Best Cheap Auto Insurance in Demarest, NJ (2021)

The average Demarest, NJ auto insurance rates are $470 per month. The minimum auto insurance in Demarest is at least 15/30/5 in coverage to comply with New Jersey auto insurance laws. To find the best cheap auto insurance in Demarest, New Jersey, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Demarest, NJ for senior drivers are $3,510 per year
  • The cheapest auto insurance company in Demarest is GEICO
  • The most expensive auto insurance company in Demarest for teen drivers is State Farm

Demarest, New Jersey auto insurance requirements are 15/30/5 according to New Jersey auto insurance laws. Finding cheap auto insurance in Demarest can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Demarest, New Jersey, including driving record, credit, commute time, and more.

Compare auto insurance in Demarest to other New Jersey cities, including Newark auto insurance rates, Union City auto insurance rates, and Paterson auto insurance rates to see how Demarest, New Jersey auto insurance rates stack up.

Before you buy Demarest, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Demarest, New Jersey auto insurance quotes.

Minimum Auto Insurance in Demarest, New Jersey

Demarest, New Jersey auto insurance laws require that you have at least the New Jersey minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Demarest, New Jersey.

Minimum Required Auto Insurance Coverage in Demarest, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Demarest, New Jersey Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Demarest, New Jersey are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Demarest, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,786 $3,770 $3,696 $3,696 $11,793 $14,133 $4,475 $4,536
Farmers $4,615 $4,664 $4,504 $4,428 $13,705 $15,831 $5,513 $5,645
GEICO $2,525 $2,492 $2,480 $2,480 $4,660 $4,616 $2,925 $2,825
Liberty Mutual $4,058 $4,058 $4,454 $4,454 $10,540 $11,967 $4,454 $5,118
Progressive $1,984 $1,836 $1,794 $1,847 $8,975 $9,816 $2,345 $2,233
State Farm $4,483 $4,483 $4,066 $4,066 $14,778 $18,962 $5,117 $5,719
Travelers $3,870 $3,708 $3,585 $3,589 $8,580 $9,558 $3,716 $3,646

Cheap Demarest, New Jersey Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Demarest, New Jersey is a challenge. Take a look at the annual teen auto insurance rates in Demarest, New Jersey.

Annual Auto Insurance Rates for Teen Drivers in Demarest, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,793 $14,133
Farmers $13,705 $15,831
GEICO $4,660 $4,616
Liberty Mutual $10,540 $11,967
Progressive $8,975 $9,816
State Farm $14,778 $18,962
Travelers $8,580 $9,558

Cheap Demarest, New Jersey Auto Insurance for Seniors

What are senior auto insurance rates in Demarest, New Jersey? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Demarest, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,696 $3,696
Farmers $4,504 $4,428
GEICO $2,480 $2,480
Liberty Mutual $4,454 $4,454
Progressive $1,794 $1,847
State Farm $4,066 $4,066
Travelers $3,585 $3,589

Cheap Demarest, New Jersey Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Demarest, New Jersey compared to the annual auto insurance rates with a clean record in Demarest, New Jersey.

Annual Demarest, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,659 $7,803 $6,796 $5,684
Farmers $5,703 $9,703 $7,866 $6,181
GEICO $2,427 $3,196 $4,452 $2,427
Liberty Mutual $5,896 $6,740 $6,019 $5,896
Progressive $3,313 $4,457 $3,788 $3,858
State Farm $4,186 $7,629 $12,263 $6,758
Travelers $3,847 $5,790 $5,565 $4,924

Cheap Demarest, New Jersey Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Demarest, New Jersey is not easy. Compare the annual rates for DUI auto insurance in Demarest, New Jersey to find the best deal.

Annual Auto Insurance Rates After a DUI in Demarest, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,796
Farmers $7,866
GEICO $4,452
Liberty Mutual $6,019
Progressive $3,788
State Farm $12,263
Travelers $5,565

Cheap Demarest, New Jersey Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Demarest, New Jersey annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Demarest, New Jersey

Insurance Company Poor Fair Good
Allstate $8,751 $5,574 $4,382
Farmers $8,772 $6,850 $6,467
GEICO $4,720 $2,703 $1,952
Liberty Mutual $7,770 $5,768 $4,874
Progressive $4,311 $3,768 $3,482
State Farm $11,158 $6,727 $5,243
Travelers $6,832 $4,946 $3,316

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Demarest, New Jersey Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Demarest, New Jersey can vary. Compare the annual cost of auto insurance by ZIP code in Demarest, New Jersey to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Demarest, New Jersey

ZIP Code Average Annual Rates
7627 $5,284

Cheap Demarest, New Jersey Auto Insurance Rates By Commute

Commute length and annual mileage affect Demarest, New Jersey auto insurance. Find the cheapest annual Demarest, New Jersey auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Demarest, New Jersey

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,223 $6,248
Farmers $7,363 $7,363
GEICO $3,098 $3,152
Liberty Mutual $6,078 $6,197
Progressive $3,854 $3,854
State Farm $7,510 $7,909
Travelers $5,031 $5,031

Cheap Demarest, New Jersey Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Demarest, New Jersey? Check out the comparison of annual Demarest, New Jersey auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Demarest, New Jersey

Insurance Company Low Medium High
Allstate $5,691 $6,338 $6,678
Farmers $6,540 $7,321 $8,229
GEICO $2,771 $3,193 $3,413
Liberty Mutual $5,493 $6,322 $6,598
Progressive $3,446 $3,920 $4,195
State Farm $7,155 $7,811 $8,162
Travelers $4,599 $5,029 $5,466

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Demarest, New Jersey

Compare the cheapest auto insurance companies in Demarest, New Jersey in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Demarest, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Demarest, New Jersey Auto Insurance Companies

What auto insurance companies in Demarest, New Jersey are the cheapest? Compare the top Demarest, New Jersey auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Demarest, New Jersey

Insurance Company Average Annual Rates
Allstate $6,236
Farmers $7,363
GEICO $3,125
Liberty Mutual $6,138
Progressive $3,854
State Farm $7,709
Travelers $5,031

What affects auto insurance rates in Demarest, New Jersey?

There are a lot of reasons why auto insurance rates in Demarest, New Jersey are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Demarest, New Jersey. Many local factors may affect your Demarest auto insurance rates.

Demarest Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Demarest, New Jersey commute length is 40.0 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Demarest, New Jersey Auto Insurance Quotes

Before you buy Demarest, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Demarest, New Jersey auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption