Best Cheap Auto Insurance in De Soto, WI (2021)

The average De Soto, WI auto insurance rates are $246 per month. The minimum auto insurance in De Soto is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in De Soto, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • Average auto insurance rates in De Soto, WI for senior drivers are $1,647 per year
  • The cheapest auto insurance company in De Soto is American Family
  • The average commute length in De Soto is 34.8 minutes

De Soto, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in De Soto can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in De Soto, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in De Soto to other Wisconsin cities, including Milwaukee auto insurance rates, Oshkosh auto insurance rates, and Janesville auto insurance rates to see how De Soto, Wisconsin auto insurance rates stack up.

Before you buy De Soto, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free De Soto, Wisconsin auto insurance quotes.

Minimum Auto Insurance in De Soto, Wisconsin

De Soto, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in De Soto, Wisconsin.

Minimum Required Auto Insurance Coverage in De Soto, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap De Soto, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in De Soto, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in De Soto, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,213 $2,338 $2,038 $2,257 $6,937 $8,913 $2,255 $2,448
American Family $995 $1,042 $934 $941 $2,843 $3,145 $1,181 $1,260
Farmers $1,959 $1,962 $1,740 $1,838 $9,084 $9,417 $2,222 $2,333
GEICO $1,281 $1,408 $1,310 $1,485 $4,200 $4,534 $1,187 $1,232
Liberty Mutual $1,729 $1,888 $1,398 $1,587 $5,815 $6,520 $1,841 $1,999
Nationwide $3,831 $4,028 $3,162 $3,333 $7,772 $11,890 $4,651 $5,532
Progressive $1,610 $1,535 $1,317 $1,372 $6,130 $6,919 $1,938 $2,113
State Farm $1,391 $1,391 $1,230 $1,230 $3,915 $4,943 $1,567 $1,797
USAA $1,362 $1,360 $1,231 $1,253 $3,470 $4,033 $1,769 $1,942

Cheap De Soto, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in De Soto, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in De Soto, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in De Soto, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,937 $8,913
American Family $2,843 $3,145
Farmers $9,084 $9,417
GEICO $4,200 $4,534
Liberty Mutual $5,815 $6,520
Nationwide $7,772 $11,890
Progressive $6,130 $6,919
State Farm $3,915 $4,943
USAA $3,470 $4,033

Cheap De Soto, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in De Soto, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in De Soto, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,038 $2,257
American Family $934 $941
Farmers $1,740 $1,838
GEICO $1,310 $1,485
Liberty Mutual $1,398 $1,587
Nationwide $3,162 $3,333
Progressive $1,317 $1,372
State Farm $1,230 $1,230
USAA $1,231 $1,253

Cheap De Soto, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in De Soto, Wisconsin compared to the annual auto insurance rates with a clean record in De Soto, Wisconsin.

Annual De Soto, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,022 $4,126 $3,841 $3,710
American Family $1,476 $1,565 $1,565 $1,565
Farmers $3,330 $4,196 $3,979 $3,772
GEICO $1,450 $2,334 $2,641 $1,893
Liberty Mutual $2,176 $3,092 $3,212 $2,908
Nationwide $4,671 $5,403 $6,622 $5,403
Progressive $2,625 $3,178 $2,723 $2,940
State Farm $2,011 $2,355 $2,183 $2,183
USAA $1,608 $2,026 $2,743 $1,833

Cheap De Soto, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in De Soto, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in De Soto, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in De Soto, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,841
American Family $1,565
Farmers $3,979
GEICO $2,641
Liberty Mutual $3,212
Nationwide $6,622
Progressive $2,723
State Farm $2,183
USAA $2,743

Cheap De Soto, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how De Soto, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in De Soto, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,828 $3,319 $2,878
American Family $2,061 $1,363 $1,205
Farmers $4,322 $3,647 $3,489
GEICO $2,729 $1,947 $1,563
Liberty Mutual $4,113 $2,478 $1,951
Nationwide $6,211 $5,182 $5,182
Progressive $3,263 $2,766 $2,571
State Farm $3,257 $1,869 $1,423
USAA $3,169 $1,663 $1,326

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Cheap De Soto, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in De Soto, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in De Soto, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in De Soto, Wisconsin

ZIP Code Average Annual Rates
54624 $2,871

Cheap De Soto, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect De Soto, Wisconsin auto insurance. Find the cheapest annual De Soto, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in De Soto, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,587 $3,763
American Family $1,517 $1,569
Farmers $3,819 $3,819
GEICO $2,036 $2,123
Liberty Mutual $2,847 $2,847
Nationwide $5,525 $5,525
Progressive $2,867 $2,867
State Farm $2,131 $2,235
USAA $2,026 $2,079

Cheap De Soto, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in De Soto, Wisconsin? Check out the comparison of annual De Soto, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in De Soto, Wisconsin

Insurance Company Low Medium High
Allstate $3,511 $3,666 $3,848
American Family $1,530 $1,557 $1,541
Farmers $3,536 $3,792 $4,130
GEICO $1,966 $2,079 $2,194
Liberty Mutual $2,631 $2,870 $3,039
Nationwide $5,377 $5,521 $5,676
Progressive $2,719 $2,886 $2,995
State Farm $2,079 $2,188 $2,282
USAA $1,984 $2,054 $2,120

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Best By Category: Cheapest Auto Insurance in De Soto, Wisconsin

Compare the cheapest auto insurance companies in De Soto, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in De Soto, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest De Soto, Wisconsin Auto Insurance Companies

What auto insurance companies in De Soto, Wisconsin are the cheapest? Compare the top De Soto, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in De Soto, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,675
American Family $1,543
Farmers $3,819
GEICO $2,080
Liberty Mutual $2,847
Nationwide $5,525
Progressive $2,867
State Farm $2,183
USAA $2,053

What affects auto insurance rates in De Soto, Wisconsin?

There are a lot of reasons why auto insurance rates in De Soto, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in De Soto, Wisconsin. Many local factors may affect your De Soto auto insurance rates.

De Soto Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average De Soto, Wisconsin commute length is 34.8 minutes according to City-Data.

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Compare De Soto, Wisconsin Auto Insurance Quotes

Before you buy De Soto, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free De Soto, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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