Best Cheap Auto Insurance in Dearing, KS (2021)

The average Dearing, KS auto insurance rates are $281 per month. The minimum auto insurance in Dearing is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Dearing, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Dearing for teen drivers is Liberty Mutual
  • The average commute length in Dearing is 14.6 minutes
  • Average auto insurance rates in Dearing, KS for senior drivers are $1,983 per year

Dearing, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Dearing can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Dearing, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Dearing to other Kansas cities, including Salina auto insurance rates, Wichita auto insurance rates, and Manhattan auto insurance rates to see how Dearing, Kansas auto insurance rates stack up.

Before you buy Dearing, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Dearing, Kansas auto insurance quotes.

Minimum Auto Insurance in Dearing, Kansas

Dearing, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Dearing, Kansas.

Minimum Required Auto Insurance Coverage in Dearing, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Dearing, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Dearing, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dearing, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,751 $2,688 $2,443 $2,516 $7,339 $8,181 $2,850 $2,966
American Family $1,675 $1,675 $1,513 $1,513 $3,256 $3,908 $1,675 $1,885
Farmers $2,587 $2,575 $2,314 $2,412 $6,818 $7,069 $2,906 $3,064
GEICO $2,712 $2,652 $2,735 $2,545 $4,904 $6,580 $3,111 $2,287
Liberty Mutual $2,256 $2,436 $2,161 $2,409 $10,590 $11,823 $2,458 $2,658
Nationwide $1,875 $1,940 $1,664 $1,800 $3,776 $4,650 $2,170 $2,317
Progressive $2,486 $2,376 $2,004 $2,088 $9,005 $10,170 $2,936 $3,145
State Farm $1,764 $1,764 $1,535 $1,535 $4,554 $5,824 $1,979 $2,228
Travelers $1,965 $2,001 $1,901 $1,930 $7,768 $12,093 $2,007 $2,383
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Cheap Dearing, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Dearing, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Dearing, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Dearing, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,339 $8,181
American Family $3,256 $3,908
Farmers $6,818 $7,069
GEICO $4,904 $6,580
Liberty Mutual $10,590 $11,823
Nationwide $3,776 $4,650
Progressive $9,005 $10,170
State Farm $4,554 $5,824
Travelers $7,768 $12,093
USAA $4,807 $5,062

Cheap Dearing, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Dearing, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Dearing, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,443 $2,516
American Family $1,513 $1,513
Farmers $2,314 $2,412
GEICO $2,735 $2,545
Liberty Mutual $2,161 $2,409
Nationwide $1,664 $1,800
Progressive $2,004 $2,088
State Farm $1,535 $1,535
Travelers $1,901 $1,930
USAA $1,313 $1,333

Cheap Dearing, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Dearing, Kansas compared to the annual auto insurance rates with a clean record in Dearing, Kansas.

Annual Dearing, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,437 $3,999 $4,588 $3,843
American Family $2,100 $2,250 $2,100 $2,100
Farmers $3,142 $4,026 $3,925 $3,779
GEICO $2,158 $3,545 $5,492 $2,568
Liberty Mutual $3,458 $5,223 $5,128 $4,587
Nationwide $1,887 $2,174 $3,870 $2,165
Progressive $3,952 $4,618 $4,125 $4,410
State Farm $2,466 $2,830 $2,648 $2,648
Travelers $2,937 $3,810 $5,235 $4,042
USAA $1,765 $2,373 $3,494 $2,020

Cheap Dearing, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Dearing, Kansas is not easy. Compare the annual rates for DUI auto insurance in Dearing, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Dearing, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,588
American Family $2,100
Farmers $3,925
GEICO $5,492
Liberty Mutual $5,128
Nationwide $3,870
Progressive $4,125
State Farm $2,648
Travelers $5,235
USAA $3,494

Cheap Dearing, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Dearing, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Dearing, Kansas

Insurance Company Poor Fair Good
Allstate $4,921 $3,728 $3,252
American Family $2,791 $1,974 $1,647
Farmers $4,386 $3,481 $3,287
GEICO $5,347 $2,829 $2,147
Liberty Mutual $4,599 $4,599 $4,599
Nationwide $2,808 $2,466 $2,299
Progressive $4,914 $4,116 $3,798
State Farm $3,856 $2,304 $1,785
Travelers $4,639 $3,765 $3,614
USAA $3,299 $2,163 $1,778

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Cheap Dearing, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Dearing, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Dearing, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Dearing, Kansas

ZIP Code Average Annual Rates
67340 $3,537

Cheap Dearing, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Dearing, Kansas auto insurance. Find the cheapest annual Dearing, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Dearing, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,967 $3,967
American Family $2,110 $2,165
Farmers $3,718 $3,718
GEICO $3,367 $3,515
Liberty Mutual $4,599 $4,599
Nationwide $2,524 $2,524
Progressive $4,276 $4,276
State Farm $2,582 $2,714
Travelers $4,006 $4,006
USAA $2,341 $2,485

Cheap Dearing, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Dearing, Kansas? Check out the comparison of annual Dearing, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dearing, Kansas

Insurance Company Low Medium High
Allstate $3,851 $3,958 $4,091
American Family $2,158 $2,245 $2,008
Farmers $3,571 $3,697 $3,886
GEICO $3,345 $3,437 $3,541
Liberty Mutual $4,489 $4,588 $4,719
Nationwide $2,660 $2,495 $2,418
Progressive $4,051 $4,244 $4,533
State Farm $2,558 $2,655 $2,731
Travelers $3,813 $4,011 $4,194
USAA $2,328 $2,406 $2,504

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Best By Category: Cheapest Auto Insurance in Dearing, Kansas

Compare the cheapest auto insurance companies in Dearing, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Dearing, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Dearing, Kansas Auto Insurance Companies

What auto insurance companies in Dearing, Kansas are the cheapest? Compare the top Dearing, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Dearing, Kansas

Insurance Company Average Annual Rates
Allstate $3,967
American Family $2,137
Farmers $3,718
GEICO $3,441
Liberty Mutual $4,599
Nationwide $2,524
Progressive $4,276
State Farm $2,648
Travelers $4,006
USAA $2,413

What affects auto insurance rates in Dearing, Kansas?

There are a lot of reasons why auto insurance rates in Dearing, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Dearing, Kansas. Many local factors may affect your Dearing auto insurance rates.

Dearing Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Dearing, Kansas commute length is 14.6 minutes according to City-Data.

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Compare Dearing, Kansas Auto Insurance Quotes

Before you buy Dearing, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Dearing, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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