Best Cheap Auto Insurance in Dayton, ID (2021)

The average Dayton, ID auto insurance rates are $237 per month. The minimum auto insurance in Dayton is at least 25/50/15 in coverage to comply with Idaho auto insurance laws. To find the best cheap auto insurance in Dayton, Idaho, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Dayton, Idaho is 25/50/15
  • Average auto insurance rates in Dayton, ID for senior drivers are $1,520 per year
  • The most expensive auto insurance company in Dayton for teen drivers is Allstate

Dayton, Idaho auto insurance requirements are 25/50/15 according to Idaho auto insurance laws. Finding cheap auto insurance in Dayton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Dayton, Idaho, including driving record, credit, commute time, and more.

Compare auto insurance in Dayton to other Idaho cities, including Lewiston auto insurance rates, Pocatello auto insurance rates, and Caldwell auto insurance rates to see how Dayton, Idaho auto insurance rates stack up.

Before you buy Dayton, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Dayton, Idaho auto insurance quotes.

Minimum Auto Insurance in Dayton, Idaho

Dayton, Idaho auto insurance laws require that you have at least the Idaho minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Dayton, Idaho.

Minimum Required Auto Insurance Coverage in Dayton, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Dayton, Idaho Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Dayton, Idaho are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dayton, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,388 $2,382 $2,069 $2,147 $8,554 $9,862 $2,684 $2,843
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,616 $1,607 $1,426 $1,507 $7,794 $8,074 $1,862 $1,966
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,462 $1,578 $1,191 $1,330 $4,420 $4,917 $1,552 $1,646
Nationwide $1,798 $1,843 $1,621 $1,723 $4,347 $5,363 $2,096 $2,258
State Farm $1,093 $1,093 $978 $978 $3,174 $4,001 $1,231 $1,421
Travelers $1,375 $1,396 $1,382 $1,374 $6,729 $10,609 $1,461 $1,679
USAA $1,100 $1,103 $1,070 $1,059 $3,565 $3,999 $1,458 $1,579

Cheap Dayton, Idaho Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Dayton, Idaho is a challenge. Take a look at the annual teen auto insurance rates in Dayton, Idaho.

Annual Auto Insurance Rates for Teen Drivers in Dayton, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,554 $9,862
American Family $7,355 $9,596
Farmers $7,794 $8,074
GEICO $4,278 $5,328
Liberty Mutual $4,420 $4,917
Nationwide $4,347 $5,363
State Farm $3,174 $4,001
Travelers $6,729 $10,609
USAA $3,565 $3,999

Cheap Dayton, Idaho Auto Insurance for Seniors

What are senior auto insurance rates in Dayton, Idaho? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Dayton, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,069 $2,147
American Family $1,859 $1,859
Farmers $1,426 $1,507
GEICO $1,919 $1,863
Liberty Mutual $1,191 $1,330
Nationwide $1,621 $1,723
State Farm $978 $978
Travelers $1,382 $1,374
USAA $1,070 $1,059

Cheap Dayton, Idaho Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Dayton, Idaho compared to the annual auto insurance rates with a clean record in Dayton, Idaho.

Annual Dayton, Idaho Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,411 $4,275 $4,752 $4,028
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,822 $3,571 $3,347 $3,188
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $1,880 $2,347 $2,435 $2,385
Nationwide $2,008 $2,609 $3,651 $2,257
State Farm $1,598 $1,893 $1,746 $1,746
Travelers $2,006 $2,852 $4,955 $3,190
USAA $1,341 $1,908 $2,595 $1,623

Cheap Dayton, Idaho Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Dayton, Idaho is not easy. Compare the annual rates for DUI auto insurance in Dayton, Idaho to find the best deal.

Annual Auto Insurance Rates After a DUI in Dayton, Idaho

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,752
American Family $4,444
Farmers $3,347
GEICO $3,808
Liberty Mutual $2,435
Nationwide $3,651
State Farm $1,746
Travelers $4,955
USAA $2,595

Cheap Dayton, Idaho Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Dayton, Idaho annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Dayton, Idaho

Insurance Company Poor Fair Good
Allstate $5,435 $3,690 $3,224
American Family $4,776 $3,404 $2,905
Farmers $3,645 $3,093 $2,956
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,235 $1,978 $1,573
Nationwide $3,144 $2,530 $2,219
State Farm $2,451 $1,551 $1,235
Travelers $3,724 $3,131 $2,897
USAA $2,742 $1,585 $1,273

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Cheap Dayton, Idaho Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Dayton, Idaho can vary. Compare the annual cost of auto insurance by ZIP code in Dayton, Idaho to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Dayton, Idaho

ZIP Code Average Annual Rates
83232 $2,842

Cheap Dayton, Idaho Auto Insurance Rates By Commute

Commute length and annual mileage affect Dayton, Idaho auto insurance. Find the cheapest annual Dayton, Idaho auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Dayton, Idaho

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,116 $4,116
American Family $3,619 $3,771
Farmers $3,232 $3,232
GEICO $2,730 $2,825
Liberty Mutual $2,262 $2,262
Nationwide $2,631 $2,631
State Farm $1,705 $1,787
Travelers $3,251 $3,251
USAA $1,844 $1,889

Cheap Dayton, Idaho Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Dayton, Idaho? Check out the comparison of annual Dayton, Idaho auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dayton, Idaho

Insurance Company Low Medium High
Allstate $3,968 $4,109 $4,271
American Family $3,705 $3,879 $3,502
Farmers $3,076 $3,195 $3,424
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,147 $2,258 $2,380
Nationwide $2,595 $2,764 $2,534
State Farm $1,658 $1,748 $1,832
Travelers $3,204 $3,298 $3,250
USAA $1,817 $1,864 $1,920

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Best By Category: Cheapest Auto Insurance in Dayton, Idaho

Compare the cheapest auto insurance companies in Dayton, Idaho in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Dayton, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Dayton, Idaho Auto Insurance Companies

What auto insurance companies in Dayton, Idaho are the cheapest? Compare the top Dayton, Idaho auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Dayton, Idaho

Insurance Company Average Annual Rates
Allstate $4,116
American Family $3,695
Farmers $3,232
GEICO $2,778
Liberty Mutual $2,262
Nationwide $2,631
State Farm $1,746
Travelers $3,251
USAA $1,867

What affects auto insurance rates in Dayton, Idaho?

There are a lot of reasons why auto insurance rates in Dayton, Idaho are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Dayton, Idaho. Many local factors may affect your Dayton auto insurance rates.

Dayton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Dayton, Idaho commute length is 26.5 minutes according to City-Data.

Dayton Traffic

How does Dayton, Idaho rank for traffic? According to Inrix Dayton, Idaho is the 367th most congested worldwide.

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Compare Dayton, Idaho Auto Insurance Quotes

Before you buy Dayton, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Dayton, Idaho auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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