Best Cheap Auto Insurance in Decatur, GA (2021)

The average Decatur, GA auto insurance rates are $543 per month. The minimum auto insurance in Decatur is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Decatur, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The cheapest auto insurance company in Decatur is USAA
  • The most expensive auto insurance company in Decatur for teen drivers is Liberty Mutual
  • The average commute length in Decatur is 27.3 minutes

Decatur, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Decatur can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Decatur, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Decatur to other Georgia cities, including Roswell auto insurance rates, Savannah auto insurance rates, and Atlanta auto insurance rates to see how Decatur, Georgia auto insurance rates stack up.

Before you buy Decatur, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Decatur, Georgia auto insurance quotes.

Minimum Auto Insurance in Decatur, Georgia

Decatur, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Decatur, Georgia.

Minimum Required Auto Insurance Coverage in Decatur, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Decatur, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Decatur, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Decatur, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,373 $3,373 $3,236 $3,236 $7,946 $10,219 $3,774 $4,119
GEICO $2,661 $2,644 $2,596 $2,596 $8,616 $10,303 $3,476 $3,865
Liberty Mutual $6,653 $7,245 $5,452 $6,213 $29,304 $32,746 $7,013 $7,423
Nationwide $4,771 $4,930 $4,742 $5,205 $15,042 $19,339 $5,839 $6,331
Progressive $4,415 $3,996 $3,797 $4,028 $14,376 $15,904 $5,047 $5,221
State Farm $2,889 $2,889 $2,597 $2,597 $7,831 $10,302 $3,177 $3,430
USAA $1,915 $1,911 $1,800 $1,796 $7,111 $8,371 $2,392 $2,637

Cheap Decatur, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Decatur, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Decatur, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Decatur, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,946 $10,219
GEICO $8,616 $10,303
Liberty Mutual $29,304 $32,746
Nationwide $15,042 $19,339
Progressive $14,376 $15,904
State Farm $7,831 $10,302
USAA $7,111 $8,371

Cheap Decatur, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Decatur, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Decatur, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,236 $3,236
GEICO $2,596 $2,596
Liberty Mutual $5,452 $6,213
Nationwide $4,742 $5,205
Progressive $3,797 $4,028
State Farm $2,597 $2,597
USAA $1,800 $1,796

Cheap Decatur, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Decatur, Georgia compared to the annual auto insurance rates with a clean record in Decatur, Georgia.

Annual Decatur, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,021 $6,274 $5,104 $4,238
GEICO $3,000 $3,724 $8,166 $3,488
Liberty Mutual $9,685 $13,248 $15,210 $12,881
Nationwide $6,371 $7,483 $11,519 $7,727
Progressive $5,486 $9,923 $6,584 $6,399
State Farm $4,058 $4,870 $4,464 $4,464
USAA $2,670 $3,402 $4,912 $2,983

Cheap Decatur, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Decatur, Georgia is not easy. Compare the annual rates for DUI auto insurance in Decatur, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Decatur, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,104
GEICO $8,166
Liberty Mutual $15,210
Nationwide $11,519
Progressive $6,584
State Farm $4,464
USAA $4,912

Cheap Decatur, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Decatur, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Decatur, Georgia

Insurance Company Poor Fair Good
Allstate $6,357 $4,426 $3,945
GEICO $6,085 $3,874 $3,825
Liberty Mutual $18,253 $11,226 $8,788
Nationwide $9,844 $7,992 $6,987
Progressive $7,954 $6,929 $6,411
State Farm $6,337 $3,939 $3,117
USAA $4,527 $3,205 $2,743

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Cheap Decatur, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Decatur, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Decatur, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Decatur, Georgia

ZIP Code Average Annual Rates
30033 $5,820
30034 $6,513
30035 $6,726

Cheap Decatur, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Decatur, Georgia auto insurance. Find the cheapest annual Decatur, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Decatur, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,796 $5,023
GEICO $4,522 $4,667
Liberty Mutual $12,756 $12,756
Nationwide $8,275 $8,275
Progressive $7,098 $7,098
State Farm $4,464 $4,464
USAA $3,332 $3,651

Cheap Decatur, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Decatur, Georgia? Check out the comparison of annual Decatur, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Decatur, Georgia

Insurance Company Low Medium High
Allstate $4,525 $4,961 $5,242
GEICO $4,189 $4,621 $4,974
Liberty Mutual $12,140 $12,673 $13,455
Nationwide $8,056 $8,437 $8,332
Progressive $6,331 $6,951 $8,011
State Farm $4,160 $4,470 $4,762
USAA $3,311 $3,472 $3,691

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Best By Category: Cheapest Auto Insurance in Decatur, Georgia

Compare the cheapest auto insurance companies in Decatur, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Decatur, Georgia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Decatur, Georgia Auto Insurance Companies

What auto insurance companies in Decatur, Georgia are the cheapest? Compare the top Decatur, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Decatur, Georgia

Insurance Company Average Annual Rates
Allstate $4,909
GEICO $4,595
Liberty Mutual $12,756
Nationwide $8,275
Progressive $7,098
State Farm $4,464
USAA $3,491

What affects auto insurance rates in Decatur, Georgia?

There are a lot of reasons why auto insurance rates in Decatur, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Decatur, Georgia. Many local factors may affect your Decatur auto insurance rates.

Decatur Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Decatur, Georgia commute length is 27.3 minutes according to City-Data.

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Compare Decatur, Georgia Auto Insurance Quotes

Before you buy Decatur, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Decatur, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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