Best Cheap Auto Insurance in Delray Beach, FL (2021)

The average Delray Beach, FL auto insurance rates are $510 per month. The minimum auto insurance in Delray Beach is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Delray Beach, Florida, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Delray Beach is 22.2 minutes
  • Average auto insurance rates in Delray Beach, FL for senior drivers are $3,703 per year
  • The cheapest auto insurance company in Delray Beach is USAA

Delray Beach, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Delray Beach can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Delray Beach, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Delray Beach to other Florida cities, including Miami auto insurance rates, Port St. Lucie auto insurance rates, and Jacksonville auto insurance rates to see how Delray Beach, Florida auto insurance rates stack up.

Before you buy Delray Beach, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Delray Beach, Florida auto insurance quotes.

Minimum Auto Insurance in Delray Beach, Florida

Delray Beach, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Delray Beach, Florida.

Minimum Required Auto Insurance Coverage in Delray Beach, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Delray Beach, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Delray Beach, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Delray Beach, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,624 $5,327 $4,896 $4,945 $19,512 $21,124 $5,462 $5,487
GEICO $4,206 $4,217 $3,935 $3,935 $7,627 $9,535 $4,638 $4,680
Liberty Mutual $4,755 $4,755 $4,343 $4,343 $10,217 $15,827 $4,755 $6,509
Nationwide $4,109 $4,049 $3,658 $3,785 $9,983 $12,287 $4,531 $4,709
Progressive $5,069 $4,704 $4,288 $4,616 $14,389 $15,523 $6,057 $5,635
State Farm $2,911 $2,911 $2,646 $2,646 $8,166 $10,395 $3,248 $3,425
USAA $2,034 $1,994 $1,915 $1,889 $7,175 $8,283 $2,541 $2,735

Cheap Delray Beach, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Delray Beach, Florida is a challenge. Take a look at the annual teen auto insurance rates in Delray Beach, Florida.

Annual Auto Insurance Rates for Teen Drivers in Delray Beach, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,512 $21,124
GEICO $7,627 $9,535
Liberty Mutual $10,217 $15,827
Nationwide $9,983 $12,287
Progressive $14,389 $15,523
State Farm $8,166 $10,395
USAA $7,175 $8,283

Cheap Delray Beach, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Delray Beach, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Delray Beach, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,896 $4,945
GEICO $3,935 $3,935
Liberty Mutual $4,343 $4,343
Nationwide $3,658 $3,785
Progressive $4,288 $4,616
State Farm $2,646 $2,646
USAA $1,915 $1,889

Cheap Delray Beach, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Delray Beach, Florida compared to the annual auto insurance rates with a clean record in Delray Beach, Florida.

Annual Delray Beach, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,778 $9,382 $10,383 $8,646
GEICO $3,662 $4,737 $7,152 $5,835
Liberty Mutual $4,897 $6,467 $9,562 $6,824
Nationwide $5,004 $5,510 $7,468 $5,574
Progressive $5,948 $8,794 $7,422 $7,977
State Farm $4,140 $4,947 $4,543 $4,543
USAA $2,774 $3,450 $5,146 $2,913

Cheap Delray Beach, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Delray Beach, Florida is not easy. Compare the annual rates for DUI auto insurance in Delray Beach, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Delray Beach, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,383
GEICO $7,152
Liberty Mutual $9,562
Nationwide $7,468
Progressive $7,422
State Farm $4,543
USAA $5,146

Cheap Delray Beach, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Delray Beach, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Delray Beach, Florida

Insurance Company Poor Fair Good
Allstate $12,724 $7,989 $6,428
GEICO $7,877 $4,690 $3,473
Liberty Mutual $8,984 $6,550 $5,279
Nationwide $7,400 $5,399 $4,868
Progressive $9,802 $7,001 $5,804
State Farm $6,274 $4,058 $3,298
USAA $5,780 $2,855 $2,077

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Delray Beach, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Delray Beach, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Delray Beach, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Delray Beach, Florida

ZIP Code Average Annual Rates
33444 $4,678
33445 $4,751
33446 $4,710
33483 $4,668
33484 $4,678

Cheap Delray Beach, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Delray Beach, Florida auto insurance. Find the cheapest annual Delray Beach, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Delray Beach, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,790 $9,304
GEICO $5,321 $5,372
Liberty Mutual $6,708 $7,168
Nationwide $5,889 $5,889
Progressive $7,535 $7,535
State Farm $4,378 $4,709
USAA $3,530 $3,611

Cheap Delray Beach, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Delray Beach, Florida? Check out the comparison of annual Delray Beach, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Delray Beach, Florida

Insurance Company Low Medium High
Allstate $6,789 $9,559 $10,794
GEICO $4,298 $5,550 $6,192
Liberty Mutual $6,315 $7,062 $7,436
Nationwide $4,487 $6,151 $7,029
Progressive $5,978 $7,752 $8,875
State Farm $3,836 $4,660 $5,133
USAA $2,995 $3,722 $3,995

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Delray Beach, Florida

Compare the cheapest auto insurance companies in Delray Beach, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Delray Beach, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Delray Beach, Florida Auto Insurance Companies

What auto insurance companies in Delray Beach, Florida are the cheapest? Compare the top Delray Beach, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Delray Beach, Florida

Insurance Company Average Annual Rates
Allstate $9,047
GEICO $5,347
Liberty Mutual $6,938
Nationwide $5,889
Progressive $7,535
State Farm $4,543
USAA $3,571

What affects auto insurance rates in Delray Beach, Florida?

There are a lot of reasons why auto insurance rates in Delray Beach, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Delray Beach, Florida. Many local factors may affect your Delray Beach auto insurance rates.

Delray Beach Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Delray Beach, Florida auto theft statistics, there have been 205 auto thefts in the city.

Delray Beach Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Delray Beach, Florida commute length is 22.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Delray Beach, Florida Auto Insurance Quotes

Before you buy Delray Beach, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Delray Beach, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption