Best Cheap Auto Insurance in De Soto, KS (2021)

The average De Soto, KS auto insurance rates are $274 per month. The minimum auto insurance in De Soto is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in De Soto, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in De Soto is 27.2 minutes
  • The cheapest auto insurance company in De Soto is USAA
  • The minimum auto insurance required in De Soto, Kansas is 25/50/25

De Soto, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in De Soto can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in De Soto, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in De Soto to other Kansas cities, including Salina auto insurance rates, Kansas City auto insurance rates, and Overland Park auto insurance rates to see how De Soto, Kansas auto insurance rates stack up.

Before you buy De Soto, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free De Soto, Kansas auto insurance quotes.

Minimum Auto Insurance in De Soto, Kansas

De Soto, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in De Soto, Kansas.

Minimum Required Auto Insurance Coverage in De Soto, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap De Soto, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in De Soto, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in De Soto, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,459 $2,365 $2,233 $2,291 $7,272 $8,233 $2,482 $2,552
American Family $1,743 $1,743 $1,574 $1,574 $3,368 $4,042 $1,743 $1,959
Farmers $2,497 $2,473 $2,227 $2,330 $7,014 $7,257 $2,824 $2,967
GEICO $2,208 $2,155 $2,235 $2,080 $4,252 $5,750 $2,636 $1,859
Liberty Mutual $2,393 $2,581 $2,333 $2,604 $12,062 $13,458 $2,572 $2,772
Nationwide $1,749 $1,789 $1,568 $1,676 $4,013 $4,875 $2,090 $2,219
Progressive $2,122 $2,000 $1,715 $1,794 $8,250 $9,281 $2,513 $2,700
State Farm $1,677 $1,677 $1,503 $1,503 $4,975 $6,277 $1,896 $2,170
Travelers $1,967 $1,995 $1,956 $1,970 $8,388 $13,114 $2,024 $2,328
USAA $1,161 $1,164 $1,081 $1,069 $4,284 $4,428 $1,542 $1,578

Cheap De Soto, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in De Soto, Kansas is a challenge. Take a look at the annual teen auto insurance rates in De Soto, Kansas.

Annual Auto Insurance Rates for Teen Drivers in De Soto, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,272 $8,233
American Family $3,368 $4,042
Farmers $7,014 $7,257
GEICO $4,252 $5,750
Liberty Mutual $12,062 $13,458
Nationwide $4,013 $4,875
Progressive $8,250 $9,281
State Farm $4,975 $6,277
Travelers $8,388 $13,114
USAA $4,284 $4,428

Cheap De Soto, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in De Soto, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in De Soto, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,233 $2,291
American Family $1,574 $1,574
Farmers $2,227 $2,330
GEICO $2,235 $2,080
Liberty Mutual $2,333 $2,604
Nationwide $1,568 $1,676
Progressive $1,715 $1,794
State Farm $1,503 $1,503
Travelers $1,956 $1,970
USAA $1,081 $1,069

Cheap De Soto, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in De Soto, Kansas compared to the annual auto insurance rates with a clean record in De Soto, Kansas.

Annual De Soto, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,179 $3,721 $4,425 $3,619
American Family $2,181 $2,331 $2,181 $2,181
Farmers $3,110 $4,017 $3,914 $3,753
GEICO $1,840 $2,988 $4,568 $2,192
Liberty Mutual $3,786 $5,819 $5,705 $5,078
Nationwide $1,913 $2,184 $3,728 $2,165
Progressive $3,497 $4,119 $3,667 $3,904
State Farm $2,480 $2,939 $2,710 $2,710
Travelers $3,032 $4,006 $5,564 $4,270
USAA $1,483 $2,022 $2,945 $1,703

Cheap De Soto, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in De Soto, Kansas is not easy. Compare the annual rates for DUI auto insurance in De Soto, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in De Soto, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,425
American Family $2,181
Farmers $3,914
GEICO $4,568
Liberty Mutual $5,705
Nationwide $3,728
Progressive $3,667
State Farm $2,710
Travelers $5,564
USAA $2,945

Cheap De Soto, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how De Soto, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in De Soto, Kansas

Insurance Company Poor Fair Good
Allstate $4,608 $3,534 $3,066
American Family $2,896 $2,050 $1,709
Farmers $4,342 $3,476 $3,277
GEICO $4,502 $2,380 $1,808
Liberty Mutual $5,097 $5,097 $5,097
Nationwide $2,740 $2,461 $2,291
Progressive $4,322 $3,667 $3,401
State Farm $3,945 $2,358 $1,826
Travelers $4,851 $3,978 $3,825
USAA $2,757 $1,837 $1,520

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Cheap De Soto, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in De Soto, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in De Soto, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in De Soto, Kansas

ZIP Code Average Annual Rates
66018 $3,527

Cheap De Soto, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect De Soto, Kansas auto insurance. Find the cheapest annual De Soto, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in De Soto, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,736 $3,736
American Family $2,190 $2,247
Farmers $3,699 $3,699
GEICO $2,837 $2,956
Liberty Mutual $5,097 $5,097
Nationwide $2,497 $2,497
Progressive $3,797 $3,797
State Farm $2,642 $2,778
Travelers $4,218 $4,218
USAA $1,983 $2,094

Cheap De Soto, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in De Soto, Kansas? Check out the comparison of annual De Soto, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in De Soto, Kansas

Insurance Company Low Medium High
Allstate $3,622 $3,727 $3,858
American Family $2,241 $2,330 $2,084
Farmers $3,548 $3,679 $3,869
GEICO $2,798 $2,893 $2,999
Liberty Mutual $4,963 $5,084 $5,245
Nationwide $2,607 $2,473 $2,412
Progressive $3,582 $3,764 $4,044
State Farm $2,592 $2,718 $2,819
Travelers $3,970 $4,226 $4,458
USAA $1,956 $2,032 $2,126

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Best By Category: Cheapest Auto Insurance in De Soto, Kansas

Compare the cheapest auto insurance companies in De Soto, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in De Soto, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest De Soto, Kansas Auto Insurance Companies

What auto insurance companies in De Soto, Kansas are the cheapest? Compare the top De Soto, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in De Soto, Kansas

Insurance Company Average Annual Rates
Allstate $3,736
American Family $2,218
Farmers $3,699
GEICO $2,897
Liberty Mutual $5,097
Nationwide $2,497
Progressive $3,797
State Farm $2,710
Travelers $4,218
USAA $2,038

What affects auto insurance rates in De Soto, Kansas?

There are a lot of reasons why auto insurance rates in De Soto, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in De Soto, Kansas. Many local factors may affect your De Soto auto insurance rates.

De Soto Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average De Soto, Kansas commute length is 27.2 minutes according to City-Data.

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Compare De Soto, Kansas Auto Insurance Quotes

Before you buy De Soto, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free De Soto, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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