Best Cheap Auto Insurance in Denton, KY (2021)

The average Denton, KY auto insurance rates are $395 per month. The minimum auto insurance in Denton is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Denton, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • Average auto insurance rates in Denton, KY for senior drivers are $2,684 per year
  • The most expensive auto insurance company in Denton for teen drivers is Travelers
  • The minimum auto insurance required in Denton, Kentucky is 25/50/25

Denton, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Denton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Denton, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Denton to other Kentucky cities, including Richmond auto insurance rates, Hopkinsville auto insurance rates, and Covington auto insurance rates to see how Denton, Kentucky auto insurance rates stack up.

Before you buy Denton, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Denton, Kentucky auto insurance quotes.

Minimum Auto Insurance in Denton, Kentucky

Denton, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Denton, Kentucky.

Minimum Required Auto Insurance Coverage in Denton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Denton, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Denton, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Denton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,289 $3,253 $2,975 $3,171 $12,180 $13,685 $3,638 $3,844
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $3,316 $3,597 $2,856 $3,189 $13,447 $14,820 $3,437 $3,527
Nationwide $3,516 $3,512 $3,200 $3,331 $7,480 $9,251 $3,944 $4,119
Progressive $2,341 $2,226 $2,104 $2,107 $11,549 $13,117 $2,910 $2,983
State Farm $1,865 $1,865 $1,653 $1,653 $4,994 $6,217 $2,077 $2,279
Travelers $2,352 $2,395 $2,309 $2,313 $11,312 $18,188 $2,455 $2,841
USAA $1,830 $1,836 $1,649 $1,680 $4,861 $5,119 $2,312 $2,535

Cheap Denton, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Denton, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Denton, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Denton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,180 $13,685
GEICO $8,902 $10,417
Liberty Mutual $13,447 $14,820
Nationwide $7,480 $9,251
Progressive $11,549 $13,117
State Farm $4,994 $6,217
Travelers $11,312 $18,188
USAA $4,861 $5,119

Cheap Denton, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Denton, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Denton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,975 $3,171
GEICO $4,595 $4,158
Liberty Mutual $2,856 $3,189
Nationwide $3,200 $3,331
Progressive $2,104 $2,107
State Farm $1,653 $1,653
Travelers $2,309 $2,313
USAA $1,649 $1,680

Cheap Denton, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Denton, Kentucky compared to the annual auto insurance rates with a clean record in Denton, Kentucky.

Annual Denton, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,772 $6,223 $6,640 $5,382
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $5,012 $7,739 $6,006 $5,339
Nationwide $3,852 $4,925 $6,176 $4,223
Progressive $4,063 $6,027 $4,636 $4,943
State Farm $2,602 $3,049 $2,825 $2,825
Travelers $4,813 $4,952 $7,154 $5,163
USAA $2,057 $2,908 $3,474 $2,473

Cheap Denton, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Denton, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Denton, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Denton, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,640
GEICO $8,597
Liberty Mutual $6,006
Nationwide $6,176
Progressive $4,636
State Farm $2,825
Travelers $7,154
USAA $3,474

Cheap Denton, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Denton, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Denton, Kentucky

Insurance Company Poor Fair Good
Allstate $7,623 $5,260 $4,380
GEICO $8,861 $4,424 $2,884
Liberty Mutual $8,632 $5,283 $4,156
Nationwide $5,864 $4,565 $3,953
Progressive $5,490 $4,793 $4,469
State Farm $4,077 $2,469 $1,930
Travelers $6,162 $5,210 $5,190
USAA $4,060 $2,272 $1,851

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Cheap Denton, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Denton, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Denton, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Denton, Kentucky

ZIP Code Average Annual Rates
41132 $4,221

Cheap Denton, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Denton, Kentucky auto insurance. Find the cheapest annual Denton, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Denton, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,754 $5,754
GEICO $5,341 $5,438
Liberty Mutual $6,024 $6,024
Nationwide $4,794 $4,794
Progressive $4,917 $4,917
State Farm $2,754 $2,897
Travelers $5,521 $5,521
USAA $2,626 $2,829

Cheap Denton, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Denton, Kentucky? Check out the comparison of annual Denton, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Denton, Kentucky

Insurance Company Low Medium High
Allstate $5,359 $5,733 $6,171
GEICO $4,884 $5,352 $5,934
Liberty Mutual $5,689 $5,977 $6,405
Nationwide $4,753 $4,727 $4,902
Progressive $4,529 $4,845 $5,377
State Farm $2,679 $2,819 $2,978
Travelers $5,234 $5,542 $5,785
USAA $2,605 $2,721 $2,858

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Best By Category: Cheapest Auto Insurance in Denton, Kentucky

Compare the cheapest auto insurance companies in Denton, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Denton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Denton, Kentucky Auto Insurance Companies

What auto insurance companies in Denton, Kentucky are the cheapest? Compare the top Denton, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Denton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,754
GEICO $5,390
Liberty Mutual $6,024
Nationwide $4,794
Progressive $4,917
State Farm $2,825
Travelers $5,521
USAA $2,728

What affects auto insurance rates in Denton, Kentucky?

There are a lot of reasons why auto insurance rates in Denton, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Denton, Kentucky. Many local factors may affect your Denton auto insurance rates.

Denton Traffic

How does Denton, Kentucky rank for traffic? According to Inrix Denton, Kentucky is the 347th most congested worldwide.

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Compare Denton, Kentucky Auto Insurance Quotes

Before you buy Denton, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Denton, Kentucky auto insurance quotes.

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