Best Cheap Auto Insurance in Dema, KY (2021)

The average Dema, KY auto insurance rates are $597 per month. The minimum auto insurance in Dema is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Dema, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Dema is USAA
  • The minimum auto insurance required in Dema, Kentucky is 25/50/25
  • The most expensive auto insurance company in Dema for teen drivers is Travelers

Dema, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Dema can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Dema, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Dema to other Kentucky cities, including Richmond auto insurance rates, Florence auto insurance rates, and Hopkinsville auto insurance rates to see how Dema, Kentucky auto insurance rates stack up.

Before you buy Dema, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Dema, Kentucky auto insurance quotes.

Minimum Auto Insurance in Dema, Kentucky

Dema, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Dema, Kentucky.

Minimum Required Auto Insurance Coverage in Dema, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Dema, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Dema, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dema, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,413 $4,797 $3,683 $4,140 $19,840 $22,048 $4,638 $4,875
Nationwide $5,829 $5,764 $5,260 $5,461 $13,093 $16,143 $6,631 $6,871
Progressive $3,889 $3,666 $3,525 $3,512 $20,118 $22,896 $4,845 $4,923
State Farm $2,834 $2,834 $2,538 $2,538 $7,571 $9,319 $3,155 $3,437
Travelers $4,127 $4,204 $4,067 $4,072 $21,158 $34,320 $4,319 $5,002
USAA $2,046 $2,062 $1,848 $1,893 $5,350 $5,640 $2,593 $2,854

Cheap Dema, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Dema, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Dema, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Dema, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $19,840 $22,048
Nationwide $13,093 $16,143
Progressive $20,118 $22,896
State Farm $7,571 $9,319
Travelers $21,158 $34,320
USAA $5,350 $5,640

Cheap Dema, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Dema, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Dema, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $3,683 $4,140
Nationwide $5,260 $5,461
Progressive $3,525 $3,512
State Farm $2,538 $2,538
Travelers $4,067 $4,072
USAA $1,848 $1,893

Cheap Dema, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Dema, Kentucky compared to the annual auto insurance rates with a clean record in Dema, Kentucky.

Annual Dema, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,065 $10,784 $8,728
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,093 $11,026 $8,537 $7,561
Nationwide $6,403 $8,374 $10,669 $7,081
Progressive $6,936 $10,396 $7,912 $8,443
State Farm $3,928 $4,628 $4,278 $4,278
Travelers $8,822 $9,082 $13,249 $9,480
USAA $2,290 $3,241 $3,858 $2,753

Cheap Dema, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Dema, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Dema, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Dema, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,784
GEICO $8,597
Liberty Mutual $8,537
Nationwide $10,669
Progressive $7,912
State Farm $4,278
Travelers $13,249
USAA $3,858

Cheap Dema, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Dema, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Dema, Kentucky

Insurance Company Poor Fair Good
Allstate $12,576 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,308 $7,492 $5,864
Nationwide $9,986 $7,742 $6,667
Progressive $9,379 $8,217 $7,669
State Farm $6,145 $3,746 $2,943
Travelers $11,350 $9,578 $9,547
USAA $4,520 $2,528 $2,059

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Cheap Dema, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Dema, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Dema, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Dema, Kentucky

ZIP Code Average Annual Rates
41859 $6,563

Cheap Dema, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Dema, Kentucky auto insurance. Find the cheapest annual Dema, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Dema, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $8,554 $8,554
Nationwide $8,132 $8,132
Progressive $8,422 $8,422
State Farm $4,167 $4,389
Travelers $10,159 $10,159
USAA $2,919 $3,153

Cheap Dema, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Dema, Kentucky? Check out the comparison of annual Dema, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dema, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,633
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,105 $8,499 $9,059
Nationwide $8,122 $7,993 $8,280
Progressive $7,615 $8,244 $9,406
State Farm $4,023 $4,266 $4,545
Travelers $9,606 $10,191 $10,679
USAA $2,877 $3,027 $3,203

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Best By Category: Cheapest Auto Insurance in Dema, Kentucky

Compare the cheapest auto insurance companies in Dema, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Dema, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Dema, Kentucky Auto Insurance Companies

What auto insurance companies in Dema, Kentucky are the cheapest? Compare the top Dema, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Dema, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $8,554
Nationwide $8,132
Progressive $8,422
State Farm $4,278
Travelers $10,159
USAA $3,036

Compare Dema, Kentucky Auto Insurance Quotes

Before you buy Dema, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Dema, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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