Best Cheap Auto Insurance in Denmark, IA (2021)

The average Denmark, IA auto insurance rates are $251 per month. The minimum auto insurance in Denmark is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Denmark, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Denmark, Iowa is 20/40/15
  • The cheapest auto insurance company in Denmark is USAA
  • The average commute length in Denmark is 22.6 minutes

Denmark, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Denmark can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Denmark, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Denmark to other Iowa cities, including Des Moines auto insurance rates, Cedar Rapids auto insurance rates, and Council Bluffs auto insurance rates to see how Denmark, Iowa auto insurance rates stack up.

Before you buy Denmark, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Denmark, Iowa auto insurance quotes.

Minimum Auto Insurance in Denmark, Iowa

Denmark, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Denmark, Iowa.

Minimum Required Auto Insurance Coverage in Denmark, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Denmark, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Denmark, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Denmark, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,901 $1,837 $1,679 $1,711 $5,260 $5,887 $2,087 $2,154
American Family $1,830 $1,830 $1,640 $1,640 $4,918 $6,873 $1,830 $2,201
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,219 $2,406 $1,952 $2,371 $10,975 $12,344 $2,516 $2,775
Nationwide $1,884 $1,937 $1,676 $1,793 $4,314 $5,598 $2,130 $2,321
Progressive $1,676 $1,614 $1,381 $1,434 $4,089 $4,616 $2,015 $2,178
State Farm $1,542 $1,542 $1,352 $1,352 $4,154 $5,270 $1,733 $1,974
Travelers $2,610 $2,663 $2,539 $2,546 $11,732 $18,764 $2,715 $3,201
USAA $1,145 $1,160 $1,051 $1,074 $3,032 $3,224 $1,373 $1,516

Cheap Denmark, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Denmark, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Denmark, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Denmark, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,260 $5,887
American Family $4,918 $6,873
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,975 $12,344
Nationwide $4,314 $5,598
Progressive $4,089 $4,616
State Farm $4,154 $5,270
Travelers $11,732 $18,764
USAA $3,032 $3,224

Cheap Denmark, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Denmark, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Denmark, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,679 $1,711
American Family $1,640 $1,640
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,952 $2,371
Nationwide $1,676 $1,793
Progressive $1,381 $1,434
State Farm $1,352 $1,352
Travelers $2,539 $2,546
USAA $1,051 $1,074

Cheap Denmark, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Denmark, Iowa compared to the annual auto insurance rates with a clean record in Denmark, Iowa.

Annual Denmark, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,414 $2,900 $3,264 $2,680
American Family $2,053 $3,015 $3,900 $2,413
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $4,053 $5,020 $5,113 $4,592
Nationwide $1,951 $2,815 $3,849 $2,211
Progressive $1,910 $3,127 $2,073 $2,392
State Farm $2,191 $2,539 $2,365 $2,365
Travelers $4,258 $5,682 $7,615 $5,830
USAA $1,300 $1,739 $2,259 $1,490

Cheap Denmark, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Denmark, Iowa is not easy. Compare the annual rates for DUI auto insurance in Denmark, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Denmark, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,264
American Family $3,900
Farmers $2,637
GEICO $3,170
Liberty Mutual $5,113
Nationwide $3,849
Progressive $2,073
State Farm $2,365
Travelers $7,615
USAA $2,259

Cheap Denmark, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Denmark, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Denmark, Iowa

Insurance Company Poor Fair Good
Allstate $3,364 $2,677 $2,403
American Family $3,626 $2,666 $2,244
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,693 $4,138 $3,253
Nationwide $3,293 $2,572 $2,254
Progressive $2,808 $2,266 $2,051
State Farm $3,369 $2,083 $1,643
Travelers $6,572 $5,615 $5,352
USAA $2,232 $1,532 $1,327

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Cheap Denmark, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Denmark, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Denmark, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Denmark, Iowa

ZIP Code Average Annual Rates
52627 $2,542

Cheap Denmark, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Denmark, Iowa auto insurance. Find the cheapest annual Denmark, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Denmark, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,748 $2,881
American Family $2,812 $2,878
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,695 $4,695
Nationwide $2,706 $2,706
Progressive $2,375 $2,375
State Farm $2,308 $2,422
Travelers $5,846 $5,846
USAA $1,635 $1,759

Cheap Denmark, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Denmark, Iowa? Check out the comparison of annual Denmark, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Denmark, Iowa

Insurance Company Low Medium High
Allstate $2,718 $2,817 $2,908
American Family $2,852 $3,004 $2,680
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,514 $4,687 $4,883
Nationwide $2,829 $2,691 $2,599
Progressive $2,241 $2,383 $2,503
State Farm $2,254 $2,378 $2,463
Travelers $5,481 $5,936 $6,122
USAA $1,607 $1,702 $1,781

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Best By Category: Cheapest Auto Insurance in Denmark, Iowa

Compare the cheapest auto insurance companies in Denmark, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Denmark, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Denmark, Iowa Auto Insurance Companies

What auto insurance companies in Denmark, Iowa are the cheapest? Compare the top Denmark, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Denmark, Iowa

Insurance Company Average Annual Rates
Allstate $2,815
American Family $2,845
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,695
Nationwide $2,706
Progressive $2,375
State Farm $2,365
Travelers $5,846
USAA $1,697

What affects auto insurance rates in Denmark, Iowa?

There are a lot of reasons why auto insurance rates in Denmark, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Denmark, Iowa. Many local factors may affect your Denmark auto insurance rates.

Denmark Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Denmark, Iowa commute length is 22.6 minutes according to City-Data.

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Compare Denmark, Iowa Auto Insurance Quotes

Before you buy Denmark, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Denmark, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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