Best Cheap Auto Insurance in Deer Grove, IL (2021)

The average Deer Grove, IL auto insurance rates are $236 per month. The minimum auto insurance in Deer Grove is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Deer Grove, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The minimum auto insurance required in Deer Grove, Illinois is 25/50/20
  • Average auto insurance rates in Deer Grove, IL for senior drivers are $1,633 per year
  • The average commute length in Deer Grove is 18.0 minutes

Deer Grove, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Deer Grove can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Deer Grove, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Deer Grove to other Illinois cities, including Champaign auto insurance rates, Chicago auto insurance rates, and Aurora auto insurance rates to see how Deer Grove, Illinois auto insurance rates stack up.

Before you buy Deer Grove, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Deer Grove, Illinois auto insurance quotes.

Minimum Auto Insurance in Deer Grove, Illinois

Deer Grove, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Deer Grove, Illinois.

Minimum Required Auto Insurance Coverage in Deer Grove, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Deer Grove, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Deer Grove, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Deer Grove, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,974 $2,987 $3,108 $3,108 $7,732 $10,082 $3,579 $3,870
American Family $2,201 $2,201 $2,014 $2,014 $6,175 $8,572 $2,201 $2,838
Farmers $2,126 $2,124 $1,890 $1,996 $8,968 $9,334 $2,432 $2,551
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,280 $1,382 $1,069 $1,192 $3,996 $4,440 $1,339 $1,414
Nationwide $1,460 $1,489 $1,303 $1,382 $3,824 $4,917 $1,681 $1,822
Progressive $1,649 $1,564 $1,359 $1,422 $5,819 $6,524 $1,963 $2,115
State Farm $1,350 $1,350 $1,199 $1,199 $3,790 $4,806 $1,524 $1,754
Travelers $1,319 $1,391 $1,208 $1,286 $3,749 $4,709 $1,393 $1,467
USAA $1,498 $1,521 $1,395 $1,371 $4,862 $5,356 $1,970 $2,159

Cheap Deer Grove, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Deer Grove, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Deer Grove, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Deer Grove, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,732 $10,082
American Family $6,175 $8,572
Farmers $8,968 $9,334
GEICO $4,524 $4,715
Liberty Mutual $3,996 $4,440
Nationwide $3,824 $4,917
Progressive $5,819 $6,524
State Farm $3,790 $4,806
Travelers $3,749 $4,709
USAA $4,862 $5,356

Cheap Deer Grove, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Deer Grove, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Deer Grove, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,108 $3,108
American Family $2,014 $2,014
Farmers $1,890 $1,996
GEICO $1,429 $1,724
Liberty Mutual $1,069 $1,192
Nationwide $1,303 $1,382
Progressive $1,359 $1,422
State Farm $1,199 $1,199
Travelers $1,208 $1,286
USAA $1,395 $1,371

Cheap Deer Grove, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Deer Grove, Illinois compared to the annual auto insurance rates with a clean record in Deer Grove, Illinois.

Annual Deer Grove, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,344 $5,681 $5,298 $4,396
American Family $2,590 $3,691 $4,889 $2,939
Farmers $3,315 $4,271 $4,165 $3,959
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,687 $2,369 $2,093 $1,907
Nationwide $1,805 $2,329 $2,735 $2,070
Progressive $2,317 $3,409 $2,562 $2,920
State Farm $1,945 $2,299 $2,122 $2,122
Travelers $1,648 $2,149 $2,404 $2,060
USAA $1,794 $2,581 $3,528 $2,162

Cheap Deer Grove, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Deer Grove, Illinois is not easy. Compare the annual rates for DUI auto insurance in Deer Grove, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Deer Grove, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,298
American Family $4,889
Farmers $4,165
GEICO $3,243
Liberty Mutual $2,093
Nationwide $2,735
Progressive $2,562
State Farm $2,122
Travelers $2,404
USAA $3,528

Cheap Deer Grove, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Deer Grove, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Deer Grove, Illinois

Insurance Company Poor Fair Good
Allstate $5,965 $4,308 $3,767
American Family $4,695 $3,190 $2,696
Farmers $4,470 $3,748 $3,565
GEICO $3,813 $1,870 $1,461
Liberty Mutual $2,844 $1,777 $1,421
Nationwide $2,663 $2,150 $1,891
Progressive $3,205 $2,706 $2,495
State Farm $3,085 $1,847 $1,432
Travelers $2,521 $2,026 $1,649
USAA $3,347 $2,303 $1,900

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Cheap Deer Grove, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Deer Grove, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Deer Grove, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Deer Grove, Illinois

ZIP Code Average Annual Rates
61243 $2,766

Cheap Deer Grove, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Deer Grove, Illinois auto insurance. Find the cheapest annual Deer Grove, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Deer Grove, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,680 $4,680
American Family $3,482 $3,573
Farmers $3,928 $3,928
GEICO $2,338 $2,425
Liberty Mutual $2,014 $2,014
Nationwide $2,235 $2,235
Progressive $2,802 $2,802
State Farm $2,069 $2,174
Travelers $1,985 $2,145
USAA $2,446 $2,587

Cheap Deer Grove, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Deer Grove, Illinois? Check out the comparison of annual Deer Grove, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Deer Grove, Illinois

Insurance Company Low Medium High
Allstate $4,551 $4,676 $4,813
American Family $3,413 $3,656 $3,512
Farmers $3,750 $3,843 $4,190
GEICO $2,164 $2,374 $2,607
Liberty Mutual $1,911 $2,010 $2,121
Nationwide $2,226 $2,250 $2,228
Progressive $2,584 $2,788 $3,033
State Farm $2,019 $2,125 $2,221
Travelers $1,930 $2,063 $2,203
USAA $2,344 $2,513 $2,692

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Best By Category: Cheapest Auto Insurance in Deer Grove, Illinois

Compare the cheapest auto insurance companies in Deer Grove, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Deer Grove, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Deer Grove, Illinois Auto Insurance Companies

What auto insurance companies in Deer Grove, Illinois are the cheapest? Compare the top Deer Grove, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Deer Grove, Illinois

Insurance Company Average Annual Rates
Allstate $4,680
American Family $3,527
Farmers $3,928
GEICO $2,382
Liberty Mutual $2,014
Nationwide $2,235
Progressive $2,802
State Farm $2,122
Travelers $2,065
USAA $2,516

What affects auto insurance rates in Deer Grove, Illinois?

There are a lot of reasons why auto insurance rates in Deer Grove, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Deer Grove, Illinois. Many local factors may affect your Deer Grove auto insurance rates.

Deer Grove Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Deer Grove, Illinois commute length is 18.0 minutes according to City-Data.

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Compare Deer Grove, Illinois Auto Insurance Quotes

Before you buy Deer Grove, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Deer Grove, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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