, Texas Auto Insurance Quotes

Before you buy Desdemona, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Desdemona, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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