Best Cheap Auto Insurance in Deford, MI (2021)

The average Deford, MI auto insurance rates are $834 per month. The minimum auto insurance in Deford is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Deford, Michigan, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Deford, Michigan is 20/40/10
  • The most expensive auto insurance company in Deford for teen drivers is Allstate
  • The cheapest auto insurance company in Deford is USAA

Deford, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Deford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Deford, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Deford to other Michigan cities, including Dearborn auto insurance rates, Warren auto insurance rates, and Grand Rapids auto insurance rates to see how Deford, Michigan auto insurance rates stack up.

Before you buy Deford, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Deford, Michigan auto insurance quotes.

Minimum Auto Insurance in Deford, Michigan

Deford, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Deford, Michigan.

Minimum Required Auto Insurance Coverage in Deford, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Deford, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Deford, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Deford, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,403 $16,403 $15,223 $15,223 $41,052 $41,052 $17,286 $17,286
Farmers $4,703 $4,703 $4,389 $4,389 $10,218 $10,218 $5,273 $5,273
GEICO $4,035 $4,035 $4,080 $4,080 $10,969 $10,969 $3,854 $3,854
Liberty Mutual $15,122 $15,122 $14,972 $14,972 $35,654 $35,654 $15,122 $15,122
Nationwide $4,827 $4,827 $4,281 $4,281 $13,022 $13,022 $5,309 $5,309
Progressive $3,186 $2,973 $2,803 $3,131 $11,293 $12,004 $3,715 $3,441
State Farm $7,077 $7,077 $6,541 $6,541 $24,375 $24,375 $8,290 $8,290
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,710 $2,574 $2,546 $2,410 $6,622 $6,309 $3,312 $3,188

Cheap Deford, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Deford, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Deford, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Deford, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,052 $41,052
Farmers $10,218 $10,218
GEICO $10,969 $10,969
Liberty Mutual $35,654 $35,654
Nationwide $13,022 $13,022
Progressive $11,293 $12,004
State Farm $24,375 $24,375
Travelers $16,180 $16,180
USAA $6,622 $6,309

Cheap Deford, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Deford, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Deford, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,223 $15,223
Farmers $4,389 $4,389
GEICO $4,080 $4,080
Liberty Mutual $14,972 $14,972
Nationwide $4,281 $4,281
Progressive $2,803 $3,131
State Farm $6,541 $6,541
Travelers $4,626 $4,626
USAA $2,546 $2,410

Cheap Deford, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Deford, Michigan compared to the annual auto insurance rates with a clean record in Deford, Michigan.

Annual Deford, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,909 $14,579 $49,169 $15,308
Farmers $5,177 $6,574 $6,500 $6,333
GEICO $2,062 $4,273 $12,848 $3,756
Liberty Mutual $14,122 $17,053 $31,609 $18,086
Nationwide $5,862 $7,847 $7,122 $6,607
Progressive $4,500 $5,912 $5,335 $5,526
State Farm $7,459 $8,889 $18,901 $11,035
Travelers $5,416 $7,736 $12,473 $6,404
USAA $2,982 $3,719 $4,882 $3,252

Cheap Deford, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Deford, Michigan is not easy. Compare the annual rates for DUI auto insurance in Deford, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Deford, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,169
Farmers $6,500
GEICO $12,848
Liberty Mutual $31,609
Nationwide $7,122
Progressive $5,335
State Farm $18,901
Travelers $12,473
USAA $4,882

Cheap Deford, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Deford, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Deford, Michigan

Insurance Company Poor Fair Good
Allstate $34,102 $18,892 $14,479
Farmers $8,183 $5,337 $4,917
GEICO $7,373 $5,420 $4,410
Liberty Mutual $31,984 $18,471 $10,198
Nationwide $8,601 $6,478 $5,499
Progressive $6,161 $5,158 $4,636
State Farm $18,768 $9,496 $6,449
Travelers $8,206 $7,958 $7,858
USAA $5,557 $3,162 $2,407

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Cheap Deford, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Deford, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Deford, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Deford, Michigan

ZIP Code Average Annual Rates
48729 $7,042

Cheap Deford, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Deford, Michigan auto insurance. Find the cheapest annual Deford, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Deford, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,491 $22,491
Farmers $6,146 $6,146
GEICO $5,600 $5,868
Liberty Mutual $19,520 $20,916
Nationwide $6,860 $6,860
Progressive $5,318 $5,318
State Farm $11,256 $11,886
Travelers $7,961 $8,053
USAA $3,666 $3,751

Cheap Deford, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Deford, Michigan? Check out the comparison of annual Deford, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Deford, Michigan

Insurance Company Low Medium High
Allstate $21,873 $22,546 $23,054
Farmers $5,984 $6,131 $6,323
GEICO $5,371 $5,687 $6,145
Liberty Mutual $19,733 $20,169 $20,752
Nationwide $7,176 $6,744 $6,659
Progressive $5,129 $5,327 $5,499
State Farm $10,988 $11,643 $12,082
Travelers $7,920 $8,016 $8,086
USAA $3,597 $3,718 $3,811

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Best By Category: Cheapest Auto Insurance in Deford, Michigan

Compare the cheapest auto insurance companies in Deford, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Deford, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Deford, Michigan Auto Insurance Companies

What auto insurance companies in Deford, Michigan are the cheapest? Compare the top Deford, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Deford, Michigan

Insurance Company Average Annual Rates
Allstate $22,491
Farmers $6,146
GEICO $5,734
Liberty Mutual $20,218
Nationwide $6,860
Progressive $5,318
State Farm $11,571
Travelers $8,007
USAA $3,709

Compare Deford, Michigan Auto Insurance Quotes

Before you buy Deford, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Deford, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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