Best Cheap Auto Insurance in Demopolis, AL (2021)

The average Demopolis, AL auto insurance rates are $311 per month. The minimum auto insurance in Demopolis is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Demopolis, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Demopolis, Alabama is 25/50/25
  • The most expensive auto insurance company in Demopolis for teen drivers is Liberty Mutual
  • Average auto insurance rates in Demopolis, AL for senior drivers are $1,997 per year

Demopolis, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Demopolis can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Demopolis, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Demopolis to other Alabama cities, including Madison auto insurance rates, Huntsville auto insurance rates, and Birmingham auto insurance rates to see how Demopolis, Alabama auto insurance rates stack up.

Before you buy Demopolis, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Demopolis, Alabama auto insurance quotes.

Minimum Auto Insurance in Demopolis, Alabama

Demopolis, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Demopolis, Alabama.

Minimum Required Auto Insurance Coverage in Demopolis, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Demopolis, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Demopolis, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Demopolis, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,172 $2,083 $1,954 $1,993 $7,179 $7,705 $2,463 $2,531
Farmers $2,560 $2,544 $2,293 $2,416 $9,417 $9,702 $2,926 $3,078
GEICO $2,072 $2,042 $1,937 $1,974 $5,292 $5,199 $2,191 $2,046
Liberty Mutual $3,076 $3,327 $2,524 $2,826 $10,975 $12,213 $3,282 $3,503
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,432 $2,293 $1,989 $2,128 $9,513 $10,616 $2,836 $2,985
State Farm $2,837 $2,837 $2,535 $2,535 $8,092 $10,173 $3,193 $3,661
Travelers $1,653 $1,682 $1,539 $1,536 $8,674 $13,598 $1,566 $1,823
USAA $1,382 $1,408 $1,288 $1,268 $4,083 $4,536 $1,803 $1,953

Cheap Demopolis, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Demopolis, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Demopolis, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Demopolis, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,179 $7,705
Farmers $9,417 $9,702
GEICO $5,292 $5,199
Liberty Mutual $10,975 $12,213
Nationwide $4,418 $5,752
Progressive $9,513 $10,616
State Farm $8,092 $10,173
Travelers $8,674 $13,598
USAA $4,083 $4,536

Cheap Demopolis, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Demopolis, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Demopolis, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,954 $1,993
Farmers $2,293 $2,416
GEICO $1,937 $1,974
Liberty Mutual $2,524 $2,826
Nationwide $1,577 $1,642
Progressive $1,989 $2,128
State Farm $2,535 $2,535
Travelers $1,539 $1,536
USAA $1,288 $1,268

Cheap Demopolis, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Demopolis, Alabama compared to the annual auto insurance rates with a clean record in Demopolis, Alabama.

Annual Demopolis, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,011 $3,526 $4,127 $3,376
Farmers $3,677 $4,738 $4,620 $4,433
GEICO $1,940 $3,087 $3,748 $2,603
Liberty Mutual $4,094 $5,686 $5,575 $5,508
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,937 $4,914 $4,217 $4,329
State Farm $4,080 $4,976 $4,438 $4,438
Travelers $3,339 $3,506 $5,117 $4,074
USAA $1,703 $2,133 $3,182 $1,843

Cheap Demopolis, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Demopolis, Alabama is not easy. Compare the annual rates for DUI auto insurance in Demopolis, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Demopolis, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,127
Farmers $4,620
GEICO $3,748
Liberty Mutual $5,575
Nationwide $3,353
Progressive $4,217
State Farm $4,438
Travelers $5,117
USAA $3,182

Cheap Demopolis, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Demopolis, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Demopolis, Alabama

Insurance Company Poor Fair Good
Allstate $4,353 $3,400 $2,778
Farmers $4,903 $4,208 $3,991
GEICO $3,618 $2,580 $2,334
Liberty Mutual $7,478 $4,575 $3,594
Nationwide $3,171 $2,467 $2,229
Progressive $4,937 $4,201 $3,909
State Farm $7,260 $3,682 $2,507
Travelers $4,376 $3,790 $3,861
USAA $2,984 $1,935 $1,726

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Cheap Demopolis, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Demopolis, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Demopolis, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Demopolis, Alabama

ZIP Code Average Annual Rates
36732 $3,831

Cheap Demopolis, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Demopolis, Alabama auto insurance. Find the cheapest annual Demopolis, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Demopolis, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,510 $3,510
Farmers $4,367 $4,367
GEICO $2,789 $2,899
Liberty Mutual $5,216 $5,216
Nationwide $2,623 $2,623
Progressive $4,349 $4,349
State Farm $4,376 $4,589
Travelers $4,009 $4,009
USAA $2,114 $2,317

Cheap Demopolis, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Demopolis, Alabama? Check out the comparison of annual Demopolis, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Demopolis, Alabama

Insurance Company Low Medium High
Allstate $3,390 $3,502 $3,639
Farmers $4,180 $4,325 $4,597
GEICO $2,643 $2,832 $3,058
Liberty Mutual $4,977 $5,191 $5,480
Nationwide $2,624 $2,595 $2,649
Progressive $3,888 $4,320 $4,839
State Farm $4,261 $4,475 $4,713
Travelers $3,837 $4,089 $4,101
USAA $2,139 $2,204 $2,302

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Best By Category: Cheapest Auto Insurance in Demopolis, Alabama

Compare the cheapest auto insurance companies in Demopolis, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Demopolis, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Demopolis, Alabama Auto Insurance Companies

What auto insurance companies in Demopolis, Alabama are the cheapest? Compare the top Demopolis, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Demopolis, Alabama

Insurance Company Average Annual Rates
Allstate $3,510
Farmers $4,367
GEICO $2,844
Liberty Mutual $5,216
Nationwide $2,623
Progressive $4,349
State Farm $4,483
Travelers $4,009
USAA $2,215

What affects auto insurance rates in Demopolis, Alabama?

There are a lot of reasons why auto insurance rates in Demopolis, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Demopolis, Alabama. Many local factors may affect your Demopolis auto insurance rates.

Demopolis Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Demopolis, Alabama auto theft statistics, there have been 11 auto thefts in the city.

Demopolis Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Demopolis, Alabama commute length is 17.9 minutes according to City-Data.

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Compare Demopolis, Alabama Auto Insurance Quotes

Before you buy Demopolis, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Demopolis, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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