Best Cheap Auto Insurance in De Kalb, TX (2021)

The average De Kalb, TX auto insurance rates are $311 per month. The minimum auto insurance in De Kalb is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in De Kalb, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in De Kalb, Texas is 30/60/25
  • The cheapest auto insurance company in De Kalb is USAA
  • The average commute length in De Kalb is 28.6 minutes

De Kalb, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in De Kalb can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in De Kalb, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in De Kalb to other Texas cities, including Plano auto insurance rates, San Antonio auto insurance rates, and Dallas auto insurance rates to see how De Kalb, Texas auto insurance rates stack up.

Before you buy De Kalb, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free De Kalb, Texas auto insurance quotes.

Minimum Auto Insurance in De Kalb, Texas

De Kalb, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in De Kalb, Texas.

Minimum Required Auto Insurance Coverage in De Kalb, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap De Kalb, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in De Kalb, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in De Kalb, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,438 $3,473 $3,396 $3,396 $8,974 $10,845 $4,251 $4,436
American Family $2,501 $2,778 $2,326 $2,658 $6,495 $8,495 $3,564 $4,056
GEICO $2,315 $2,483 $2,208 $2,483 $4,945 $5,147 $2,500 $2,504
Nationwide $2,286 $2,329 $2,018 $2,141 $6,409 $8,249 $2,677 $2,900
Progressive $2,434 $2,302 $2,172 $2,209 $10,350 $11,553 $2,878 $2,913
State Farm $2,089 $2,089 $1,854 $1,854 $4,937 $6,280 $2,267 $2,340
USAA $1,602 $1,619 $1,527 $1,526 $4,425 $4,840 $2,140 $2,310

Cheap De Kalb, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in De Kalb, Texas is a challenge. Take a look at the annual teen auto insurance rates in De Kalb, Texas.

Annual Auto Insurance Rates for Teen Drivers in De Kalb, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,974 $10,845
American Family $6,495 $8,495
GEICO $4,945 $5,147
Nationwide $6,409 $8,249
Progressive $10,350 $11,553
State Farm $4,937 $6,280
USAA $4,425 $4,840

Cheap De Kalb, Texas Auto Insurance for Seniors

What are senior auto insurance rates in De Kalb, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in De Kalb, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,396 $3,396
American Family $2,326 $2,658
GEICO $2,208 $2,483
Nationwide $2,018 $2,141
Progressive $2,172 $2,209
State Farm $1,854 $1,854
USAA $1,527 $1,526

Cheap De Kalb, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in De Kalb, Texas compared to the annual auto insurance rates with a clean record in De Kalb, Texas.

Annual De Kalb, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,118 $6,302 $6,565 $4,118
American Family $3,756 $4,748 $4,176 $3,756
GEICO $2,610 $3,416 $2,897 $3,369
Nationwide $3,143 $3,143 $4,667 $3,552
Progressive $4,010 $5,204 $4,683 $4,509
State Farm $2,641 $3,019 $3,553 $2,641
USAA $1,868 $2,747 $3,235 $2,144

Cheap De Kalb, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in De Kalb, Texas is not easy. Compare the annual rates for DUI auto insurance in De Kalb, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in De Kalb, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,565
American Family $4,176
GEICO $2,897
Nationwide $4,667
Progressive $4,683
State Farm $3,553
USAA $3,235

Cheap De Kalb, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how De Kalb, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in De Kalb, Texas

Insurance Company Poor Fair Good
Allstate $6,712 $4,913 $4,203
American Family $5,655 $3,559 $3,114
GEICO $4,736 $2,687 $1,797
Nationwide $4,353 $3,490 $3,035
Progressive $5,171 $4,479 $4,154
State Farm $4,201 $2,611 $2,079
USAA $3,678 $2,117 $1,701

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Cheap De Kalb, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in De Kalb, Texas can vary. Compare the annual cost of auto insurance by ZIP code in De Kalb, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in De Kalb, Texas

ZIP Code Average Annual Rates
75559 $5,533

Cheap De Kalb, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect De Kalb, Texas auto insurance. Find the cheapest annual De Kalb, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in De Kalb, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,151 $5,401
American Family $4,109 $4,109
GEICO $3,012 $3,134
Nationwide $3,626 $3,626
Progressive $4,602 $4,602
State Farm $2,964 $2,964
USAA $2,467 $2,530

Cheap De Kalb, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in De Kalb, Texas? Check out the comparison of annual De Kalb, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in De Kalb, Texas

Insurance Company Low Medium High
Allstate $5,154 $5,230 $5,443
American Family $3,812 $3,951 $4,565
GEICO $2,916 $3,033 $3,270
Nationwide $3,916 $3,469 $3,494
Progressive $4,366 $4,579 $4,860
State Farm $2,817 $2,954 $3,120
USAA $2,416 $2,488 $2,592

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Best By Category: Cheapest Auto Insurance in De Kalb, Texas

Compare the cheapest auto insurance companies in De Kalb, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in De Kalb, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest De Kalb, Texas Auto Insurance Companies

What auto insurance companies in De Kalb, Texas are the cheapest? Compare the top De Kalb, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in De Kalb, Texas

Insurance Company Average Annual Rates
Allstate $5,276
American Family $4,109
GEICO $3,073
Nationwide $3,626
Progressive $4,602
State Farm $2,964
USAA $2,498

What affects auto insurance rates in De Kalb, Texas?

There are a lot of reasons why auto insurance rates in De Kalb, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in De Kalb, Texas. Many local factors may affect your De Kalb auto insurance rates.

De Kalb Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual De Kalb, Texas auto theft statistics, there have been 1 auto thefts in the city.

De Kalb Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average De Kalb, Texas commute length is 28.6 minutes according to City-Data.

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Compare De Kalb, Texas Auto Insurance Quotes

Before you buy De Kalb, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free De Kalb, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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