Best Cheap Auto Insurance in Decker, IN (2021)

The average Decker, IN auto insurance rates are $279 per month. The minimum auto insurance in Decker is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Decker, Indiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The minimum auto insurance required in Decker, Indiana is 25/50/25
  • The most expensive auto insurance company in Decker for teen drivers is Liberty Mutual
  • Average auto insurance rates in Decker, IN for senior drivers are $1,741 per year

Decker, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Decker can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Decker, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Decker to other Indiana cities, including Evansville auto insurance rates, Indianapolis auto insurance rates, and Bloomington auto insurance rates to see how Decker, Indiana auto insurance rates stack up.

Before you buy Decker, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Decker, Indiana auto insurance quotes.

Minimum Auto Insurance in Decker, Indiana

Decker, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Decker, Indiana.

Minimum Required Auto Insurance Coverage in Decker, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Decker, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Decker, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Decker, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,389 $2,445 $2,101 $2,297 $7,394 $9,324 $2,421 $2,633
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,699 $1,674 $1,452 $1,634 $9,248 $9,861 $2,246 $2,426
GEICO $1,578 $1,564 $1,463 $1,503 $4,612 $4,309 $1,805 $1,604
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,678 $1,714 $1,471 $1,570 $4,919 $6,384 $1,972 $2,156
Progressive $1,682 $1,596 $1,520 $1,532 $9,791 $11,023 $2,111 $2,160
State Farm $1,486 $1,486 $1,316 $1,316 $4,412 $5,658 $1,638 $1,827
Travelers $1,200 $1,222 $1,123 $1,122 $7,313 $11,543 $1,266 $1,473
USAA $943 $929 $876 $884 $2,608 $2,918 $1,274 $1,365

Cheap Decker, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Decker, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Decker, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Decker, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,394 $9,324
American Family $6,331 $9,225
Farmers $9,248 $9,861
GEICO $4,612 $4,309
Liberty Mutual $8,901 $13,457
Nationwide $4,919 $6,384
Progressive $9,791 $11,023
State Farm $4,412 $5,658
Travelers $7,313 $11,543
USAA $2,608 $2,918

Cheap Decker, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Decker, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Decker, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,101 $2,297
American Family $2,107 $2,107
Farmers $1,452 $1,634
GEICO $1,463 $1,503
Liberty Mutual $3,718 $3,718
Nationwide $1,471 $1,570
Progressive $1,520 $1,532
State Farm $1,316 $1,316
Travelers $1,123 $1,122
USAA $876 $884

Cheap Decker, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Decker, Indiana compared to the annual auto insurance rates with a clean record in Decker, Indiana.

Annual Decker, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,089 $4,543 $4,192 $3,678
American Family $2,562 $4,085 $5,171 $3,052
Farmers $3,383 $3,939 $4,064 $3,734
GEICO $1,517 $2,382 $3,208 $2,111
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,351 $3,029 $2,905 $2,647
Progressive $2,947 $5,144 $3,518 $4,098
State Farm $2,338 $2,556 $2,338 $2,338
Travelers $2,786 $3,447 $3,907 $2,990
USAA $1,115 $1,584 $1,817 $1,383

Cheap Decker, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Decker, Indiana is not easy. Compare the annual rates for DUI auto insurance in Decker, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Decker, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,192
American Family $5,171
Farmers $4,064
GEICO $3,208
Liberty Mutual $8,508
Nationwide $2,905
Progressive $3,518
State Farm $2,338
Travelers $3,907
USAA $1,817

Cheap Decker, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Decker, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Decker, Indiana

Insurance Company Poor Fair Good
Allstate $4,799 $3,577 $3,250
American Family $5,078 $3,306 $2,769
Farmers $4,410 $3,596 $3,333
GEICO $2,773 $2,305 $1,836
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,111 $2,627 $2,461
Progressive $4,337 $3,833 $3,611
State Farm $3,486 $2,079 $1,612
Travelers $3,659 $3,096 $3,093
USAA $1,990 $1,311 $1,123

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Cheap Decker, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Decker, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Decker, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Decker, Indiana

ZIP Code Average Annual Rates
47524 $3,252

Cheap Decker, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Decker, Indiana auto insurance. Find the cheapest annual Decker, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Decker, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,875 $3,875
American Family $3,673 $3,762
Farmers $3,780 $3,780
GEICO $2,264 $2,346
Liberty Mutual $5,779 $6,096
Nationwide $2,733 $2,733
Progressive $3,927 $3,927
State Farm $2,325 $2,460
Travelers $3,283 $3,283
USAA $1,455 $1,494

Cheap Decker, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Decker, Indiana? Check out the comparison of annual Decker, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Decker, Indiana

Insurance Company Low Medium High
Allstate $3,693 $3,861 $4,073
American Family $3,702 $3,842 $3,608
Farmers $3,637 $3,772 $3,932
GEICO $2,177 $2,299 $2,438
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,770 $2,712 $2,717
Progressive $3,724 $3,870 $4,186
State Farm $2,291 $2,391 $2,495
Travelers $3,218 $3,314 $3,317
USAA $1,425 $1,471 $1,528

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Best By Category: Cheapest Auto Insurance in Decker, Indiana

Compare the cheapest auto insurance companies in Decker, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Decker, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Decker, Indiana Auto Insurance Companies

What auto insurance companies in Decker, Indiana are the cheapest? Compare the top Decker, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Decker, Indiana

Insurance Company Average Annual Rates
Allstate $3,875
American Family $3,717
Farmers $3,780
GEICO $2,305
Liberty Mutual $5,937
Nationwide $2,733
Progressive $3,927
State Farm $2,392
Travelers $3,283
USAA $1,475

What affects auto insurance rates in Decker, Indiana?

There are a lot of reasons why auto insurance rates in Decker, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Decker, Indiana. Many local factors may affect your Decker auto insurance rates.

Decker Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Decker, Indiana commute length is 21.4 minutes according to City-Data.

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Compare Decker, Indiana Auto Insurance Quotes

Before you buy Decker, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Decker, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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