Best Cheap Auto Insurance in Delaware Water Gap, PA (2021)

The average Delaware Water Gap, PA auto insurance rates are $394 per month. The minimum auto insurance in Delaware Water Gap is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Delaware Water Gap, Pennsylvania, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Delaware Water Gap, PA for senior drivers are $2,394 per year
  • The minimum auto insurance required in Delaware Water Gap, Pennsylvania is 15/30/5
  • The cheapest auto insurance company in Delaware Water Gap is USAA

Delaware Water Gap, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Delaware Water Gap can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Delaware Water Gap, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Delaware Water Gap to other Pennsylvania cities, including Philadelphia auto insurance rates, Harrisburg auto insurance rates, and Allen auto insurance rates to see how Delaware Water Gap, Pennsylvania auto insurance rates stack up.

Before you buy Delaware Water Gap, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Delaware Water Gap, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Delaware Water Gap, Pennsylvania

Delaware Water Gap, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Delaware Water Gap, Pennsylvania.

Minimum Required Auto Insurance Coverage in Delaware Water Gap, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Delaware Water Gap, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Delaware Water Gap, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Delaware Water Gap, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,176 $3,176 $2,929 $2,929 $11,099 $11,099 $3,505 $3,505
GEICO $1,999 $1,730 $1,904 $1,649 $5,010 $4,346 $2,001 $1,732
Liberty Mutual $4,990 $4,990 $4,569 $4,569 $14,625 $14,625 $6,343 $6,343
Nationwide $2,084 $2,084 $1,974 $1,974 $5,882 $5,882 $2,337 $2,337
Progressive $3,225 $3,225 $2,881 $2,881 $10,464 $10,464 $4,101 $4,101
State Farm $1,940 $1,940 $1,713 $1,713 $6,931 $6,931 $2,139 $2,139
Travelers $2,036 $2,036 $2,190 $2,190 $29,678 $29,678 $2,461 $2,461
USAA $1,242 $1,242 $1,120 $1,120 $3,730 $3,730 $1,653 $1,653

Cheap Delaware Water Gap, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Delaware Water Gap, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Delaware Water Gap, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Delaware Water Gap, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,099 $11,099
GEICO $5,010 $4,346
Liberty Mutual $14,625 $14,625
Nationwide $5,882 $5,882
Progressive $10,464 $10,464
State Farm $6,931 $6,931
Travelers $29,678 $29,678
USAA $3,730 $3,730

Cheap Delaware Water Gap, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Delaware Water Gap, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Delaware Water Gap, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,929 $2,929
GEICO $1,904 $1,649
Liberty Mutual $4,569 $4,569
Nationwide $1,974 $1,974
Progressive $2,881 $2,881
State Farm $1,713 $1,713
Travelers $2,190 $2,190
USAA $1,120 $1,120

Cheap Delaware Water Gap, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Delaware Water Gap, Pennsylvania compared to the annual auto insurance rates with a clean record in Delaware Water Gap, Pennsylvania.

Annual Delaware Water Gap, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,945 $5,875 $4,945 $4,945
GEICO $1,872 $3,226 $2,504 $2,584
Liberty Mutual $6,968 $7,970 $7,794 $7,794
Nationwide $2,220 $2,964 $4,124 $2,969
Progressive $4,674 $6,495 $4,817 $4,684
State Farm $2,911 $3,450 $3,181 $3,181
Travelers $6,458 $9,175 $11,557 $9,175
USAA $1,558 $2,150 $2,294 $1,742

Cheap Delaware Water Gap, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Delaware Water Gap, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Delaware Water Gap, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Delaware Water Gap, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,945
GEICO $2,504
Liberty Mutual $7,794
Nationwide $4,124
Progressive $4,817
State Farm $3,181
Travelers $11,557
USAA $2,294

Cheap Delaware Water Gap, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Delaware Water Gap, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Delaware Water Gap, Pennsylvania

Insurance Company Poor Fair Good
Allstate $6,599 $4,950 $3,982
GEICO $3,822 $2,153 $1,664
Liberty Mutual $9,747 $6,984 $6,164
Nationwide $3,601 $2,964 $2,643
Progressive $6,842 $4,804 $3,857
State Farm $4,525 $2,804 $2,214
Travelers $9,905 $8,935 $8,434
USAA $2,425 $1,796 $1,588

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Cheap Delaware Water Gap, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Delaware Water Gap, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Delaware Water Gap, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Delaware Water Gap, Pennsylvania

ZIP Code Average Annual Rates
18327 $5,885

Cheap Delaware Water Gap, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Delaware Water Gap, Pennsylvania auto insurance. Find the cheapest annual Delaware Water Gap, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Delaware Water Gap, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,068 $5,287
GEICO $2,507 $2,586
Liberty Mutual $7,436 $7,828
Nationwide $3,069 $3,069
Progressive $5,168 $5,168
State Farm $3,087 $3,274
Travelers $9,091 $9,091
USAA $1,881 $1,992

Cheap Delaware Water Gap, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Delaware Water Gap, Pennsylvania? Check out the comparison of annual Delaware Water Gap, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Delaware Water Gap, Pennsylvania

Insurance Company Low Medium High
Allstate $4,941 $5,212 $5,379
GEICO $2,300 $2,572 $2,768
Liberty Mutual $7,321 $7,678 $7,896
Nationwide $3,088 $3,107 $3,013
Progressive $4,703 $5,201 $5,599
State Farm $2,964 $3,225 $3,353
Travelers $9,186 $9,091 $8,997
USAA $1,802 $1,953 $2,053

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Best By Category: Cheapest Auto Insurance in Delaware Water Gap, Pennsylvania

Compare the cheapest auto insurance companies in Delaware Water Gap, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Delaware Water Gap, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Delaware Water Gap, Pennsylvania Auto Insurance Companies

What auto insurance companies in Delaware Water Gap, Pennsylvania are the cheapest? Compare the top Delaware Water Gap, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Delaware Water Gap, Pennsylvania

Insurance Company Average Annual Rates
Allstate $5,177
GEICO $2,546
Liberty Mutual $7,632
Nationwide $3,069
Progressive $5,168
State Farm $3,181
Travelers $9,091
USAA $1,936

What affects auto insurance rates in Delaware Water Gap, Pennsylvania?

There are a lot of reasons why auto insurance rates in Delaware Water Gap, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Delaware Water Gap, Pennsylvania. Many local factors may affect your Delaware Water Gap auto insurance rates.

Delaware Water Gap Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Delaware Water Gap, Pennsylvania commute length is 29.3 minutes according to City-Data.

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Compare Delaware Water Gap, Pennsylvania Auto Insurance Quotes

Before you buy Delaware Water Gap, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Delaware Water Gap, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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